@import url('https://fonts.googleapis.com/css2?family=Arimo:wght@400;500;600;700&display=swap');

/* Reset and Base Styles */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html, body {
    overflow-x: hidden;
    width: 100%;
    max-width: 100%;
}

body {
    font-family: 'Arimo', sans-serif;
    line-height: 1.6;
    color: var(--color-text);
    background-color: var(--color-surface-subtle);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    text-rendering: optimizeLegibility;
}

a:focus-visible,
button:focus-visible {
    outline: 2px solid var(--color-gold);
    outline-offset: 2px;
}

/* Consistent vertical rhythm for main page sections (all templates) */
:root {
    --section-padding-y: 80px;
    --section-padding-x: 20px;
    /* Brand (same palette site-wide) */
    --color-navy: #1c2354;
    --color-navy-rgb: 28, 35, 84;
    --color-gold: #c59d3f;
    --color-gold-deep: #b08a35;
    --color-gold-soft: rgba(197, 157, 63, 0.14);
    --color-text: #1c2354;
    --color-text-muted: #5a6178;
    --color-text-soft: #7f8c8d;
    --color-nav: #6b7280;
    --color-nav-active: #111827;
    --color-surface: #ffffff;
    --color-surface-subtle: #f6f8fc;
    --color-border: rgba(var(--color-navy-rgb), 0.09);
    --color-border-strong: rgba(var(--color-navy-rgb), 0.14);
    --radius-sm: 8px;
    --radius-md: 12px;
    --radius-lg: 16px;
    --radius-xl: 24px;
    --color-navy-hover: #151a3d;
    --shadow-xs: 0 1px 2px rgba(var(--color-navy-rgb), 0.04);
    --shadow-sm: 0 1px 3px rgba(var(--color-navy-rgb), 0.06), 0 4px 14px rgba(var(--color-navy-rgb), 0.05);
    --shadow-md: 0 4px 6px rgba(var(--color-navy-rgb), 0.05), 0 12px 28px rgba(var(--color-navy-rgb), 0.08);
    --ease-out: cubic-bezier(0.22, 1, 0.36, 1);
    /* Fixed header (top bar + subnav): keeps first hero pixels below header on all pages */
    --site-header-offset: 188px;
}

@media (max-width: 768px) {
    :root {
        --section-padding-y: 56px;
        --site-header-offset: 148px;
    }
}

@media (max-width: 480px) {
    :root {
        --site-header-offset: 132px;
    }
}

.container {
    max-width: 1350px;
    margin: 0 auto;
    padding: 0 20px;
    width: 100%;
}
.container-about {
    margin: 0 auto;
    padding: 0px 20px 0px 0px;
    width: 100%;
    overflow-x: hidden;
}

/* Header Styles */
.header {
    background: var(--color-surface);
    box-shadow: var(--shadow-xs), 0 8px 24px rgba(var(--color-navy-rgb), 0.06);
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    width: 100%;
    box-sizing: border-box;
    z-index: 1000;
}

.header-top .container {
    display: flex;
    align-items: center;
    justify-content: flex-start;
    gap: 18px;
    padding-top: 12px;
    padding-bottom: 12px;
    padding-left: 19px;
    padding-right: 19px;
    width: 100%;
    max-width: none;
    margin: 0;
    box-sizing: border-box;
    position: relative;
    min-height: 60px;
}

.logo {
    flex: 0 0 auto;
    display: flex;
    align-items: center;
    gap: 15px;
    justify-content: flex-start;
    position: relative;
    z-index: 2;
}

/* #navigation: top bar on desktop (after logo); mobile: JS toggles .mobile-menu-open */
.header-top-actions {
    flex: 0 0 auto;
    margin-left: auto;
    display: flex;
    align-items: center;
    justify-content: flex-end;
    gap: 12px;
    position: relative;
    z-index: 40;
}

/* Desktop: logo → segment links → free space → Anmelden (one row, flex) */
@media (min-width: 769px) {
    .mobile-menu-btn,
    .header-mobile-login-icon {
        display: none !important;
    }

    .header-top .navigation {
        display: flex;
        align-items: center;
        gap: 18px;
        flex-wrap: nowrap;
        justify-content: flex-start;
        flex: 0 1 auto;
        min-width: 0;
    }

    .header-top .navigation .nav-link.nav-link--subnav {
        border-bottom: none;
        padding: 6px 8px;
        text-align: inherit;
        white-space: nowrap;
    }

    .header-top .navigation .mobile-login-btn {
        display: none !important;
    }
}

.logo-icon {
    width: 100%;
    height: 70px;
    object-fit: contain;
    transition: transform 0.3s ease;
}

.logo-icon:hover {
    transform: scale(1.05);
}

.logo-link {
    display: flex;
    align-items: center;
    text-decoration: none;
}

/* Secondary navigation (Privatkunden / Geschäftskunden / Wealth Management) */
.header-subnav-wrap {
    position: relative;
    border-top: 1px solid var(--color-border);
    border-bottom: 1px solid var(--color-border);
    background: linear-gradient(180deg, #f5f8fd 0%, #eef3fb 100%);
    font-size: 16px;
    box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.75), 0 4px 16px rgba(var(--color-navy-rgb), 0.06);
    width: 100%;
    box-sizing: border-box;
    z-index: 30;
}

.header-subnav-wrap .container {
    display: flex;
    align-items: center;
    justify-content: flex-start;
    padding-left: 25px;
    padding-right: 10px;
    width: 100%;
    max-width: none;
    margin: 0;
    box-sizing: border-box;
    position: relative;
    min-height: 58px;
    z-index: 35;
}

.header-subnav {
    display: flex;
    align-items: center;
    justify-content: flex-start;
    width: 100%;
    padding: 16px 0;
}

/* Panels */
.header-subnav-panel {
    display: flex;
    align-items: center;
    justify-content: flex-start;
    flex-wrap: wrap;
    gap: 26px;
    width: 100%;
}

/* `hidden` must win over `display:flex` above, or all segment panels show at once */
.header-subnav-panel[hidden] {
    display: none !important;
}

.header-subnav-link {
    text-decoration: none;
    color: #4b5563;
    font-size: 16px;
    font-weight: 600;
    line-height: 1.2;
    padding: 10px 6px;
    border-radius: 8px;
    transition: color 0.15s ease, background 0.15s ease;
    white-space: nowrap;
}

.header-subnav-link:hover {
    color: #0f172a;
    background: rgba(15, 23, 42, 0.04);
}

.header-subnav-link:focus-visible {
    outline: 2px solid rgba(37, 99, 235, 0.55);
    outline-offset: 2px;
}

/* Panels are used in current `mains/header.php`; dropdown styles remain for legacy markup if needed. */

.header-subnav-item {
    position: relative;
}

.header-subnav-trigger {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 10px 18px;
    border: none;
    background: transparent;
    cursor: pointer;
    font-family: inherit;
    font-size: 15px;
    font-weight: 700;
    color: #c59d45;
    transition: color 0.2s ease, background 0.2s ease;
    border-radius: 8px;
}

.header-subnav-item.is-active .header-subnav-trigger {
    color: #a88328;
    background: rgba(208, 155, 51, 0.10);
}

.header-subnav-trigger:hover {
    color: #a88328;
    background: rgba(208, 155, 51, 0.08);
}

.header-subnav-chevron {
    font-size: 1rem;
    transition: transform 0.25s ease;
    opacity: 0.95;
}

.header-subnav-item.is-open .header-subnav-chevron {
    transform: rotate(180deg);
}

.header-dropdown {
    display: none;
    position: absolute;
    left: 0;
    top: calc(100% + 4px);
    min-width: 300px;
    max-width: min(380px, 94vw);
    padding: 10px 0;
    margin: 0;
    background: #ffffff;
    border: 1px solid #d09b33;
    border-radius: 12px;
    box-shadow: 0 10px 32px rgba(28, 35, 84, 0.14);
    z-index: 1002;
}

/* Geschäftskunden: grouped menu (section titles + indented links) */
.header-dropdown--nested {
    min-width: 316px;
    max-width: min(400px, 94vw);
    padding: 12px 0 14px;
}

.header-dropdown-section + .header-dropdown-section {
    margin-top: 6px;
    padding-top: 10px;
    border-top: 1px solid #ececf2;
}

.header-dropdown-group-title {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 6px 18px 8px;
    font-size: 15px;
    font-weight: 700;
    color: #1C2354;
    line-height: 1.3;
}

.header-dropdown-group-title .header-dropdown-icon {
    font-size: 0.8rem;
    opacity: 0.88;
    flex-shrink: 0;
}

.header-subnav-item.is-open .header-dropdown {
    display: block;
}

.header-dropdown-link {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 11px 20px;
    font-size: 15px;
    font-weight: 600;
    color: #1c2354;
    text-decoration: none;
    transition: background 0.15s ease;
}

.header-dropdown-link:hover {
    background: #f5f6fa;
}

.header-subnav-link.is-active {
    color: #1c2354;
    background: rgba(208, 155, 51, 0.22);
    border: 1px solid rgba(208, 155, 51, 0.45);
}

.header-dropdown-link.is-active {
    background: rgba(208, 155, 51, 0.22);
    color: #1c2354;
    border-radius: 10px;
}

/* Indented sub-links (must follow .header-dropdown-link for cascade) */
.header-dropdown-link.header-dropdown-link--sub {
    display: block;
    padding: 7px 18px 7px 40px;
    font-size: 14px;
    font-weight: 600;
    gap: 0;
}

.header-dropdown-link.header-dropdown-link--sub:hover {
    background: #f5f6fa;
}

.header-dropdown--privat-investment {
    min-width: 360px;
    max-width: min(460px, 94vw);
    padding: 14px 10px;
    border: 1px solid #d4a84a;
    border-radius: 18px;
    box-shadow: 0 4px 18px rgba(28, 35, 84, 0.09);
    background: #ffffff;
}

.header-dropdown--mega {
    left: 0;
    /* Starts directly under the container edge */
    top: calc(100% + 6px);
    min-width: min(980px, calc(100vw - 60px));
    max-width: min(1020px, calc(100vw - 30px));
    width: auto;
    padding: 0;
    border: 1px solid #d6dde8;
    border-radius: 0;
    box-shadow: 0 20px 50px rgba(15, 23, 42, 0.15);
    overflow: hidden;
    z-index: 20;
}

/* Smooth mega dropdown entrance */
@keyframes headerMegaDropdownIn {
    0% {
        opacity: 0;
        transform: translateY(-24px) scale(0.98);
        filter: blur(2px);
    }
    60% {
        opacity: 1;
        filter: blur(0);
    }
    100% {
        opacity: 1;
        transform: translateY(0) scale(1);
        filter: blur(0);
    }
}

.header-mega-tabs {
    display: flex;
    align-items: center;
    gap: 0;
    padding: 0 22px;
    background: #eef2f7;
    border-bottom: 1px solid #dfe5ef;
}

.header-mega-tab {
    display: inline-flex;
    align-items: center;
    padding: 14px 14px;
    color: #425466;
    font-size: 17px;
    font-weight: 500;
    text-decoration: none;
    white-space: nowrap;
}

.header-mega-tab:hover {
    color: #111827;
}

.header-mega-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 46px;
    padding: 22px 26px 20px;
    background: #ffffff;
}

.header-mega-column {
    min-width: 0;
}

.header-mega-title {
    margin: 0 0 10px;
    padding-bottom: 9px;
    border-bottom: 1px solid #dde3ec;
    color: #2a3747;
    font-size: 13px;
    line-height: 1.1;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.header-mega-link {
    display: flex;
    align-items: center;
    gap: 7px;
    padding: 7px 0;
    color: #2f3d4e;
    font-size: 14px;
    line-height: 1.25;
    font-weight: 400;
    text-decoration: none;
}

.header-mega-link:hover {
    color: #0f172a;
}

.header-mega-link.is-active {
    color: #a88328;
    font-weight: 600;
}

.header-mega-badge {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    margin-left: 2px;
    padding: 2px 8px;
    border-radius: 999px;
    background: #d8f4fa;
    color: #2a6670;
    font-size: 15px;
    line-height: 1;
    font-weight: 600;
}

.header-privat-nested {
    margin: 0 0 8px;
    border: 1px solid #e7eaf2;
    border-radius: 12px;
    overflow: hidden;
    background: #ffffff;
}

.header-privat-nested:last-child {
    margin-bottom: 0;
}

.header-privat-nested-summary {
    list-style: none;
    cursor: pointer;
    padding: 12px 16px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 10px;
    font-size: 15px;
    font-weight: 600;
    line-height: 1.35;
    color: #1c2354;
    background: #ffffff;
    border-bottom: 1px solid #eceff6;
}

.header-privat-nested-summary::-webkit-details-marker {
    display: none;
}

.header-privat-nested-summary::after {
    content: "▾";
    font-size: 0.95rem;
    color: #8c97ad;
    transition: transform 0.2s ease;
}

.header-privat-nested[open] .header-privat-nested-summary::after {
    transform: rotate(180deg);
}

.header-privat-nested-links {
    padding: 4px 0 8px;
}

.header-dropdown--privat-investment .header-dropdown-link.header-dropdown-link--sub {
    padding: 9px 16px 9px 26px;
    font-size: 14px;
    color: #334155;
    border-radius: 8px;
    margin: 0 8px;
}

.header-dropdown--privat-investment .header-dropdown-link.header-dropdown-link--sub:hover {
    background: rgba(28, 35, 84, 0.04);
}

@media (min-width: 769px) {
    /* Keep right-side Privatkunden menus away from the viewport scrollbar edge. */
    .header-privat-dropdown-wrap#header-privat-service-wrap .header-dropdown--privat-investment,
    .header-privat-dropdown-wrap#header-privat-research-wrap .header-dropdown--privat-investment {
        left: auto;
        right: 0;
    }
}

@media (max-width: 1200px) {
    .header-dropdown--mega {
        min-width: min(940px, calc(100vw - 24px));
    }

    .header-mega-grid {
        gap: 28px;
    }

    .header-mega-title {
        font-size: 12px;
    }

    .header-mega-link {
        font-size: 13px;
    }
}

.header-dropdown-icon {
    font-size: 0.85rem;
    flex-shrink: 0;
    opacity: 0.85;
}

/* Wealth: Vermögensstrategie — custom select-style menu */
.header-wealth-dropdown-wrap {
    flex-shrink: 0;
}

.header-wealth-strategy-trigger {
    font-size: 16px;
    font-weight: 600;
    color: #4b5563;
    padding: 6px 8px;
}

.header-wealth-strategy-trigger:hover {
    color: #0f172a;
    background: rgba(15, 23, 42, 0.04);
}

.header-wealth-dropdown-wrap.is-open .header-wealth-strategy-trigger {
    color: #0f172a;
}

.header-wealth-dropdown-wrap.is-active .header-wealth-strategy-trigger {
    color: #a88328;
    background: rgba(208, 155, 51, 0.10);
}

.header-dropdown--wealth-strategy {
    min-width: min(320px, calc(100vw - 32px));
    max-width: min(380px, 94vw);
    padding: 18px 0;
    border: 1px solid #d4a84a;
    border-radius: 18px;
    box-shadow: 0 4px 18px rgba(28, 35, 84, 0.09);
}

.header-dropdown-link.header-dropdown-link--wealth-strategy {
    align-items: flex-start;
    gap: 14px;
    padding: 14px 24px;
    font-size: 15px;
    font-weight: 500;
    line-height: 1.35;
    color: #1c2354;
}

.header-dropdown-link.header-dropdown-link--wealth-strategy:hover {
    background: rgba(28, 35, 84, 0.04);
}

.header-wealth-strategy-arrow {
    flex-shrink: 0;
    width: 16px;
    height: 16px;
    margin-top: 2px;
    object-fit: contain;
    display: block;
    opacity: 0.9;
}

.header-wealth-strategy-label {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 2px;
}

.header-wealth-strategy-line {
    display: block;
}

.header-dropdown-link--wealth-strategy-multiline .header-wealth-strategy-label {
    text-align: left;
}

/* Wealth panel: static multi-column layout (matches provided design) */
.header-subnav-panel--wealth {
    width: 100%;
}

.header-wealth-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 0;
    width: 100%;
    margin-top: 4px;
    padding: 14px 18px;
    border: 1px solid #eceef1;
    border-top: 2px solid #d5a23d;
    background: #f7f8fa;
    box-shadow: 0 2px 8px rgba(15, 23, 42, 0.06);
}

.header-wealth-grid-col {
    display: flex;
    flex-direction: column;
    gap: 4px;
    padding: 2px 18px;
    min-width: 0;
}

.header-wealth-grid-col + .header-wealth-grid-col {
    border-left: 1px solid #e0e3e7;
}

.header-wealth-grid .header-dropdown-link.header-dropdown-link--wealth-strategy {
    display: block;
    gap: 0;
    padding: 8px 0;
    font-size: 30px;
    font-weight: 500;
    line-height: 1.2;
    color: #242f3d;
    background: transparent;
}

.header-wealth-grid .header-dropdown-link.header-dropdown-link--wealth-strategy:hover {
    color: #101826;
    background: transparent;
}

.header-wealth-grid .header-dropdown-link.header-dropdown-link--wealth-strategy.is-active {
    color: #a88328;
}

/* Ensure mega menu keeps its own width when combined with wealth-strategy class */
.header-dropdown.header-dropdown--mega.header-dropdown--wealth-strategy {
    left: 0;
    top: calc(100% + 6px);
    min-width: min(980px, calc(100vw - 60px));
    max-width: min(1020px, calc(100vw - 30px));
    width: auto;
    padding: 0;
    border: 1px solid #d6dde8;
    border-radius: 0;
    box-shadow: 0 20px 50px rgba(15, 23, 42, 0.15);
    overflow: hidden;
    z-index: 20;
}

.header-subnav-item.is-open .header-dropdown--mega {
    animation: headerMegaDropdownIn 380ms cubic-bezier(0.22, 0.85, 0.25, 1) both;
    transform-origin: top center;
    will-change: transform, opacity;
}

/* Desktop sizing tuned to match provided design */
.header-dropdown--mega .header-mega-tab {
    font-size: 14px;
    font-weight: 500;
    padding: 14px 14px;
}

.header-dropdown--mega .header-mega-title {
    font-size: 13px;
    line-height: 1.1;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.header-dropdown--mega .header-mega-link {
    font-size: 14px;
    line-height: 1.25;
    font-weight: 400;
}

.header-dropdown--mega .header-mega-badge {
    font-size: 12px;
    padding: 2px 8px;
}

/* Avoid giant text on standard desktop widths */
@media (max-width: 1680px) {
    .header-dropdown--mega .header-mega-title {
        font-size: 13px;
    }

    .header-dropdown--mega .header-mega-link {
        font-size: 14px;
    }
}

@media (max-width: 1200px) {
    .header-wealth-grid .header-dropdown-link.header-dropdown-link--wealth-strategy {
        font-size: 20px;
    }
}

@media (max-width: 992px) {
    .header-wealth-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        row-gap: 10px;
    }

    .header-wealth-grid-col:nth-child(3),
    .header-wealth-grid-col:nth-child(4) {
        border-top: 1px solid #e0e3e7;
        padding-top: 12px;
    }

    .header-wealth-grid-col:nth-child(3) {
        border-left: none;
    }

    .header-wealth-grid-col:nth-child(2n + 1) {
        border-left: none;
    }
}

.logo-text {
    display: none;
}

.logo-main {
    font-size: 24px;
    font-weight: 700;
    color: #1C2354;
    line-height: 1;
}

.logo-sub {
    font-size: 12px;
    font-weight: 400;
    color: #1C2354;
    line-height: 1;
}

.navigation {
    display: flex;
    gap: 18px;
}

.nav-link {
    text-decoration: none;
    color: var(--color-nav);
    font-weight: 500;
    font-size: 14px;
    transition: color 0.2s var(--ease-out), background 0.2s var(--ease-out), box-shadow 0.2s var(--ease-out);
    padding: 6px 10px;
    border-radius: 999px;
}

.nav-link:hover {
    color: var(--color-nav-active);
    background: rgba(var(--color-navy-rgb), 0.05);
    box-shadow: 0 1px 2px rgba(var(--color-navy-rgb), 0.04);
}

.nav-link.active {
    color: var(--color-nav-active);
    font-weight: 600;
    background: rgba(var(--color-navy-rgb), 0.06);
}

.nav-link.nav-link--subnav {
    display: inline-flex;
    align-items: center;
    gap: 0;
}

.nav-link-subnav-inner {
    display: inline-flex;
    align-items: center;
    gap: 0;
}

.nav-link-subnav-label {
    line-height: 1.2;
}

.login-btn {
    text-decoration: none;
}

/* Header-only login button */
.header-login-btn {
    background: #f3f7fd;
    color: #1c2354;
    border: 1px solid rgba(28, 35, 84, 0.22);
    padding: 8px 14px;
    border-radius: 5px;
    font-size: 14px;
    font-weight: 600;
    cursor: pointer;
    transition: background 0.15s ease, border-color 0.15s ease, color 0.15s ease, box-shadow 0.15s ease;
    display: inline-flex;
    align-items: center;
    gap: 8px;
}

.header-login-btn:hover {
    background: rgba(28, 35, 84, 0.06);
    border-color: rgba(28, 35, 84, 0.34);
    color: #1c2354;
    box-shadow: 0 4px 12px rgba(28, 35, 84, 0.1);
}

/* Desktop Login Button */
.desktop-login-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
}

/* ── Search wrap ── */
.header-search-wrap {
    position: relative;
}

/* ══════════════════════════════════════════
   DESKTOP: always-visible inline search bar
   ══════════════════════════════════════════ */
.header-search-form--desktop {
    display: flex;
    align-items: center;
    gap: 0;
    width: 240px;
    height: 40px;
    padding: 0 6px 0 14px;
    border-radius: 999px;
    border: 1.5px solid #dde3ec;
    background: #f5f8fd;
    transition: border-color 0.18s ease, box-shadow 0.18s ease, background 0.18s ease, width 0.28s cubic-bezier(0.22,1,0.36,1);
    overflow: visible;
    position: relative;
}

.header-search-form--desktop:focus-within {
    border-color: #c59d45;
    background: #fff;
    box-shadow: 0 0 0 3px rgba(197, 157, 69, 0.14), 0 4px 16px rgba(28, 35, 84, 0.08);
    width: 320px;
}

.header-search-form--desktop .header-search-form-icon {
    flex-shrink: 0;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    color: #6b7a90;
    margin-right: 8px;
}

.header-search-form--desktop .header-search-form-image {
    width: 16px;
    height: 16px;
    display: block;
    object-fit: contain;
    opacity: 0.65;
}

.header-search-form--desktop .header-search-input {
    flex: 1;
    min-width: 0;
    height: 100%;
    border: none;
    background: transparent;
    padding: 0;
    font-size: 0.9rem;
    color: #1c2354;
    font-family: inherit;
    font-weight: 500;
}

.header-search-form--desktop .header-search-input::placeholder {
    color: #9ca8bb;
    font-weight: 400;
}

.header-search-form--desktop .header-search-input:focus {
    outline: none;
    box-shadow: none;
}

.header-search-form--desktop .header-search-input::-webkit-search-cancel-button,
.header-search-form--desktop .header-search-input::-webkit-search-decoration {
    -webkit-appearance: none;
    appearance: none;
    display: none;
}

.header-search-clear {
    flex-shrink: 0;
    display: none;
    align-items: center;
    justify-content: center;
    width: 26px;
    height: 26px;
    border: none;
    border-radius: 50%;
    background: #e8edf5;
    color: #5a6a80;
    font-size: 0.75rem;
    line-height: 1;
    cursor: pointer;
    transition: background 0.15s ease, color 0.15s ease;
}

.header-search-clear:hover {
    background: #d4a84a;
    color: #fff;
}

.header-search-wrap.has-query .header-search-clear {
    display: inline-flex;
}

/* Desktop results dropdown */
.header-search-results--desktop {
    display: none;
    position: absolute;
    top: calc(100% + 8px);
    right: 0;
    z-index: 1400;
    background: #fff;
    border: 1px solid #dde3ec;
    border-radius: 16px;
    box-shadow: 0 16px 48px rgba(15, 23, 42, 0.14);
    padding: 8px 8px 10px;
    width: 320px;
    min-width: 320px;
    max-height: 420px;
    overflow-y: auto;
}

.header-search-wrap.has-results .header-search-results--desktop {
    display: block;
    animation: headerSearchDropIn 0.22s cubic-bezier(0.22, 1, 0.36, 1) both;
}

@keyframes headerSearchDropIn {
    from { opacity: 0; transform: translateY(-10px) scale(0.98); }
    to   { opacity: 1; transform: translateY(0) scale(1); }
}

/* Mobile toggle (icon only) */
.header-search-toggle {
    display: none;
}

/* Mobile full-screen overlay panel */
.header-search-panel {
    position: fixed;
    inset: 0;
    background: rgba(248, 250, 255, 0.88);
    -webkit-backdrop-filter: blur(8px);
    backdrop-filter: blur(8px);
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    z-index: 1300;
    display: flex;
    flex-direction: column;
    transition: opacity 0.22s ease, visibility 0s linear 0.22s;
}

.header-search-wrap.is-open .header-search-panel {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    transition: opacity 0.22s ease, visibility 0s;
}

.header-search-form--mobile {
    position: relative;
    width: 100%;
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 14px 18px;
    min-height: 64px;
    border-bottom: 1px solid rgba(15, 23, 42, 0.1);
    background: rgba(255, 255, 255, 0.72);
    -webkit-backdrop-filter: blur(4px);
    backdrop-filter: blur(4px);
    transform: translateY(-8px);
    opacity: 0;
    transition: transform 0.24s cubic-bezier(0.22, 1, 0.36, 1), opacity 0.2s ease;
    z-index: 2;
}

.header-search-wrap.is-open .header-search-form--mobile {
    opacity: 1;
    transform: translateY(0);
}

.header-search-form--mobile .header-search-form-image {
    width: 22px;
    height: 22px;
    display: block;
    object-fit: contain;
}

.header-search-form--mobile .header-search-input--mobile {
    flex: 1;
    min-width: 0;
    height: 44px;
    border: none;
    background: transparent;
    padding: 0;
    font-size: 1.15rem;
    color: #1c2354;
    font-family: inherit;
}

.header-search-form--mobile .header-search-input--mobile:focus {
    outline: none;
}

.header-search-form--mobile .header-search-close {
    width: 34px;
    height: 34px;
    border: none;
    background: transparent;
    color: #101318;
    font-size: 1.6rem;
    line-height: 1;
    cursor: pointer;
    flex-shrink: 0;
}

/* Mobile results list */
.header-search-results:not(.header-search-results--desktop) {
    position: relative;
    width: 100%;
    flex: 1 1 auto;
    overflow-y: auto;
    background: transparent;
    padding: 8px 20px 16px;
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transform: translateY(8px);
    transition: opacity 0.18s ease, transform 0.22s ease, visibility 0s linear 0.18s;
}

.header-search-wrap.is-open.has-results .header-search-results:not(.header-search-results--desktop) {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    transform: translateY(0);
    transition: opacity 0.18s ease, transform 0.22s ease, visibility 0s;
}

/* Shared result items */
.header-search-result-item {
    width: 100%;
    border: 1px solid rgba(28, 35, 84, 0.1);
    border-radius: 12px;
    background: rgba(255, 255, 255, 0.92);
    color: #1c2354;
    text-align: left;
    padding: 11px 14px;
    margin-bottom: 6px;
    cursor: pointer;
    display: block;
    box-shadow: 0 2px 8px rgba(28, 35, 84, 0.05);
    transform: translateY(6px);
    opacity: 0;
    animation: headerSearchItemIn 0.22s cubic-bezier(0.22, 1, 0.36, 1) forwards;
    transition: background 0.15s ease, border-color 0.15s ease;
}

.header-search-result-item:last-child {
    margin-bottom: 0;
}

.header-search-result-item:hover,
.header-search-result-item.is-active {
    background: rgba(208, 155, 51, 0.12);
    border-color: rgba(208, 155, 51, 0.45);
    box-shadow: 0 4px 14px rgba(28, 35, 84, 0.09);
}

.header-search-result-title {
    display: block;
    margin-bottom: 3px;
    font-size: 0.95rem;
    font-weight: 700;
    color: #1c2354;
    line-height: 1.25;
}

.header-search-result-desc {
    display: block;
    font-size: 0.82rem;
    color: #5a6a80;
    line-height: 1.4;
}

@keyframes headerSearchItemIn {
    to { opacity: 1; transform: translateY(0); }
}

.header-search-submit {
    display: none;
}

.header-search-form-icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
}

.header-search-form-image {
    display: block;
    object-fit: contain;
}

.header-search-input:focus {
    outline: none;
    box-shadow: none;
}

.header-search-input::-webkit-search-cancel-button,
.header-search-input::-webkit-search-decoration {
    -webkit-appearance: none;
    appearance: none;
    display: none;
}

.header-search-input::-ms-clear,
.header-search-input::-ms-reveal {
    display: none;
    width: 0;
    height: 0;
}

.desktop-login-icon {
    font-size: 0.95rem;
    line-height: 1;
}

.desktop-login-image {
    width: 18px;
    height: 18px;
    display: block;
    object-fit: contain;
}

.mobile-login-btn {
    display: none;
}

/* Mobile top bar (DKB-style): hidden on desktop */
.mobile-menu-btn {
    display: none;
    align-items: center;
    justify-content: flex-start;
    gap: 10px;
    padding: 6px 4px 6px 6px;
    min-height: 44px;
    background: transparent;
    border: none;
    cursor: pointer;
    font-family: inherit;
    color: #4b5563;
    -webkit-tap-highlight-color: transparent;
}

.mobile-menu-btn-bars {
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: flex-start;
    gap: 5px;
}

.mobile-menu-label {
    font-size: 15px;
    font-weight: 500;
    color: #4b5563;
    line-height: 1;
}

/* Contact / mail icons (site-wide Font Awesome envelope) */
.fas.fa-envelope {
    color: #3b4270;
}

.header-mobile-login-icon {
    display: none;
}

.hamburger-line {
    display: block;
    width: 22px;
    height: 2px;
    background: #4b5563;
    border-radius: 1px;
    transition: transform 0.25s ease, opacity 0.2s ease;
}

.mobile-menu-btn.mobile-menu-active .mobile-menu-btn-bars .hamburger-line:nth-child(1) {
    transform: translateY(7px) rotate(45deg);
}

.mobile-menu-btn.mobile-menu-active .mobile-menu-btn-bars .hamburger-line:nth-child(2) {
    opacity: 0;
}

.mobile-menu-btn.mobile-menu-active .mobile-menu-btn-bars .hamburger-line:nth-child(3) {
    transform: translateY(-7px) rotate(-45deg);
}

/* Hero Section */
.hero {
    background: #fcfcfc;
    /* margin (not padding): avoids a visible strip between fixed header and hero image */
    margin-top: 150px;
    padding: 0 0 120px;
}

.hero-container {
    max-width: 100%;
    margin: 0 auto;
}

.hero-stage {
    position: relative;
    overflow: visible;
    min-height: 700px;
    display: flex;
    align-items: flex-end;
}

.hero-bg-image {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center;
    display: block;
    z-index: 0;
}

.hero-overlay-card {
    position: absolute;
    top: 36px;
    left: 52px;
    display: block;
    box-sizing: border-box;
    width: min(380px, calc(100% - 104px));
    max-width: min(400px, calc(100% - 104px));
    min-height: 0;
    height: auto;
    margin: 0;
    padding: 28px 32px;
    border-radius: 44px;
    text-align: left;
    background: rgba(229, 221, 208, 0.88);
    border: 1px solid rgba(255, 255, 255, 0.45);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    box-shadow:
        0 4px 24px rgba(45, 38, 30, 0.08),
        0 1px 0 rgba(255, 255, 255, 0.65) inset;
    z-index: 1;
    overflow: hidden;
}

.hero-overlay-kicker {
    margin: 0;
    color: #8b6f2e;
    font-size: 12px;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    font-weight: 700;
}

.hero-overlay-title {
    margin: 0 0 16px;
    padding: 0;
    color: #3b4270;
    font-size: clamp(26px, 2.2vw, 34px);
    line-height: 1.14;
    font-weight: 800;
    letter-spacing: -0.02em;
    word-break: break-word;
    hyphens: auto;
}

.hero-overlay-text {
    margin: 0;
    padding: 0;
    color: #252525;
    font-size: clamp(14px, 1.12vw, 16px);
    line-height: 1.5;
    font-weight: 400;
    word-break: break-word;
    hyphens: auto;
}

.hero-overlay-feature {
    margin-top: auto;
    padding: 12px 14px;
    border-radius: 14px;
    background: rgba(255, 255, 255, 0.72);
    border: 1px solid rgba(197, 157, 69, 0.35);
    text-align: center;
}

.hero-overlay-feature-value {
    display: block;
    color: #1c2354;
    font-size: clamp(18px, 1.55vw, 22px);
    line-height: 1;
    font-weight: 800;
}

.hero-overlay-feature-label {
    display: block;
    margin-top: 4px;
    color: #3b466f;
    font-size: 13px;
    line-height: 1.35;
    text-align: center;
}

.hero-overlay-link {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    color: #ffffff;
    text-decoration: none;
    font-weight: 700;
    font-size: clamp(12px, 0.92vw, 13px);
    margin-top: 6px;
    width: 86%;
    min-height: 38px;
    align-self: center;
    border-radius: 12px;
    background: linear-gradient(135deg, #253f88 0%, #1b2f6a 100%);
    box-shadow: 0 10px 20px rgba(27, 47, 106, 0.26);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.hero-overlay-link:hover {
    color: #ffffff;
    background: linear-gradient(135deg, #2a4899 0%, #203879 100%);
    box-shadow: 0 12px 22px rgba(27, 47, 106, 0.3);
    transform: translateY(-1px);
}

.hero-bottom-cards {
    width: calc(100% - 52px);
    z-index: 2;
    position: absolute;
    left: 50%;
    bottom: -74px;
    transform: translateX(-50%);
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 10px;
    align-items: end;
    max-width: 1120px;
    padding: 0;
}

.hero-bottom-card {
    overflow: hidden;
    border-radius: 22px 22px 0 0;
    background: #ffffff;
    box-shadow: 0 -1px 0 rgba(255, 255, 255, 0.6) inset;
}

.hero-bottom-card-title {
    margin: 0;
    min-height: 64px;
    padding: 12px 14px 10px;
    color: #3f456e;
    font-size: 18px;
    line-height: 1.18;
    font-weight: 700;
    display: flex;
    align-items: center;
}

.hero-bottom-card-image {
    width: 100%;
    height: 180px;
    object-fit: cover;
    object-position: center;
    display: block;
}

/* FAQ Hero Section */
.faq-hero {
    background: #FFF3E0;
    padding: var(--section-padding-y) var(--section-padding-x);
}

.faq-hero-container {
    max-width: 1400px;
    margin: 0 auto;
}

.faq-hero-card {
    background: linear-gradient(184deg, #FFE4A0 0%, #E8C55A 50%, #D09B33 100%);
    border-radius: 0px 0px 24px 24px;
    padding: 0px 0px 0px 90px;
    display: flex;
    align-items: stretch;
    justify-content: space-between;
    gap: 0;
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.08);
    position: relative;
    overflow: hidden;
}

.faq-hero-text {
    flex: 1;
    max-width: 55%;
    color: #1C2354;
    position: relative;
    z-index: 2;
    display: flex;
    flex-direction: column;
    justify-content: center;
    padding-right: 50px;
}

.faq-hero-title {
    font-size: 4rem;
    font-weight: 700;
    line-height: 1.15;
    margin-bottom: 24px;
    color: var(--color-navy);
}

.faq-hero-subtitle {
    font-size: 1.4rem;
    font-weight: 400;
    margin-bottom: 32px;
    color: #232323;
    line-height: 1.5;
}

.faq-hero-cta {
    background: var(--color-navy);
    color: var(--color-surface);
    border: none;
    padding: 14px 28px;
    border-radius: var(--radius-md);
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition:
        background 0.25s var(--ease-out),
        transform 0.25s var(--ease-out),
        box-shadow 0.25s var(--ease-out);
    box-shadow: 0 8px 24px rgba(var(--color-navy-rgb), 0.38);
    display: inline-flex;
    align-items: center;
    gap: 10px;
    width: fit-content;
}

.faq-hero-cta:hover {
    background: var(--color-navy-hover);
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(var(--color-navy-rgb), 0.45);
}

.faq-hero-cta-icon {
    font-size: 18px;
    opacity: 0.95;
}

/* Private customers hero: dual pill CTAs (Festgeld / Tagesgeld) */
.faq-hero-cta-row {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 12px;
}

.faq-hero-pill-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    background: var(--color-navy);
    color: var(--color-surface);
    text-decoration: none;
    border: none;
    padding: 14px 26px 14px 20px;
    border-radius: 999px;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition:
        background 0.25s var(--ease-out),
        transform 0.25s var(--ease-out),
        box-shadow 0.25s var(--ease-out);
    box-shadow: 0 8px 24px rgba(var(--color-navy-rgb), 0.38);
    width: fit-content;
}

.faq-hero-pill-btn:hover {
    background: var(--color-navy-hover);
    color: var(--color-surface);
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(var(--color-navy-rgb), 0.45);
}

.faq-hero-pill-btn-icon {
    font-size: 17px;
    opacity: 0.95;
}

.faq-hero-image {
    position: relative;
    width: 55%;
    min-height: 300px;
    flex-shrink: 0;
    overflow: hidden;
    border-radius: 0 0 24px 0;
    align-self: stretch;
    display: flex;
    align-items: center;
    justify-content: center;
    clip-path: polygon(30% 0, 100% 0, 100% 100%, 0 100%, 0 100%);
    margin-right: -90px;
}

.faq-hero-photo {
    position: relative;
    z-index: 1;
    width: 100%;
    height: 100%;
    min-height: 300px;
    object-fit: cover;
    object-position: right center;
    display: block;
}

/* Business Customers Hero Section */
.biz-hero {
    background: #FFF3E0;
    padding: var(--section-padding-y) var(--section-padding-x);
}

.biz-hero-container {
    max-width: 1400px;
    margin: 0 auto;
}

.biz-hero-card {
    background: linear-gradient(184deg, #FFE4A0 0%, #E8C55A 50%, #D09B33 100%);
    border-radius: 0 0 var(--radius-xl) var(--radius-xl);
    padding: 0px 0px 0px 90px;
    display: flex;
    align-items: stretch;
    justify-content: space-between;
    gap: 0;
    box-shadow:
        var(--shadow-md),
        0 24px 48px rgba(var(--color-navy-rgb), 0.1);
    position: relative;
    overflow: hidden;
}

.biz-hero-text {
    flex: 1;
    max-width: 55%;
    color: #1C1C1C;
    position: relative;
    z-index: 2;
    display: flex;
    flex-direction: column;
    justify-content: center;
    padding-right: 50px;
}

.biz-hero-title {
    font-size: 4rem;
    font-weight: 700;
    line-height: 1.15;
    margin-bottom: 24px;
    color: #1C2354;
}

.biz-hero-subtitle {
    font-size: 1.4rem;
    font-weight: 400;
    margin-bottom: 32px;
    color: #1C1C1C;
    line-height: 1.5;
}

.biz-hero-cta {
    background: var(--color-navy);
    color: var(--color-surface);
    border: none;
    padding: 14px 28px;
    border-radius: var(--radius-md);
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition:
        background 0.25s var(--ease-out),
        transform 0.25s var(--ease-out),
        box-shadow 0.25s var(--ease-out);
    box-shadow: 0 8px 24px rgba(var(--color-navy-rgb), 0.38);
    display: inline-flex;
    align-items: center;
    gap: 10px;
    width: fit-content;
}

.biz-hero-cta:hover {
    background: var(--color-navy-hover);
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(var(--color-navy-rgb), 0.45);
}

.biz-hero-cta-icon {
    font-size: 18px;
    opacity: 0.95;
}

.biz-hero-image {
    position: relative;
    width: 55%;
    min-height: 300px;
    flex-shrink: 0;
    overflow: hidden;
    border-radius: 0 0 24px 0;
    align-self: stretch;
    display: flex;
    align-items: center;
    justify-content: center;
    clip-path: polygon(30% 0, 100% 0, 100% 100%, 0 100%, 0 100%);
    margin-right: -90px;
}

.biz-hero-photo {
    position: relative;
    z-index: 1;
    width: 100%;
    height: 100%;
    min-height: 300px;
    object-fit: cover;
    object-position: right center;
    display: block;
}

/* Vermögensstrategie – Asset Strategy Hero (split gold + photo, diagonal clip) */
.asset-strategy-hero {
    background: #FFF3E0;
    padding: var(--section-padding-y) var(--section-padding-x);
}

.asset-strategy-hero-container {
    max-width: 1400px;
    margin: 0 auto;
}

.asset-strategy-hero-card {
    background: #E5B560;
    border-radius: 0 0 var(--radius-xl) var(--radius-xl);
    padding: 0 0 0 90px;
    display: flex;
    align-items: stretch;
    justify-content: space-between;
    gap: 0;
    box-shadow:
        var(--shadow-md),
        0 24px 48px rgba(var(--color-navy-rgb), 0.1);
    position: relative;
    overflow: hidden;
}

.asset-strategy-hero-text {
    flex: 1;
    max-width: 55%;
    color: #141820;
    position: relative;
    z-index: 2;
    display: flex;
    flex-direction: column;
    justify-content: center;
    padding: 48px 50px 48px 0;
}

.asset-strategy-hero-title {
    font-size: 4rem;
    font-weight: 700;
    line-height: 1.15;
    margin-bottom: 24px;
    color: #1C2354;
}

.asset-strategy-hero-subtitle {
    font-size: 1.4rem;
    font-weight: 400;
    margin-bottom: 32px;
    color: #1a1f28;
    line-height: 1.5;
}

.asset-strategy-hero-cta {
    background: var(--color-navy);
    color: var(--color-surface);
    border: none;
    padding: 14px 28px;
    border-radius: 999px;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition:
        transform 0.25s var(--ease-out),
        box-shadow 0.25s var(--ease-out),
        background 0.25s var(--ease-out);
    box-shadow: 0 8px 24px rgba(var(--color-navy-rgb), 0.38);
    display: inline-flex;
    align-items: center;
    gap: 10px;
    width: fit-content;
}

.asset-strategy-hero-cta:hover {
    background: var(--color-navy-hover);
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(var(--color-navy-rgb), 0.45);
}

.asset-strategy-hero-cta-icon {
    font-size: 18px;
    opacity: 0.95;
}

.asset-strategy-hero-image {
    position: relative;
    width: 55%;
    min-height: 300px;
    flex-shrink: 0;
    overflow: hidden;
    border-radius: 0 0 24px 0;
    align-self: stretch;
    display: flex;
    align-items: center;
    justify-content: center;
    clip-path: polygon(30% 0, 100% 0, 100% 100%, 0 100%, 0 100%);
    margin-right: -90px;
}

.asset-strategy-hero-photo {
    position: relative;
    z-index: 1;
    width: 100%;
    height: 100%;
    min-height: 300px;
    object-fit: cover;
    object-position: center;
    display: block;
}

/* Vermögensplanung – Hero (split gold + photo, diagonal clip) */
.asset-planning-hero {
    background: #EEE5D0;
    padding: var(--section-padding-y) var(--section-padding-x);
}

.asset-planning-hero-container {
    max-width: 1400px;
    margin: 0 auto;
}

.asset-planning-hero-card {
    background: #E5B560;
    border-radius: 0 0 var(--radius-xl) var(--radius-xl);
    padding: 0 0 0 90px;
    display: flex;
    align-items: stretch;
    justify-content: space-between;
    gap: 0;
    box-shadow:
        var(--shadow-md),
        0 24px 48px rgba(var(--color-navy-rgb), 0.1);
    position: relative;
    overflow: hidden;
}

.asset-planning-hero-text {
    flex: 1;
    max-width: 55%;
    color: #141820;
    position: relative;
    z-index: 2;
    display: flex;
    flex-direction: column;
    justify-content: center;
    padding: 48px 50px 48px 0;
}

.asset-planning-hero-title {
    font-size: 4rem;
    font-weight: 700;
    line-height: 1.15;
    margin-bottom: 24px;
    color: #1C2354;
}

.asset-planning-hero-subtitle {
    font-size: 1.4rem;
    font-weight: 400;
    margin-bottom: 32px;
    color: #1a1f28;
    line-height: 1.5;
}

.asset-planning-hero-cta {
    background: var(--color-navy);
    color: var(--color-surface);
    border: none;
    padding: 14px 28px;
    border-radius: 999px;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition:
        transform 0.25s var(--ease-out),
        box-shadow 0.25s var(--ease-out),
        background 0.25s var(--ease-out);
    box-shadow: 0 8px 24px rgba(var(--color-navy-rgb), 0.38);
    display: inline-flex;
    align-items: center;
    gap: 10px;
    width: fit-content;
}

.asset-planning-hero-cta:hover {
    background: var(--color-navy-hover);
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(var(--color-navy-rgb), 0.45);
}

.asset-planning-hero-cta-icon {
    font-size: 18px;
    opacity: 0.95;
}

.asset-planning-hero-image {
    position: relative;
    width: 55%;
    min-height: 300px;
    flex-shrink: 0;
    overflow: hidden;
    border-radius: 0 0 24px 0;
    align-self: stretch;
    display: flex;
    align-items: center;
    justify-content: center;
    clip-path: polygon(30% 0, 100% 0, 100% 100%, 0 100%, 0 100%);
    margin-right: -90px;
}

.asset-planning-hero-photo {
    position: relative;
    z-index: 1;
    width: 100%;
    height: 100%;
    min-height: 300px;
    object-fit: cover;
    object-position: center;
    display: block;
}

/* Vermögensschutz (assets composite image) - show right side mainly */
.asset-protection-hero-photo {
    object-position: 85% center;
}

/* Generational planning hero image framing */
.generational-planning-hero-photo {
    object-position: 70% center;
}

/* Generational Planning – Intro text section */
.generational-planning-intro {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.generational-planning-intro-inner {
    max-width: 1050px;
    margin: 0 auto;
    text-align: left;
}

.generational-planning-intro-title {
    margin: 0 0 24px;
    font-size: clamp(2rem, 3vw, 3.1rem);
    line-height: 1.16;
    font-weight: 800;
    color: #1C2354;
}

.generational-planning-intro-text {
    margin: 0;
    max-width: 980px;
    font-size: 1.2rem;
    line-height: 1.65;
    font-weight: 400;
    color: #575757;
}

/* Generational Planning – Why + Process pills with side image */
.generational-planning-why {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.generational-planning-why-grid {
    max-width: 1120px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: minmax(0, 1.8fr) minmax(0, 0.8fr);
    gap: 22px;
    align-items: stretch;
}

.generational-planning-why-content {
    min-width: 0;
}

.generational-planning-why-title {
    margin: 0 0 24px;
    font-size: clamp(2rem, 3vw, 3.1rem);
    line-height: 1.15;
    font-weight: 800;
    color: #1C2354;
}

.generational-planning-why-subtitle {
    margin: 46px 0 24px;
    font-size: clamp(1.95rem, 2.7vw, 2.9rem);
    line-height: 1.15;
    font-weight: 800;
    color: #1C2354;
}

.generational-planning-why-pills {
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.generational-planning-why-pill {
    background: #f6ecd7;
    border-radius: 14px;
    padding: 16px 22px;
    font-size: 1.06rem;
    line-height: 1.45;
    font-weight: 700;
    color: #1C2354;
}

.generational-planning-why-media {
    min-width: 0;
    display: flex;
}

.generational-planning-why-photo {
    width: 100%;
    height: 100%;
    min-height: 620px;
    border-radius: 24px;
    object-fit: cover;
    object-position: center;
    display: block;
}

/* Generational Planning – Bottom full-width banner */
.generational-planning-banner {
    background: #ffffff;
    padding: 0;
}

.generational-planning-banner-frame {
    position: relative;
    width: 100%;
    overflow: hidden;
}

.generational-planning-banner-image {
    width: 100%;
    height: 420px;
    display: block;
    object-fit: cover;
    object-position: center;
}

.generational-planning-banner-overlay {
    position: absolute;
    inset: 0;
    display: flex;
    align-items: flex-end;
    justify-content: center;
    padding: 0 20px 34px;
    background: linear-gradient(180deg, rgba(0, 0, 0, 0.02) 0%, rgba(0, 0, 0, 0.22) 100%);
}

.generational-planning-banner-text {
    margin: 0;
    max-width: 760px;
    text-align: center;
    font-size: clamp(1rem, 1.9vw, 2rem);
    line-height: 1.32;
    font-weight: 800;
    color: #2f3a67;
    background: rgba(255, 255, 255, 0.86);
    border-radius: 16px;
    padding: 12px 20px;
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.12);
}

@media (max-width: 992px) {
    .generational-planning-why-grid {
        grid-template-columns: 1fr;
        gap: 26px;
    }

    .generational-planning-why-photo {
        min-height: 380px;
    }

    .generational-planning-banner-image {
        height: 280px;
    }

    .generational-planning-banner-overlay {
        padding: 0 12px 16px;
    }

    .generational-planning-banner-text {
        border-radius: 12px;
        padding: 9px 14px;
    }
}

/* Vermögensschutz – Sicherheitsnetz Einleitung (Text + Foto) */
.asset-protection-intro-section {
    padding: clamp(48px, 5vw, 72px) 0 clamp(28px, 3vw, 40px);
    background: #ffffff;
}

.asset-protection-intro-title {
    max-width: 980px;
    margin: 0 auto 18px;
    font-size: clamp(1.8rem, 2.9vw, 2.8rem);
    line-height: 1.15;
    font-weight: 800;
    color: #1C2354;
    text-align: center;
}

.asset-protection-intro-lead {
    max-width: 860px;
    margin: 0 auto clamp(28px, 3.5vw, 40px);
    font-size: 1.05rem;
    line-height: 1.65;
    color: #5a6178;
    text-align: center;
}

.asset-protection-intro-image-wrap {
    width: 100%;
    margin: 0;
}

.asset-protection-intro-image {
    width: 100%;
    height: auto;
    display: block;
}

@media (max-width: 768px) {
    .asset-protection-intro-lead {
        font-size: 0.98rem;
    }
}

/* Sicherheitsnetz – Titel + 3 Punkte + Bildkarte */
.asset-protection-net-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.asset-protection-net-pills {
    max-width: 980px;
    margin: 0 auto 34px;
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.asset-protection-net-pill {
    background: #f6e8d1;
    border-radius: 999px;
    padding: 14px 26px;
    color: #1C2354;
    font-size: 1.02rem;
    line-height: 1.45;
    font-weight: 600;
}

.asset-protection-net-pill-label {
    font-weight: 800;
    margin-right: 10px;
}

@media (max-width: 768px) {
    .asset-protection-net-pills {
        margin-bottom: 26px;
    }

    .asset-protection-net-pill {
        padding: 12px 18px;
        font-size: 0.95rem;
    }
}

.asset-protection-net-card {
    position: relative;
    max-width: 1120px;
    margin: 0 auto;
    min-height: 500px;
    border-radius: 28px;
    overflow: hidden;
    background-image: url("../images/supports54653211321.jpg");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}

.asset-protection-net-card-overlay {
    position: absolute;
    inset: 0;
    background:
        linear-gradient(180deg, rgba(22, 32, 68, 0.16) 0%, rgba(22, 32, 68, 0.06) 32%, rgba(208, 155, 51, 0.18) 62%, rgba(208, 155, 51, 0.42) 100%),
        linear-gradient(0deg, rgba(208, 155, 51, 0.18) 0%, rgba(208, 155, 51, 0) 38%);
}

.asset-protection-net-card-content {
    position: absolute;
    inset: 0;
    z-index: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: flex-end;
    padding: 40px 32px 28px;
    text-align: center;
}

.asset-protection-net-card-text {
    max-width: 700px;
    margin: 0 0 18px;
    font-size: 1.18rem;
    line-height: 1.45;
    font-weight: 700;
    color: #ffffff;
    text-shadow: 0 2px 12px rgba(0, 0, 0, 0.22);
}

.asset-protection-net-card-button {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    border: none;
    border-radius: 999px;
    padding: 16px 28px;
    background: #05060b;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 500;
    cursor: pointer;
    transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.asset-protection-net-card-button:hover {
    transform: translateY(-2px);
    box-shadow: 0 12px 24px rgba(0, 0, 0, 0.22);
}

.asset-protection-net-card-button-icon {
    font-size: 0.95rem;
}

@media (max-width: 768px) {
    .asset-protection-net-card {
        min-height: 320px;
        border-radius: 22px;
        background-position: center;
    }

    .asset-protection-net-card-content {
        padding: 28px 20px 22px;
    }

    .asset-protection-net-card-text {
        font-size: 1rem;
    }

    .asset-protection-net-card-button {
        width: 100%;
        max-width: 290px;
        justify-content: center;
    }
}

/* Vermögensplanung – Roadmap (title + 3 cards) */
.asset-planning-roadmap {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.asset-planning-roadmap-inner {
    max-width: 1120px;
    margin: 0 auto;
}

.asset-planning-roadmap-title {
    margin: 0 0 22px;
    font-size: clamp(2rem, 3vw, 3.25rem);
    line-height: 1.16;
    font-weight: 800;
    color: #1C2354;
}

.asset-planning-roadmap-lead {
    margin: 0 0 40px;
    max-width: 930px;
    font-size: 1.22rem;
    line-height: 1.55;
    color: #575757;
}

.asset-planning-roadmap-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 24px;
}

.asset-planning-roadmap-card {
    border: 2px solid #c9a24b;
    border-radius: 26px;
    padding: 30px 26px 26px;
    text-align: center;
    background: #ffffff;
}

.asset-planning-roadmap-icon {
    display: inline-block;
    width: 58px;
    height: 58px;
    object-fit: contain;
    margin-bottom: 16px;
}

.asset-planning-roadmap-card-title {
    margin: 0 0 16px;
    font-size: 1.2rem;
    line-height: 1.3;
    font-weight: 700;
    color: #1C2354;
}

.asset-planning-roadmap-card-text {
    margin: 0;
    font-size: 1.05rem;
    line-height: 1.5;
    color: #444a64;
}

/* Vermögensplanung – Langfristige Begleitung (banner + text block) */
.asset-planning-support {
    padding: 0 0 var(--section-padding-y);
    background: #ffffff;
}

.asset-planning-support-banner {
    position: relative;
    width: 100%;
    min-height: clamp(220px, 28vw, 340px);
    background-image: url("../images/5649878798798721321321.png");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}

.asset-planning-support-banner::after {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(90deg, rgba(64, 70, 112, 0.08) 0%, rgba(64, 70, 112, 0.24) 100%);
}

.asset-planning-support-content {
    max-width: 1120px;
    margin: 0 auto;
    padding: 48px 0 0;
}

.asset-planning-support-title {
    margin: 0 0 22px;
    font-size: clamp(1.8rem, 2.8vw, 2.5rem);
    line-height: 1.2;
    font-weight: 800;
    color: #1C2354;
}

.asset-planning-support-text {
    margin: 0;
    max-width: 980px;
    font-size: 1.22rem;
    line-height: 1.55;
    color: #575757;
}

/* Vermögensstrategie – Intro (two columns, text + rounded image) */
.asset-strategy-intro {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.asset-strategy-intro-title {
    margin: 0 auto clamp(32px, 4vw, 44px);
    font-size: clamp(2rem, 3.2vw, 2.85rem);
    font-weight: 800;
    line-height: 1.2;
    color: #3f4471;
    text-align: center;
}

.asset-strategy-intro-grid {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(280px, 520px);
    align-items: start;
    gap: clamp(32px, 5vw, 56px);
    max-width: 1200px;
    margin: 0 auto;
}

.asset-strategy-intro-copy {
    min-width: 0;
    text-align: left;
}

.asset-strategy-intro-body p {
    margin: 0 0 20px;
    font-size: 1.2rem;
    line-height: 1.68;
    font-weight: 400;
    color: #535353;
    text-align: left;
}

.asset-strategy-intro-body p:last-child {
    margin-bottom: 0;
}

.asset-strategy-intro-media {
    min-width: 0;
    width: 100%;
    max-width: 520px;
    justify-self: end;
}

.asset-strategy-intro-photo {
    width: 100%;
    max-width: 520px;
    height: auto;
    aspect-ratio: 4 / 3;
    display: block;
    border-radius: 30px;
    object-fit: cover;
    object-position: center;
    box-shadow: 0 18px 42px rgba(28, 35, 84, 0.1);
}

/* Vermögensstrategie – Vorgehen (dunkler Block, Gold-Liste) */
.asset-strategy-process {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #434b73;
}

.asset-strategy-process-inner {
    max-width: 1200px;
    margin: 0 auto;
    text-align: left;
}

.asset-strategy-process-title {
    margin: 0 0 1.25rem;
    font-size: clamp(1.85rem, 2.8vw, 2.35rem);
    font-weight: 700;
    line-height: 1.22;
    color: #ffffff;
}

.asset-strategy-process-lead {
    margin: 0 0 1.75rem;
    font-size: 1.12rem;
    line-height: 1.65;
    font-weight: 400;
    color: #ffffff;
}

.asset-strategy-process-list-intro {
    margin: 0 0 1rem;
    font-size: 1.12rem;
    line-height: 1.6;
    font-weight: 400;
    color: #ffffff;
}

.asset-strategy-process-list {
    list-style: none;
    margin: 0 0 2.5rem;
    padding: 0;
}

.asset-strategy-process-list li {
    position: relative;
    margin: 0 0 1.1rem;
    padding-left: 2rem;
    font-size: 1.12rem;
    line-height: 1.55;
    font-weight: 400;
    color: #d1a34f;
}

.asset-strategy-process-list li:last-child {
    margin-bottom: 0;
}

.asset-strategy-process-list li::before {
    content: "\2713";
    position: absolute;
    left: 0;
    top: 0.05em;
    font-size: 1.05rem;
    font-weight: 700;
    color: #d1a34f;
    line-height: 1.4;
}

.asset-strategy-process-list li strong {
    font-weight: 700;
    color: #d1a34f;
}

.asset-strategy-process-benefit-heading {
    margin: 2.25rem 0 1rem;
    font-size: 1.12rem;
    font-weight: 700;
    line-height: 1.35;
    color: #ffffff;
}

.asset-strategy-process-outro {
    margin: 0;
    font-size: 1.12rem;
    line-height: 1.65;
    font-weight: 400;
    color: #ffffff;
}

/* Vermögensstrategie – Panorama-Banner (Wachstum / Partnerschaft) */
.asset-strategy-growth-banner {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #f0f2f7;
}

.asset-strategy-growth-banner-inner {
    max-width: 1400px;
    margin: 0 auto;
}

.asset-strategy-growth-banner-frame {
    position: relative;
    overflow: hidden;
    border-radius: 18px;
    line-height: 0;
    box-shadow: 0 22px 50px rgba(28, 35, 84, 0.12);
}

.asset-strategy-growth-banner-img {
    display: block;
    width: 100%;
    height: clamp(200px, 32vw, 480px);
    object-fit: cover;
    object-position: center center;
}

/* Business Customers – Strategische Finanzlösungen */
.biz-solutions {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.biz-solutions-title {
    font-size: 3.2rem;
    font-weight: 800;
    color: #1C2354;
    margin-bottom: 40px;
    line-height: 1.3;
    text-align: center;
}

.biz-solutions-grid {
    display: flex;
    align-items: flex-start;
    gap: 40px;
    max-width: 1200px;
    margin: 0 auto;
}

.biz-solutions-text {
    flex: 1;
    min-width: 0;
}

.biz-solutions-text p {
    font-size: 1.4rem;
    line-height: 1.7;
    color: #1C1C1C;
    margin: 0 0 20px;
}

.biz-solutions-text p:last-child {
    margin-bottom: 0;
}

.biz-solutions-image {
    flex: 0 0 40%;
    min-width: 0;
}

.biz-solutions-photo {
    width: 100%;
    height: auto;
    border-radius: 40px;
    object-fit: cover;
    display: block;
}

/* Business Customers – Ganzheitlicher Beratungsansatz (dark section, like private-philosophy) */
.biz-approach-section {
    position: relative;
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #4b4f84;
    overflow: hidden;
}

.biz-approach-section::after {
    content: "";
    position: absolute;
    top: 0;
    right: 0;
    width: 58%;
    height: 100%;
    background-image: linear-gradient(90deg, rgba(75, 79, 132, 0.98) 0%, rgba(75, 79, 132, 0.9) 12%, rgba(75, 79, 132, 0.74) 26%, rgba(75, 79, 132, 0.48) 42%, rgba(75, 79, 132, 0.18) 60%, rgba(75, 79, 132, 0) 78%), url("../images/654987312654.png");
    background-size: cover;
    background-position: right center;
    background-repeat: no-repeat;
    opacity: 0.95;
    z-index: 0;
}

.biz-approach-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(90deg, rgba(64, 70, 112, 0.82) 0%, rgba(64, 70, 112, 0.74) 36%, rgba(64, 70, 112, 0.56) 70%, rgba(64, 70, 112, 0.38) 100%);
    pointer-events: none;
    z-index: 2;
}

.biz-approach-section .container {
    position: relative;
    z-index: 3;
}

.biz-approach-inner {
    max-width: 1120px;
    margin: 0 auto;
    text-align: center;
}

.biz-approach-title {
    margin: 0 0 28px;
    font-size: 2.55rem;
    line-height: 1.18;
    font-weight: 800;
    color: #ffffff;
}

.biz-approach-intro {
    margin: 0 auto 40px;
    max-width: 720px;
    font-size: 1.18rem;
    line-height: 1.55;
    color: rgba(255, 255, 255, 0.96);
}

.biz-approach-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 22px;
    margin: 0 0 40px;
    align-items: stretch;
}

.biz-approach-card {
    border: 3px solid #d6a244;
    border-radius: 12px;
    padding: 28px 16px;
    background: transparent;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: flex-start;
    gap: 16px;
    text-align: center;
}

.biz-approach-check {
    font-size: 2rem;
    color: #d6a244;
    flex-shrink: 0;
}

.biz-approach-card-text {
    margin: 0;
    font-size: 1.05rem;
    line-height: 1.45;
    font-weight: 700;
    color: #d6a244;
}

.biz-approach-outro {
    margin: 0 auto;
    max-width: 720px;
    font-size: 1.18rem;
    line-height: 1.55;
    color: rgba(255, 255, 255, 0.96);
}

/* Business Customers – Langfristige Zusammenarbeit (like private-partnership-section) */
.biz-partnership-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.biz-partnership-content {
    max-width: 1120px;
    margin: 0 auto 34px;
    text-align: center;
}

.biz-partnership-title {
    margin: 0 0 28px;
    font-size: 3rem;
    line-height: 1.18;
    font-weight: 800;
    color: #1C2354;
    text-align: center;
}

.biz-partnership-text {
    margin: 0 auto;
    max-width: 1040px;
    font-size: 1.22rem;
    line-height: 1.55;
    color: #1C1C1C;
    text-align: left;
}

.biz-partnership-card {
    position: relative;
    max-width: 1120px;
    margin: 0 auto;
    min-height: 420px;
    border-radius: 28px;
    overflow: hidden;
    background-image: url("../images/1559654887.png");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}

.biz-partnership-card-overlay {
    position: absolute;
    inset: 0;
    background:
        linear-gradient(180deg, rgba(22, 32, 68, 0.16) 0%, rgba(22, 32, 68, 0.06) 32%, rgba(208, 155, 51, 0.18) 62%, rgba(208, 155, 51, 0.42) 100%),
        linear-gradient(0deg, rgba(208, 155, 51, 0.18) 0%, rgba(208, 155, 51, 0) 38%);
}

.biz-partnership-card-content {
    position: absolute;
    inset: 0;
    z-index: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: flex-end;
    padding: 40px 32px 28px;
    text-align: center;
}

.biz-partnership-card-text {
    max-width: 700px;
    margin: 0 0 18px;
    font-size: 1.18rem;
    line-height: 1.45;
    font-weight: 700;
    color: #ffffff;
    text-shadow: 0 2px 12px rgba(0, 0, 0, 0.22);
}

.biz-partnership-button {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    border: none;
    border-radius: 999px;
    padding: 16px 28px;
    background: #05060b;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 500;
    cursor: pointer;
    transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.biz-partnership-button:hover {
    transform: translateY(-2px);
    box-shadow: 0 12px 24px rgba(0, 0, 0, 0.22);
}

.biz-partnership-button-icon {
    font-size: 0.95rem;
}

/* Investment Saving Hero Section */
.investment-saving-hero {
    position: relative;
    margin-top: 124px;
    min-height: 550px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: var(--section-padding-y) var(--section-padding-x);
    background-image: url("../images/6548.png");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    overflow: hidden;
}

.investment-saving-hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(64, 70, 112, 0.78) 0%, rgba(64, 70, 112, 0.82) 100%);
}

.investment-saving-hero .container {
    position: relative;
    z-index: 1;
}

.investment-saving-hero-content {
    max-width: 720px;
    margin: 0 auto;
    text-align: center;
}

.investment-saving-hero-title {
    margin: 0 0 22px;
    font-size: 4rem;
    line-height: 1.12;
    font-weight: 800;
    color: #ffffff;
}

.investment-saving-hero-subtitle {
    margin: 0 auto 32px;
    max-width: 660px;
    font-size: 1.5rem;
    line-height: 1.45;
    font-weight: 400;
    color: rgba(255, 255, 255, 0.96);
}

.investment-saving-hero-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 16px 30px;
    border: none;
    border-radius: 999px;
    background: #D09B33;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(208, 155, 51, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.investment-saving-hero-button:hover {
    background: #bf8c2d;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(208, 155, 51, 0.36);
}

.investment-saving-hero-button-icon {
    font-size: 0.95rem;
}

/* Fixed deposit hero (Festgeld) – wide coin-stack banner */
.fixed-deposit-hero {
    position: relative;
    margin-top: 124px;
    min-height: clamp(260px, 34vw, 420px);
    display: flex;
    align-items: center;
    justify-content: flex-start;
    padding: var(--section-padding-y) var(--section-padding-x);
    background-color: #e8e4df;
    background-image: url("../images/98789465465413213321.jpg");
    background-size: cover;
    background-position: center center;
    background-repeat: no-repeat;
    overflow: hidden;
}

.fixed-deposit-hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(
        90deg,
        rgba(59, 66, 110, 0.88) 0%,
        rgba(59, 66, 110, 0.55) 38%,
        rgba(59, 66, 110, 0.18) 62%,
        transparent 78%
    );
}

.fixed-deposit-hero .container {
    position: relative;
    z-index: 1;
    width: 100%;
}

.fixed-deposit-hero-content {
    max-width: 520px;
    margin: 0;
    text-align: left;
}

.fixed-deposit-hero-title {
    margin: 0 0 18px;
    font-size: clamp(2.4rem, 4.5vw, 3.75rem);
    line-height: 1.1;
    font-weight: 800;
    color: #ffffff;
}

.fixed-deposit-hero-subtitle {
    margin: 0 0 28px;
    max-width: 460px;
    font-size: clamp(1.05rem, 1.35vw, 1.35rem);
    line-height: 1.5;
    font-weight: 400;
    color: rgba(255, 255, 255, 0.95);
}

.fixed-deposit-hero-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 16px 30px;
    border: none;
    border-radius: 999px;
    background: #d09b33;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(208, 155, 51, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.fixed-deposit-hero-button:hover {
    background: #bf8c2d;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(208, 155, 51, 0.36);
}

.fixed-deposit-hero-button-icon {
    font-size: 0.95rem;
}

/* Overnight money / Tagesgeld hero (clock + cash banner) */
.overnight-money-hero {
    position: relative;
    margin-top: 124px;
    min-height: clamp(260px, 34vw, 420px);
    display: flex;
    align-items: center;
    justify-content: flex-start;
    padding: var(--section-padding-y) var(--section-padding-x);
    background-color: #f0f4f0;
    background-image: url("../images/overnight-money-hero.png");
    background-size: cover;
    background-position: 58% center;
    background-repeat: no-repeat;
    overflow: hidden;
}

.overnight-money-hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(
        90deg,
        rgba(59, 66, 110, 0.9) 0%,
        rgba(59, 66, 110, 0.72) 28%,
        rgba(59, 66, 110, 0.38) 48%,
        rgba(59, 66, 110, 0.12) 65%,
        transparent 82%
    );
}

.overnight-money-hero .container {
    position: relative;
    z-index: 1;
    width: 100%;
}

.overnight-money-hero-content {
    max-width: 520px;
    margin: 0;
    text-align: left;
}

.overnight-money-hero-title {
    margin: 0 0 18px;
    font-size: clamp(2.4rem, 4.5vw, 3.75rem);
    line-height: 1.1;
    font-weight: 800;
    color: #ffffff;
}

.overnight-money-hero-subtitle {
    margin: 0 0 28px;
    max-width: 460px;
    font-size: clamp(1.05rem, 1.35vw, 1.35rem);
    line-height: 1.5;
    font-weight: 400;
    color: rgba(255, 255, 255, 0.95);
}

.overnight-money-hero-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 16px 30px;
    border: none;
    border-radius: 999px;
    background: #d09b33;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(208, 155, 51, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.overnight-money-hero-button:hover {
    background: #bf8c2d;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(208, 155, 51, 0.36);
}

.overnight-money-hero-button-icon {
    font-size: 0.95rem;
}

/* Overnight money / Tagesgeld – intro (text + illustration) */
.overnight-money-intro-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.overnight-money-intro-grid {
    max-width: 1180px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: minmax(0, 1.65fr) minmax(260px, 1fr);
    align-items: center;
    gap: 48px 56px;
}

.overnight-money-intro-text {
    min-width: 0;
}

.overnight-money-intro-title {
    margin: 0 0 36px;
    font-size: 2.85rem;
    line-height: 1.15;
    font-weight: 800;
    color: #333a56;
}

.overnight-money-intro-item {
    display: grid;
    grid-template-columns: 28px 1fr;
    align-items: start;
    column-gap: 16px;
    margin-bottom: 32px;
}

.overnight-money-intro-item:last-child {
    margin-bottom: 0;
}

.overnight-money-intro-check {
    margin-top: 2px;
    font-size: 1.65rem;
    line-height: 1;
    color: #333a56;
}

.overnight-money-intro-item p {
    margin: 0;
    font-size: 1.12rem;
    line-height: 1.65;
    color: #555555;
}

.overnight-money-intro-image-wrap {
    display: flex;
    justify-content: center;
    align-items: center;
    min-width: 0;
}

.overnight-money-intro-image {
    width: 100%;
    max-width: 420px;
    height: auto;
    display: block;
}

/* Overnight money – Was ist Tagesgeld? (slate banner) */
.overnight-money-what-section {
    padding: clamp(64px, 9vw, 88px) 0;
    background: #43486e;
    color: #ffffff;
}

.overnight-money-what-inner {
    margin: 0;
    text-align: left;
}

.overnight-money-what-title {
    margin: 0 0 32px;
    font-size: clamp(1.85rem, 2.8vw, 2.45rem);
    line-height: 1.2;
    font-weight: 800;
    color: #ffffff;
    letter-spacing: 0.01em;
}

.overnight-money-what-text {
    margin: 0 0 20px;
    font-size: 1.08rem;
    line-height: 1.72;
    font-weight: 400;
    color: #ffffff;
}

.overnight-money-what-text--last {
    margin-bottom: 0;
}

/* Overnight money – stacked cards (Vorteile / Ansatz) */
.overnight-money-cards-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.overnight-money-cards-stack {
    max-width: 1180px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 28px;
}

.overnight-money-info-card {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(140px, 0.38fr);
    align-items: center;
    gap: clamp(24px, 4vw, 48px);
    padding: clamp(40px, 5vw, 56px) clamp(32px, 5vw, 52px);
    background: #444b73;
    border-radius: 44px;
    color: #ffffff;
    box-shadow: 0 14px 40px rgba(40, 46, 82, 0.18);
}

.overnight-money-info-card-body {
    min-width: 0;
    text-align: left;
}

.overnight-money-info-card-title {
    margin: 0 0 26px;
    font-size: clamp(1.45rem, 2.2vw, 1.85rem);
    line-height: 1.2;
    font-weight: 800;
    color: #ffffff;
}

.overnight-money-info-card-list {
    margin: 0;
    padding: 0;
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.overnight-money-info-card-list li {
    display: grid;
    grid-template-columns: 22px 1fr;
    column-gap: 14px;
    align-items: start;
    font-size: 1.05rem;
    line-height: 1.5;
    font-weight: 400;
    color: #ffffff;
}

.overnight-money-info-card-check {
    margin-top: 3px;
    font-size: 0.95rem;
    color: #d4a017;
}

.overnight-money-info-card-visual {
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 140px;
    min-width: 0;
}

.overnight-money-info-card-img {
    width: 100%;
    max-width: 220px;
    height: auto;
    object-fit: contain;
    display: block;
    filter: brightness(0) invert(1);
}

/* Overnight money – Beratung + flexibel (split overlay / photo, bestehendes Bild) */
.overnight-money-advisory-section {
    position: relative;
    overflow: hidden;
    display: flex;
    align-items: center;
    min-height: clamp(440px, 54vw, 600px);
    padding: clamp(72px, 9vw, 100px) 0;
}

.overnight-money-advisory-bg {
    position: absolute;
    inset: 0;
    background-color: rgb(40, 45, 80);
    background-image:
        linear-gradient(
            90deg,
            rgba(40, 45, 80, 0.94) 0%,
            rgba(40, 45, 80, 0.9) 28%,
            rgba(40, 45, 80, 0.65) 48%,
            rgba(40, 45, 80, 0.35) 68%,
            rgba(40, 45, 80, 0.12) 86%,
            transparent 98%
        ),
        linear-gradient(195deg, rgba(20, 24, 48, 0.35) 0%, transparent 42%),
        url("../images/2132156454646489798789.jpg");
    background-size: cover;
    background-position: center right;
    background-repeat: no-repeat;
}

.overnight-money-advisory-section .container {
    position: relative;
    z-index: 1;
    width: 100%;
}

.overnight-money-advisory-inner {
    margin: 0;
    padding: 0 clamp(8px, 2vw, 12px) 0 0;
    text-align: left;
}

.overnight-money-advisory-block + .overnight-money-advisory-block {
    margin-top: clamp(40px, 6vw, 64px);
}

.overnight-money-advisory-heading {
    margin: 0 0 18px;
    font-size: clamp(1.55rem, 2.5vw, 2.05rem);
    line-height: 1.2;
    font-weight: 800;
    color: #ffffff;
}

.overnight-money-advisory-text {
    margin: 0 0 16px;
    font-size: 1.08rem;
    line-height: 1.68;
    font-weight: 400;
    color: #ffffff;
}

.overnight-money-advisory-text--last {
    margin-bottom: 0;
}

/* Fixed deposit – intro (text + illustration) */
.fixed-deposit-intro-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.fixed-deposit-intro-grid {
    max-width: 1180px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: minmax(0, 1.65fr) minmax(260px, 1fr);
    align-items: center;
    gap: 48px 56px;
}

.fixed-deposit-intro-text {
    min-width: 0;
}

.fixed-deposit-intro-title {
    margin: 0 0 36px;
    font-size: 2.85rem;
    line-height: 1.15;
    font-weight: 800;
    color: #3b426e;
}

.fixed-deposit-intro-item {
    display: grid;
    grid-template-columns: 28px 1fr;
    align-items: start;
    column-gap: 16px;
    margin-bottom: 32px;
}

.fixed-deposit-intro-item:last-child {
    margin-bottom: 0;
}

.fixed-deposit-intro-check {
    margin-top: 2px;
    font-size: 1.65rem;
    line-height: 1;
    color: #3b426e;
}

.fixed-deposit-intro-item p {
    margin: 0;
    font-size: 1.12rem;
    line-height: 1.65;
    color: #555555;
}

.fixed-deposit-intro-image-wrap {
    display: flex;
    justify-content: center;
    align-items: center;
    min-width: 0;
}

.fixed-deposit-intro-image {
    width: 100%;
    max-width: 420px;
    height: auto;
    display: block;
}

/* Fixed deposit – Was ist Festgeld? (slate banner, ref. mockup) */
.fixed-deposit-what-section {
    padding: clamp(64px, 9vw, 88px) 0;
    background: #434a73;
    color: #ffffff;
}

.fixed-deposit-what-inner {
    margin: 0 auto;
    text-align: left;
}

.fixed-deposit-what-title {
    margin: 0 0 32px;
    font-size: clamp(1.85rem, 2.8vw, 2.45rem);
    line-height: 1.2;
    font-weight: 800;
    color: #ffffff;
    letter-spacing: 0.01em;
}

.fixed-deposit-what-text {
    margin: 0 0 20px;
    font-size: 1.08rem;
    line-height: 1.72;
    font-weight: 400;
    color: #ffffff;
}

.fixed-deposit-what-text:last-child {
    margin-bottom: 0;
}

/* Fixed deposit – stacked slate cards (Vorteile / Ansatz) */
.fixed-deposit-cards-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.fixed-deposit-cards-stack {
    max-width: 1180px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 28px;
}

.fixed-deposit-info-card {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(140px, 0.38fr);
    align-items: center;
    gap: clamp(24px, 4vw, 48px);
    padding: clamp(40px, 5vw, 56px) clamp(32px, 5vw, 52px);
    background: #434b75;
    border-radius: 44px;
    color: #ffffff;
    box-shadow: 0 14px 40px rgba(40, 46, 82, 0.18);
}

.fixed-deposit-info-card-body {
    min-width: 0;
    text-align: left;
}

.fixed-deposit-info-card-title {
    margin: 0 0 26px;
    font-size: clamp(1.45rem, 2.2vw, 1.85rem);
    line-height: 1.2;
    font-weight: 800;
    color: #ffffff;
}

.fixed-deposit-info-card-list {
    margin: 0;
    padding: 0;
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.fixed-deposit-info-card-list li {
    display: grid;
    grid-template-columns: 22px 1fr;
    column-gap: 14px;
    align-items: start;
    font-size: 1.05rem;
    line-height: 1.5;
    font-weight: 400;
    color: #ffffff;
}

.fixed-deposit-info-card-check {
    margin-top: 3px;
    font-size: 0.95rem;
    color: #d4a017;
}

.fixed-deposit-info-card-visual {
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 140px;
    min-width: 0;
}

.fixed-deposit-info-card-img {
    width: 100%;
    max-width: 220px;
    height: auto;
    object-fit: contain;
    display: block;
    filter: brightness(0) invert(1);
}

/* Fixed deposit – Beratung + Festgeld (split navy / photo) */
.fixed-deposit-advisory-section {
    position: relative;
    overflow: hidden;
    display: flex;
    align-items: center;
    min-height: clamp(420px, 52vw, 560px);
    padding: clamp(56px, 7vw, 96px) 0;
}

.fixed-deposit-advisory-bg {
    position: absolute;
    inset: 0;
    background-color: #3b426e;
    background-image:
        linear-gradient(
            90deg,
            #3b426e 0%,
            #3b426e 18%,
            rgba(59, 66, 110, 0.96) 32%,
            rgba(59, 66, 110, 0.78) 44%,
            rgba(59, 66, 110, 0.48) 56%,
            rgba(59, 66, 110, 0.22) 70%,
            rgba(59, 66, 110, 0.06) 84%,
            transparent 96%
        ),
        linear-gradient(195deg, rgba(28, 35, 84, 0.2) 0%, transparent 45%),
        url("../images/549879132321321.jpg");
    background-size: cover;
    background-position: center right;
    background-repeat: no-repeat;
}

.fixed-deposit-advisory-section .container {
    position: relative;
    z-index: 1;
    width: 100%;
}

.fixed-deposit-advisory-inner {
    max-width: 36rem;
    margin: 0;
    padding: 0 clamp(8px, 2vw, 12px) 0 0;
    text-align: left;
}

.fixed-deposit-advisory-block + .fixed-deposit-advisory-block {
    margin-top: clamp(36px, 5vw, 52px);
}

.fixed-deposit-advisory-heading {
    margin: 0 0 18px;
    font-size: clamp(1.5rem, 2.4vw, 1.95rem);
    line-height: 1.2;
    font-weight: 800;
    color: #ffffff;
}

.fixed-deposit-advisory-text {
    margin: 0 0 16px;
    font-size: 1.08rem;
    line-height: 1.68;
    font-weight: 400;
    color: #ffffff;
}

.fixed-deposit-advisory-text--last {
    margin-bottom: 0;
}

/* Shares hero (Aktien) – nur Hintergrundbild, kein sichtbarer Text */
.shares-hero,
.fonds-hero,
.etfs-hero,
.rentenfonds-hero,
.premarket-shares-hero {
    position: relative;
    margin-top: 124px;
    min-height: clamp(251px, 24vw, 440px);
    padding: 0;
    background-color: #1a2344;
    background-size: cover;
    background-position: center center;
    background-repeat: no-repeat;
    overflow: hidden;
}

.shares-hero {
    background-image: url("../images/987431232165464987987864.png");
}

.fonds-hero {
    background-image: url("../images/5498798745456kjlkjksg.jpg");
}

.etfs-hero {
    background-image: url("../images/etfs.jpg");
}

.rentenfonds-hero {
    background-image: url("../images/6549798789798.png");
}

.premarket-shares-hero {
    background-image: url("../images/985454644ipo.jpg");
}

/* Sparpläne – Hero mit Overlay und zentriertem Text */
.sparplane-hero {
    position: relative;
    margin-top: 124px;
    min-height: clamp(280px, 38vw, 480px);
    display: flex;
    align-items: center;
    justify-content: center;
    padding: clamp(48px, 8vw, 96px) var(--section-padding-x);
    background-color: #2d3773;
    background-image: url("../images/S321654654.jpg");
    background-size: cover;
    background-position: center center;
    background-repeat: no-repeat;
    overflow: hidden;
}

.sparplane-hero-overlay {
    position: absolute;
    inset: 0;
    z-index: 0;
    background: linear-gradient(
        0deg,
        rgba(45, 55, 115, 0.72),
        rgba(45, 55, 115, 0.72)
    );
}

.sparplane-hero .container {
    position: relative;
    z-index: 1;
    width: 100%;
}

.sparplane-hero-content {
    max-width: 720px;
    margin: 0 auto;
    text-align: center;
}

.sparplane-hero-title {
    margin: 0 0 16px;
    font-size: clamp(2.65rem, 5vw, 3.85rem);
    line-height: 1.1;
    font-weight: 800;
    color: #ffffff;
}

.sparplane-hero-subtitle {
    margin: 0;
    font-size: clamp(1.15rem, 1.55vw, 1.42rem);
    line-height: 1.55;
    font-weight: 400;
    color: #ffffff;
}

/* Sparpläne – Info-Bereich (Fließtext + Highlight-Kasten) */
.sparplane-info-inner--editorial .sparplane-info-page-title {
    margin: 0 0 22px;
    font-size: clamp(1.9rem, 3.2vw, 2.45rem);
    line-height: 1.22;
    font-weight: 800;
    color: #3f447a;
    text-align: left;
}

.sparplane-info-inner--editorial .sparplane-info-paragraph {
    margin: 0 0 18px;
    font-size: 1.18rem;
    line-height: 1.62;
    font-weight: 400;
    color: #444444;
    text-align: left;
}

.sparplane-info-inner--editorial .sparplane-info-paragraph:last-of-type {
    margin-bottom: 0;
}

.sparplane-info-inner--editorial .sparplane-info-highlight {
    margin-top: 28px;
    padding: 28px 36px 32px;
    border-radius: 28px;
    background-color: #d1a044;
    text-align: center;
}

.sparplane-info-inner--editorial .sparplane-info-highlight-text {
    margin: 0 auto;
    max-width: 52rem;
    font-size: 1.16rem;
    line-height: 1.62;
    font-weight: 400;
    color: #1f1f1f;
}

/* Shares – Aktien (Überschrift + Karten) */
.shares-info-section,
.fonds-info-section,
.etfs-info-section,
.rentenfonds-info-section,
.premarket-shares-info-section,
.sparplane-info-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.shares-info-inner,
.fonds-info-inner,
.etfs-info-inner,
.rentenfonds-info-inner,
.premarket-shares-info-inner,
.sparplane-info-inner {
    max-width: 920px;
    margin-left: auto;
    margin-right: auto;
    text-align: left;
}

.shares-info-main-title,
.fonds-info-main-title,
.etfs-info-main-title,
.rentenfonds-info-main-title,
.premarket-shares-info-main-title,
.sparplane-info-main-title {
    margin: 0 0 36px;
    font-size: clamp(2.35rem, 4vw, 3.25rem);
    line-height: 1.1;
    font-weight: 800;
    color: #444b7a;
}

.shares-info-stack,
.fonds-info-stack,
.etfs-info-stack,
.rentenfonds-info-stack,
.premarket-shares-info-stack,
.sparplane-info-stack {
    display: flex;
    flex-direction: column;
    gap: 28px;
}

.shares-info-card,
.fonds-info-card,
.etfs-info-card,
.rentenfonds-info-card,
.premarket-shares-info-card,
.sparplane-info-card {
    margin: 0;
    padding: 36px 32px 40px;
    border-radius: 36px;
    background: #444b7a;
    color: #ffffff;
    text-align: left;
    box-shadow: 0 14px 36px rgba(40, 46, 90, 0.14);
}

.shares-info-card-title,
.fonds-info-card-title,
.etfs-info-card-title,
.rentenfonds-info-card-title,
.premarket-shares-info-card-title,
.sparplane-info-card-title {
    margin: 0 0 18px;
    font-size: clamp(1.35rem, 2vw, 1.65rem);
    line-height: 1.25;
    font-weight: 800;
    color: #ffffff;
}

.shares-info-card-text,
.fonds-info-card-text,
.etfs-info-card-text,
.rentenfonds-info-card-text,
.premarket-shares-info-card-text,
.sparplane-info-card-text {
    margin: 0 0 18px;
    font-size: 1.06rem;
    line-height: 1.58;
    font-weight: 400;
    color: #ffffff;
}

.shares-info-card-text--last,
.fonds-info-card-text--last,
.etfs-info-card-text--last,
.rentenfonds-info-card-text--last,
.premarket-shares-info-card-text--last,
.sparplane-info-card-text--last {
    margin-bottom: 0;
}

/* Shares – Zielgruppe & Ansatz (unter Panorama-Banner) */
.shares-detail-section,
.fonds-detail-section,
.etfs-detail-section,
.rentenfonds-detail-section,
.premarket-shares-detail-section,
.sparplane-detail-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.shares-detail-section .shares-info-stack,
.fonds-detail-section .fonds-info-stack,
.etfs-detail-section .etfs-info-stack,
.rentenfonds-detail-section .rentenfonds-info-stack,
.premarket-shares-detail-section .premarket-shares-info-stack {
    gap: 24px;
}

.shares-detail-section .shares-info-card,
.fonds-detail-section .fonds-info-card,
.etfs-detail-section .etfs-info-card,
.rentenfonds-detail-section .rentenfonds-info-card,
.premarket-shares-detail-section .premarket-shares-info-card {
    padding: 40px 40px 44px;
    border-radius: 44px;
    background: #424a7a;
    box-shadow: 0 16px 42px rgba(38, 44, 88, 0.2);
}

/* Sparpläne – Vorteile (Pills, Bild, Karten) */
.sparplane-advantages {
    max-width: 1100px;
    margin: 0 auto;
}

.sparplane-advantages-title {
    margin: 0 0 28px;
    font-size: clamp(1.75rem, 3vw, 2.35rem);
    line-height: 1.15;
    font-weight: 800;
    color: #454d71;
    text-align: left;
}

.sparplane-advantages-top {
    display: grid;
    grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
    gap: clamp(20px, 3vw, 36px);
    align-items: stretch;
    margin-bottom: clamp(28px, 4vw, 40px);
}

.sparplane-advantages-pills {
    list-style: none;
    margin: 0;
    padding: 0;
    display: flex;
    flex-direction: column;
    gap: 14px;
    justify-content: center;
}

.sparplane-advantages-pill {
    margin: 0;
    padding: 18px 24px;
    border-radius: 999px;
    background: #454d71;
    color: #ffffff;
    font-size: clamp(1rem, 1.2vw, 1.08rem);
    font-weight: 600;
    text-align: center;
    line-height: 1.35;
}

.sparplane-advantages-visual {
    border-radius: 26px;
    overflow: hidden;
    min-height: 200px;
    background: #e8eaf4;
}

.sparplane-advantages-photo {
    display: block;
    width: 100%;
    height: 100%;
    min-height: 220px;
    object-fit: cover;
    object-position: center;
}

.sparplane-advantages-cards {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: clamp(18px, 2.5vw, 28px);
}

.sparplane-advantages-card {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    padding: 28px 26px 30px;
    border-radius: 20px;
    background: #454d71;
    color: #ffffff;
    box-shadow: 0 12px 32px rgba(50, 56, 95, 0.18);
}

.sparplane-advantages-card-title {
    margin: 0 0 12px;
    font-size: clamp(1.25rem, 2vw, 1.45rem);
    font-weight: 800;
    color: #ffffff;
}

.sparplane-advantages-card-text {
    margin: 0 0 22px;
    font-size: 1.04rem;
    line-height: 1.55;
    font-weight: 400;
    color: rgba(255, 255, 255, 0.96);
    flex: 1;
}

.sparplane-advantages-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    margin-top: auto;
    padding: 12px 22px;
    border-radius: 999px;
    border: 1px solid rgba(255, 255, 255, 0.45);
    background: transparent;
    color: #ffffff;
    font-size: 0.98rem;
    font-weight: 600;
    text-decoration: none;
    transition: background 0.2s ease, border-color 0.2s ease, color 0.2s ease;
}

.sparplane-advantages-btn:hover {
    background: rgba(255, 255, 255, 0.1);
    border-color: rgba(255, 255, 255, 0.65);
    color: #ffffff;
}

.sparplane-advantages-btn-icon {
    font-size: 0.9rem;
    opacity: 0.95;
}

/* Shares – full-width panoramic banner (image only) */
.shares-panorama-section,
.fonds-panorama-section,
.etfs-panorama-section,
.rentenfonds-panorama-section,
.premarket-shares-panorama-section {
    width: 100%;
    min-height: clamp(179px, 31vw, 431px);
    padding: 0;
    margin: 0;
    background-color: #1a2344;
    background-size: cover;
    background-position: center center;
    background-repeat: no-repeat;
    overflow: hidden;
}

.shares-panorama-section {
    background-image: url("../images/6548978798765132156465464978897979878798765454646231213216464.png");
}

.fonds-panorama-section {
    background-image: url("../images/464123165464897987465454.jpg");
}

.etfs-panorama-section {
    background-image: url("../images/65465s4gdf.jpg");
}

.rentenfonds-panorama-section {
    background-image: url("../images/987897451321213214645464321321.png");
}

.premarket-shares-panorama-section {
    background-image: url("../images/654897313265465465dsgdf.jpg");
}

/* Securities investments hero (Wertpapier-Investments) */
.securities-investments-hero {
    position: relative;
    margin-top: 124px;
    min-height: 560px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: clamp(72px, 10vw, 120px) var(--section-padding-x);
    background-color: #1e2850;
    background-image: url("../images/546432132165456465465498797.jpg");
    background-size: cover;
    background-position: center center;
    background-repeat: no-repeat;
    overflow: hidden;
}

.securities-investments-hero-overlay {
    position: absolute;
    inset: 0;
    z-index: 0;
    background: linear-gradient(
        165deg,
        rgba(18, 22, 52, 0.82) 0%,
        rgba(30, 40, 80, 0.72) 42%,
        rgba(18, 26, 56, 0.88) 100%
    );
}

.securities-investments-hero .container {
    position: relative;
    z-index: 1;
}

.securities-investments-hero-content {
    max-width: 760px;
    margin: 0 auto;
    text-align: center;
}

.securities-investments-hero-title {
    margin: 0 0 22px;
    font-size: clamp(2.4rem, 5vw, 3.75rem);
    line-height: 1.1;
    font-weight: 800;
    color: #ffffff;
    letter-spacing: 0.01em;
}

.securities-investments-hero-subtitle {
    margin: 0 auto;
    max-width: 640px;
    font-size: clamp(1.12rem, 1.8vw, 1.45rem);
    line-height: 1.55;
    font-weight: 400;
    color: rgba(255, 255, 255, 0.95);
}

/* Securities investments – Strategisch investieren */
.securities-investments-strategic-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.securities-investments-strategic-inner {
    max-width: 920px;
    margin-left: auto;
    margin-right: auto;
    text-align: left;
}

.securities-investments-strategic-title {
    margin: 0 0 36px;
    font-size: clamp(2rem, 3.2vw, 2.85rem);
    line-height: 1.15;
    font-weight: 800;
    color: #3b446b;
}

.securities-investments-strategic-item {
    display: grid;
    grid-template-columns: 28px 1fr;
    align-items: start;
    column-gap: 16px;
    margin-bottom: 32px;
}

.securities-investments-strategic-item:last-child {
    margin-bottom: 0;
}

.securities-investments-strategic-check {
    margin-top: 2px;
    font-size: 1.65rem;
    line-height: 1;
    color: #3b446b;
}

.securities-investments-strategic-item p {
    margin: 0;
    font-size: 1.12rem;
    line-height: 1.5;
    font-weight: 400;
    color: #555555;
}

/* Securities investments – Warum sichere Wertpapierinvestments? (numbered cards) */
.securities-investments-why-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.securities-investments-why-inner {
    max-width: 1180px;
    margin-left: auto;
    margin-right: auto;
}

.securities-investments-why-heading {
    margin: 0 0 32px;
    max-width: 42rem;
    font-size: clamp(1.65rem, 2.5vw, 2.15rem);
    line-height: 1.2;
    font-weight: 800;
    color: #444a7a;
    text-align: left;
}

.securities-investments-why-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 24px;
    align-items: stretch;
}

.securities-investments-why-card {
    margin: 0;
    padding: 32px 28px 36px;
    border-radius: 24px;
    background: #444a7a;
    color: #ffffff;
    text-align: left;
    box-shadow: 0 12px 32px rgba(40, 46, 90, 0.15);
}

.securities-investments-why-number {
    display: block;
    margin: 0 0 18px;
    font-size: clamp(2.5rem, 4vw, 3.25rem);
    line-height: 1;
    font-weight: 800;
    color: #ffffff;
    letter-spacing: 0.02em;
}

.securities-investments-why-text {
    margin: 0;
    font-size: 1.05rem;
    line-height: 1.55;
    font-weight: 400;
    color: #ffffff;
}

/* Securities investments – Unser Ansatz (image left, text right) */
.securities-investments-approach-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.securities-investments-approach-grid {
    max-width: 1180px;
    margin-left: auto;
    margin-right: auto;
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    align-items: stretch;
    gap: 48px 56px;
}

.securities-investments-approach-image-wrap {
    display: flex;
    flex-direction: column;
    min-width: 0;
    min-height: 0;
    border-radius: 26px;
    overflow: hidden;
    box-shadow: 0 12px 36px rgba(40, 46, 90, 0.12);
}

.securities-investments-approach-image {
    flex: 1 1 auto;
    width: 100%;
    min-height: 0;
    object-fit: cover;
    object-position: center;
    border-radius: 0;
}

.securities-investments-approach-text {
    min-width: 0;
    min-height: 0;
    text-align: left;
}

.securities-investments-approach-title {
    margin: 0 0 26px;
    font-size: clamp(2rem, 3vw, 2.85rem);
    line-height: 1.15;
    font-weight: 800;
    color: #3b446b;
}

.securities-investments-approach-lead {
    margin: 0 0 22px;
    font-size: 1.12rem;
    line-height: 1.65;
    font-weight: 400;
    color: #555555;
}

.securities-investments-approach-lead--last {
    margin-bottom: 0;
}

/* Securities investments – Unsere Lösungen (navy list block) */
.securities-investments-solutions-section {
    padding: clamp(56px, 7vw, 96px) var(--section-padding-x);
    background: #40466e;
    color: #ffffff;
}

.securities-investments-solutions-inner {
    max-width: 720px;
    margin-left: auto;
    margin-right: auto;
    text-align: left;
}

.securities-investments-solutions-title {
    margin: 0 0 22px;
    font-size: clamp(1.75rem, 2.6vw, 2.25rem);
    line-height: 1.2;
    font-weight: 800;
    color: #ffffff;
}

.securities-investments-solutions-intro {
    margin: 0 0 28px;
    font-size: 1.08rem;
    line-height: 1.65;
    font-weight: 400;
    color: #ffffff;
}

.securities-investments-solutions-list {
    margin: 0;
    padding: 0;
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 22px;
}

.securities-investments-solutions-list > li {
    display: grid;
    grid-template-columns: 10px 1fr;
    column-gap: 14px;
    align-items: start;
}

.securities-investments-solutions-dot {
    display: block;
    width: 6px;
    height: 6px;
    margin-top: 0.55em;
    border-radius: 50%;
    background: #ffffff;
    flex-shrink: 0;
}

.securities-investments-solutions-item-body {
    display: flex;
    flex-direction: column;
    gap: 6px;
    min-width: 0;
}

.securities-investments-solutions-item-body strong {
    font-size: 1.06rem;
    font-weight: 700;
    color: #ffffff;
}

.securities-investments-solutions-desc {
    display: block;
    font-size: 1.02rem;
    line-height: 1.55;
    font-weight: 400;
    color: rgba(255, 255, 255, 0.94);
}

/* Secure investments hero (Sichere Anlagen) */
.secure-investments-hero {
    position: relative;
    margin-top: 144px;
    min-height: 560px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: var(--section-padding-y) var(--section-padding-x);
    background-color: #1a2044;
    background-image: url("../images/65465s4gdf.jpg");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    overflow: hidden;
}

.secure-investments-hero-overlay {
    position: absolute;
    inset: 0;
    z-index: 0;
    background: linear-gradient(
        165deg,
        rgba(18, 22, 52, 0.88) 0%,
        rgba(28, 35, 84, 0.82) 45%,
        rgba(18, 26, 56, 0.9) 100%
    );
}

.secure-investments-hero-pattern {
    position: absolute;
    inset: 0;
    z-index: 0;
    pointer-events: none;
    opacity: 0.14;
    background-image:
        repeating-linear-gradient(
            90deg,
            rgba(255, 255, 255, 0) 0,
            rgba(255, 255, 255, 0) 38px,
            rgba(255, 255, 255, 0.06) 38px,
            rgba(255, 255, 255, 0.06) 40px
        ),
        repeating-linear-gradient(
            0deg,
            rgba(255, 255, 255, 0) 0,
            rgba(255, 255, 255, 0) 72px,
            rgba(255, 255, 255, 0.035) 72px,
            rgba(255, 255, 255, 0.035) 73px
        ),
        radial-gradient(circle at 18% 22%, rgba(255, 255, 255, 0.07) 0%, transparent 42%),
        radial-gradient(circle at 82% 78%, rgba(255, 255, 255, 0.06) 0%, transparent 45%);
    mix-blend-mode: screen;
}

.secure-investments-hero .container {
    position: relative;
    z-index: 1;
}

.secure-investments-hero-content {
    max-width: 760px;
    margin: 0 auto;
    text-align: center;
}

.secure-investments-hero-title {
    margin: 0 0 22px;
    font-size: 3.75rem;
    line-height: 1.1;
    font-weight: 800;
    color: #ffffff;
    letter-spacing: 0.01em;
}

.secure-investments-hero-subtitle {
    margin: 0 auto 36px;
    max-width: 640px;
    font-size: 1.45rem;
    line-height: 1.5;
    font-weight: 400;
    color: rgba(255, 255, 255, 0.94);
}

.secure-investments-hero-actions {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: center;
    gap: 14px;
}

.secure-investments-hero-pill {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 14px 28px 14px 22px;
    border-radius: 999px;
    background: #c99637;
    color: #ffffff;
    text-decoration: none;
    font-size: 1.05rem;
    font-weight: 600;
    box-shadow: 0 10px 26px rgba(0, 0, 0, 0.28);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.secure-investments-hero-pill:hover {
    background: #b88732;
    color: #ffffff;
    transform: translateY(-2px);
    box-shadow: 0 14px 32px rgba(0, 0, 0, 0.32);
}

/* Plain white arrow (no circle), like reference */
.secure-investments-hero-pill-icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    font-size: 1.05rem;
    line-height: 1;
    color: #ffffff;
}

.secure-investments-hero-pill-icon i {
    display: block;
    font-weight: 700;
}

/* Secure investments – intro (Kapital intelligent investieren) */
.secure-invest-intro-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.secure-invest-intro-grid {
    max-width: 1180px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: minmax(0, 1.65fr) minmax(260px, 1fr);
    align-items: center;
    gap: 48px 56px;
}

.secure-invest-intro-text {
    min-width: 0;
}

.secure-invest-intro-title {
    margin: 0 0 36px;
    font-size: 2.85rem;
    line-height: 1.15;
    font-weight: 800;
    color: #3b426e;
}

.secure-invest-intro-item {
    display: grid;
    grid-template-columns: 28px 1fr;
    align-items: start;
    column-gap: 16px;
    margin-bottom: 32px;
}

.secure-invest-intro-item:last-child {
    margin-bottom: 0;
}

.secure-invest-intro-check {
    margin-top: 2px;
    font-size: 1.65rem;
    line-height: 1;
    color: #3b426e;
}

.secure-invest-intro-item p {
    margin: 0;
    font-size: 1.12rem;
    line-height: 1.65;
    color: #555555;
}

.secure-invest-intro-image-wrap {
    display: flex;
    justify-content: center;
    align-items: center;
}

.secure-invest-intro-image {
    width: 100%;
    max-width: 400px;
    height: auto;
    display: block;
}

/* Secure investments – Warum sichere Anlagen? (split navy + photo) */
.secure-invest-why-section {
    background: #3b426e;
    overflow: hidden;
}

.secure-invest-why-inner {
    display: grid;
    grid-template-columns: minmax(300px, 48%) minmax(260px, 1fr);
    min-height: 460px;
    max-width: 100%;
    margin: 0 auto;
}

.secure-invest-why-text {
    background: #3b426e;
    padding: clamp(40px, 5vw, 88px) clamp(24px, 4vw, 72px) clamp(40px, 5vw, 88px) clamp(20px, 3vw, 56px);
    color: #ffffff;
    display: flex;
    flex-direction: column;
    justify-content: center;
    min-width: 0;
}

.secure-invest-why-title {
    margin: 0 0 22px;
    font-size: clamp(1.85rem, 3.2vw, 2.75rem);
    line-height: 1.12;
    font-weight: 800;
    color: #ffffff;
}

.secure-invest-why-lead {
    margin: 0 0 28px;
    font-size: 1.12rem;
    line-height: 1.65;
    font-weight: 400;
    color: rgba(255, 255, 255, 0.96);
    max-width: 38rem;
}

.secure-invest-why-list-heading {
    margin: 0 0 16px;
    font-size: 1.15rem;
    font-weight: 700;
    color: #ffffff;
}

.secure-invest-why-list {
    margin: 0;
    padding: 0;
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.secure-invest-why-list li {
    display: grid;
    grid-template-columns: 22px 1fr;
    column-gap: 12px;
    align-items: start;
    font-size: 1.05rem;
    line-height: 1.45;
    font-weight: 600;
    color: #c5a059;
}

.secure-invest-why-check {
    margin-top: 2px;
    font-size: 1.05rem;
    color: #c5a059;
}

.secure-invest-why-visual {
    min-height: 320px;
    background-color: #2a3158;
    background-image:
        linear-gradient(
            90deg,
            #3b426e 0%,
            rgba(59, 66, 110, 0.82) 14%,
            rgba(59, 66, 110, 0.35) 38%,
            rgba(59, 66, 110, 0.08) 58%,
            transparent 72%
        ),
        linear-gradient(195deg, rgba(28, 35, 84, 0.25) 0%, transparent 45%),
        url("../images/54658979878.jpg");
    background-size: cover;
    background-position: center right;
    background-repeat: no-repeat;
}

/* Secure investments – Unser Ansatz (image left, text right) */
.secure-invest-approach-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.secure-invest-approach-grid {
    max-width: 1180px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.08fr);
    align-items: center;
    gap: 48px 56px;
}

.secure-invest-approach-image-wrap {
    display: flex;
    justify-content: center;
    align-items: center;
    min-width: 0;
}

.secure-invest-approach-image {
    width: 100%;
    max-width: 520px;
    height: auto;
    min-height: 280px;
    object-fit: cover;
    border-radius: 28px;
    display: block;
    box-shadow: 0 12px 36px rgba(28, 35, 84, 0.1);
}

.secure-invest-approach-text {
    min-width: 0;
    text-align: left;
}

.secure-invest-approach-title {
    margin: 0 0 26px;
    font-size: 2.75rem;
    line-height: 1.12;
    font-weight: 800;
    color: #3b426e;
}

.secure-invest-approach-lead {
    margin: 0 0 22px;
    font-size: 1.12rem;
    line-height: 1.65;
    font-weight: 400;
    color: #555555;
    max-width: 40rem;
}

.secure-invest-approach-lead--tight {
    margin-bottom: 18px;
}

.secure-invest-approach-list {
    margin: 0;
    padding: 0;
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.secure-invest-approach-list li {
    display: grid;
    grid-template-columns: 22px 1fr;
    column-gap: 12px;
    align-items: start;
    font-size: 1.05rem;
    line-height: 1.45;
    font-weight: 700;
    color: #c5a059;
}

.secure-invest-approach-check {
    margin-top: 2px;
    font-size: 1.05rem;
    color: #c5a059;
}

/* Secure investments – Unsere Lösungen / Individuelle Beratung (navy two-column) */
.secure-invest-navy-twocol-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #3b426e;
    color: #ffffff;
}

.secure-invest-navy-twocol-grid {
    max-width: 1180px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: minmax(0, 1fr) auto minmax(0, 1fr);
    align-items: stretch;
    gap: 0 48px;
}

.secure-invest-navy-twocol-col {
    min-width: 0;
    padding: 8px 0 12px;
    text-align: left;
}

.secure-invest-navy-twocol-divider {
    width: 1px;
    background: #c5a059;
    margin: 40px 0 48px;
    flex-shrink: 0;
}

.secure-invest-navy-twocol-title {
    margin: 0 0 22px;
    font-size: 2.15rem;
    line-height: 1.2;
    font-weight: 800;
    color: #ffffff;
}

.secure-invest-navy-twocol-intro,
.secure-invest-navy-twocol-body {
    margin: 0 0 22px;
    font-size: 1.08rem;
    line-height: 1.65;
    font-weight: 400;
    color: #ffffff;
    max-width: 34rem;
}

.secure-invest-navy-twocol-body--tight {
    margin-bottom: 16px;
}

.secure-invest-navy-twocol-list {
    margin: 0;
    padding: 0;
    list-style: none;
}

.secure-invest-navy-twocol-list--stacked {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.secure-invest-navy-twocol-list--stacked > li {
    display: grid;
    grid-template-columns: 10px 1fr;
    column-gap: 14px;
    align-items: start;
}

.secure-invest-navy-twocol-list--simple {
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.secure-invest-navy-twocol-list--simple > li {
    display: grid;
    grid-template-columns: 10px 1fr;
    column-gap: 14px;
    align-items: start;
    font-size: 1.05rem;
    line-height: 1.55;
    font-weight: 400;
    color: #ffffff;
}

.secure-invest-navy-twocol-dot {
    display: block;
    width: 6px;
    height: 6px;
    margin-top: 0.55em;
    border-radius: 50%;
    background: #ffffff;
    flex-shrink: 0;
}

.secure-invest-navy-twocol-item-text {
    display: flex;
    flex-direction: column;
    gap: 4px;
    min-width: 0;
}

.secure-invest-navy-twocol-list--stacked strong {
    font-size: 1.05rem;
    font-weight: 700;
    color: #ffffff;
}

.secure-invest-navy-twocol-item-desc {
    display: block;
    font-size: 1.02rem;
    line-height: 1.55;
    font-weight: 400;
    color: #ffffff;
    opacity: 0.96;
}

/* Secure investments – CTA banner (rounded card, photo + overlay) */
.secure-invest-cta-banner-section {
    padding: var(--section-padding-y) var(--section-padding-x) calc(var(--section-padding-y) * 1.1);
    background: #ffffff;
}

.secure-invest-cta-banner-card {
    position: relative;
    max-width: 1180px;
    margin: 0 auto;
    border-radius: 26px;
    overflow: hidden;
    min-height: 300px;
    box-shadow: 0 16px 48px rgba(28, 35, 84, 0.14);
}

.secure-invest-cta-banner-media {
    position: absolute;
    inset: 0;
    background-color: #2a3158;
    background-image: url("../images/456456456.jpg");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}

.secure-invest-cta-banner-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(
        180deg,
        rgba(30, 40, 70, 0.78) 0%,
        rgba(22, 28, 52, 0.82) 45%,
        rgba(18, 22, 42, 0.9) 100%
    );
}

.secure-invest-cta-banner-inner {
    position: relative;
    z-index: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    text-align: center;
    padding: 68px 32px 76px;
    max-width: 760px;
    margin: 0 auto;
}

.secure-invest-cta-banner-title {
    margin: 0 0 22px;
    font-size: clamp(1.5rem, 2.4vw, 1.85rem);
    line-height: 1.25;
    font-weight: 800;
    color: #ffffff;
    letter-spacing: 0.01em;
}

.secure-invest-cta-banner-text {
    margin: 0 0 32px;
    max-width: 38rem;
    font-size: clamp(1rem, 1.2vw, 1.1rem);
    line-height: 1.65;
    font-weight: 400;
    color: #ffffff;
}

.secure-invest-cta-banner-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 14px 28px 14px 22px;
    border-radius: 999px;
    background: #d4a044;
    color: #ffffff;
    text-decoration: none;
    font-size: 1.05rem;
    font-weight: 600;
    box-shadow: 0 10px 28px rgba(0, 0, 0, 0.25);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.secure-invest-cta-banner-btn:hover {
    background: #c4933a;
    color: #ffffff;
    transform: translateY(-2px);
    box-shadow: 0 14px 34px rgba(0, 0, 0, 0.3);
}

.secure-invest-cta-banner-btn-icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    font-size: 1.05rem;
    line-height: 1;
    color: #ffffff;
}

.secure-invest-cta-banner-btn-icon i {
    display: block;
    font-weight: 700;
}

/* Asset Allocation Hero Section */
.asset-allocation-hero {
    position: relative;
    margin-top: 124px;
    min-height: 550px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: var(--section-padding-y) var(--section-padding-x);
    background-image: url("../images/215465489787879879654654.jpg");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    overflow: hidden;
}

.asset-allocation-hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(64, 70, 112, 0.74) 0%, rgba(64, 70, 112, 0.8) 100%);
}

.asset-allocation-hero .container {
    position: relative;
    z-index: 1;
}

.asset-allocation-hero-content {
    max-width: 720px;
    margin: 0 auto;
    text-align: center;
}

.asset-allocation-hero-title {
    margin: 0 0 22px;
    font-size: 4rem;
    line-height: 1.12;
    font-weight: 800;
    color: #ffffff;
}

.asset-allocation-hero-subtitle {
    margin: 0 auto 32px;
    max-width: 660px;
    font-size: 1.5rem;
    line-height: 1.45;
    font-weight: 400;
    color: rgba(255, 255, 255, 0.96);
}

.asset-allocation-hero-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 16px 30px;
    border: none;
    border-radius: 999px;
    background: #D09B33;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(208, 155, 51, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.asset-allocation-hero-button:hover {
    background: #bf8c2d;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(208, 155, 51, 0.36);
}

.asset-allocation-hero-button-icon {
    font-size: 0.95rem;
}

/* Portfolio Management Hero Section */
.portfolio-management-hero {
    position: relative;
    margin-top: 124px;
    min-height: 550px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: var(--section-padding-y) var(--section-padding-x);
    background-image: url("../images/654312321879895151654.jpg");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    overflow: hidden;
}

.portfolio-management-hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(64, 70, 112, 0.74) 0%, rgba(64, 70, 112, 0.86) 100%);
}

.portfolio-management-hero .container {
    position: relative;
    z-index: 1;
}

.portfolio-management-hero-content {
    max-width: 720px;
    margin: 0 auto;
    text-align: center;
}

.portfolio-management-hero-title {
    margin: 0 0 22px;
    font-size: 4rem;
    line-height: 1.12;
    font-weight: 800;
    color: #ffffff;
}

.portfolio-management-hero-subtitle {
    margin: 0 auto 32px;
    max-width: 660px;
    font-size: 1.5rem;
    line-height: 1.45;
    font-weight: 400;
    color: rgba(255, 255, 255, 0.96);
}

.portfolio-management-hero-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 16px 30px;
    border: none;
    border-radius: 999px;
    background: #D09B33;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(208, 155, 51, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.portfolio-management-hero-button:hover {
    background: #bf8c2d;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(208, 155, 51, 0.36);
}

.portfolio-management-hero-button-icon {
    font-size: 0.95rem;
}

/* Diversification Hero Section */
.diversification-hero {
    position: relative;
    margin-top: 124px;
    min-height: 550px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: var(--section-padding-y) var(--section-padding-x);
    background-image: url("../images/111156465454654554564654.jpg");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    overflow: hidden;
}

.diversification-hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(64, 70, 112, 0.72) 0%, rgba(64, 70, 112, 0.86) 100%);
}

.diversification-hero .container {
    position: relative;
    z-index: 1;
}

.diversification-hero-content {
    max-width: 720px;
    margin: 0 auto;
    text-align: center;
}

.diversification-hero-title {
    margin: 0 0 22px;
    font-size: 4rem;
    line-height: 1.12;
    font-weight: 800;
    color: #ffffff;
}

.diversification-hero-subtitle {
    margin: 0 auto 32px;
    max-width: 660px;
    font-size: 1.5rem;
    line-height: 1.45;
    font-weight: 400;
    color: rgba(255, 255, 255, 0.96);
}

.diversification-hero-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 16px 30px;
    border: none;
    border-radius: 999px;
    background: #D09B33;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(208, 155, 51, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.diversification-hero-button:hover {
    background: #bf8c2d;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(208, 155, 51, 0.36);
}

.diversification-hero-button-icon {
    font-size: 0.95rem;
}

/* Long-Term Financial Planning Hero Section */
.longterm-planning-hero {
    position: relative;
    margin-top: 124px;
    min-height: 550px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: var(--section-padding-y) var(--section-padding-x);
    background-image: url("../images/9888865564545456454564654.jpg");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    overflow: hidden;
}

.longterm-planning-hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(64, 70, 112, 0.72) 0%, rgba(64, 70, 112, 0.86) 100%);
}

.longterm-planning-hero .container {
    position: relative;
    z-index: 1;
}

.longterm-planning-hero-content {
    margin: 0 auto;
    text-align: center;
}

.longterm-planning-hero-title {
    margin: 0 0 20px;
    font-size: 4rem;
    line-height: 1.12;
    font-weight: 800;
    color: #ffffff;
}

.longterm-planning-hero-subtitle {
    margin: 0 auto 30px;
    max-width: 700px;
    font-size: 1.45rem;
    line-height: 1.45;
    font-weight: 400;
    color: rgba(255, 255, 255, 0.96);
}

.longterm-planning-hero-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 16px 30px;
    border: none;
    border-radius: 999px;
    background: #D09B33;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(208, 155, 51, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.longterm-planning-hero-button:hover {
    background: #bf8c2d;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(208, 155, 51, 0.36);
}

.longterm-planning-hero-button-icon {
    font-size: 0.95rem;
}

/* Risk Management Hero Section */
.risk-management-hero {
    position: relative;
    margin-top: 124px;
    min-height: 500px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: var(--section-padding-y) var(--section-padding-x);
    background-image: url("../images/897465465432123121231321312.png");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    overflow: hidden;
}

.risk-management-hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(64, 70, 112, 0.74) 0%, rgba(64, 70, 112, 0.84) 100%);
}

.risk-management-hero .container {
    position: relative;
    z-index: 1;
}

.risk-management-hero-content {
    margin: 0 auto;
    text-align: center;
}

.risk-management-hero-title {
    margin: 0 0 20px;
    font-size: 4rem;
    line-height: 1.12;
    font-weight: 800;
    color: #ffffff;
}

.risk-management-hero-subtitle {
    margin: 0 auto 30px;
    max-width: 700px;
    font-size: 1.45rem;
    line-height: 1.45;
    font-weight: 400;
    color: rgba(255, 255, 255, 0.96);
}

.risk-management-hero-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 16px 30px;
    border: none;
    border-radius: 999px;
    background: #D09B33;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(208, 155, 51, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.risk-management-hero-button:hover {
    background: #bf8c2d;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(208, 155, 51, 0.36);
}

.risk-management-hero-button-icon {
    font-size: 0.95rem;
}

/* Currency Hedging Hero Section */
.currency-hedging-hero {
    position: relative;
    margin-top: 124px;
    min-height: 500px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: var(--section-padding-y) var(--section-padding-x);
    background-image: url("../images/89786544532222222225454656464.png");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    overflow: hidden;
}

.currency-hedging-hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(64, 70, 112, 0.74) 0%, rgba(64, 70, 112, 0.84) 100%);
}

.currency-hedging-hero .container {
    position: relative;
    z-index: 1;
}

.currency-hedging-hero-content {
    margin: 0 auto;
    text-align: center;
}

.currency-hedging-hero-title {
    margin: 0 0 20px;
    font-size: 4rem;
    line-height: 1.12;
    font-weight: 800;
    color: #ffffff;
}

.currency-hedging-hero-subtitle {
    margin: 0 auto 30px;
    max-width: 700px;
    font-size: 1.45rem;
    line-height: 1.45;
    font-weight: 400;
    color: rgba(255, 255, 255, 0.96);
}

.currency-hedging-hero-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 16px 30px;
    border: none;
    border-radius: 999px;
    background: #D09B33;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(208, 155, 51, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.currency-hedging-hero-button:hover {
    background: #bf8c2d;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(208, 155, 51, 0.36);
}

.currency-hedging-hero-button-icon {
    font-size: 0.95rem;
}

/* Currency Hedging – Details (text + checklist) */
.currency-hedging-details {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.currency-hedging-details-inner {
    max-width: 1050px;
    margin: 0 auto;
    text-align: left;
}

.currency-hedging-details-title {
    margin: 0 0 22px;
    font-size: clamp(2rem, 3vw, 3.2rem);
    line-height: 1.18;
    font-weight: 800;
    color: #1C2354;
}

.currency-hedging-details-lead {
    margin: 0 0 42px;
    max-width: 940px;
    font-size: 1.2rem;
    line-height: 1.65;
    font-weight: 400;
    color: #575757;
}

.currency-hedging-details-subtitle {
    margin: 0 0 20px;
    font-size: clamp(1.7rem, 2.4vw, 2.4rem);
    line-height: 1.28;
    font-weight: 800;
    color: #1C2354;
}

.currency-hedging-details-list {
    list-style: none;
    margin: 0;
    padding: 0;
}

.currency-hedging-details-list li {
    position: relative;
    margin: 0 0 12px;
    padding-left: 1.8rem;
    font-size: 1.12rem;
    line-height: 1.5;
    font-weight: 700;
    color: #1C2354;
}

.currency-hedging-details-list li:last-child {
    margin-bottom: 0;
}

.currency-hedging-details-list li::before {
    content: "\2713";
    position: absolute;
    left: 0;
    top: 0.05em;
    font-size: 1rem;
    font-weight: 800;
    color: #d1a34f;
}

/* Currency Hedging – Dynamic Monitoring (intro + CTA card) */
.currency-hedging-dynamic {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.currency-hedging-dynamic-intro {
    max-width: 980px;
    margin: 0 auto 38px;
    text-align: left;
}

.currency-hedging-dynamic-title {
    margin: 0 0 18px;
    font-size: clamp(1.9rem, 2.8vw, 2.5rem);
    line-height: 1.2;
    font-weight: 800;
    color: #1C2354;
}

.currency-hedging-dynamic-text {
    margin: 0;
    max-width: 920px;
    font-size: 1.2rem;
    line-height: 1.65;
    font-weight: 400;
    color: #575757;
}

.currency-hedging-dynamic-card {
    position: relative;
    max-width: 1120px;
    margin: 0 auto;
    min-height: 360px;
    border-radius: 28px;
    overflow: hidden;
    background-image: url("../images/89999856465465132213213216546544.png");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}

.currency-hedging-dynamic-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(64, 70, 112, 0.5) 0%, rgba(28, 35, 84, 0.88) 100%);
}

.currency-hedging-dynamic-inner {
    position: absolute;
    inset: 0;
    z-index: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    padding: 38px 28px;
    text-align: center;
}

.currency-hedging-dynamic-card-text {
    max-width: 780px;
    margin: 0 0 22px;
    font-size: 1.15rem;
    line-height: 1.45;
    font-weight: 700;
    color: #ffffff;
    text-shadow: 0 2px 12px rgba(0, 0, 0, 0.22);
}

.currency-hedging-dynamic-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    border: none;
    border-radius: 999px;
    padding: 16px 28px;
    background: #d4a044;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(212, 160, 68, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.currency-hedging-dynamic-button:hover {
    background: #c1903a;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(212, 160, 68, 0.36);
}

.currency-hedging-dynamic-button-icon {
    font-size: 0.95rem;
}

/* Risk Management – Details (text + checklist) */
.risk-management-details {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.risk-management-details-inner {
    max-width: 1050px;
    margin: 0 auto;
    text-align: left;
}

.risk-management-details-title {
    margin: 0 0 22px;
    font-size: clamp(2rem, 3vw, 3.2rem);
    line-height: 1.18;
    font-weight: 800;
    color: #1C2354;
}

.risk-management-details-lead {
    margin: 0 0 42px;
    max-width: 940px;
    font-size: 1.2rem;
    line-height: 1.65;
    font-weight: 400;
    color: #575757;
}

.risk-management-details-subtitle {
    margin: 0 0 20px;
    font-size: clamp(1.7rem, 2.4vw, 2.4rem);
    line-height: 1.28;
    font-weight: 800;
    color: #1C2354;
}

.risk-management-details-list {
    list-style: none;
    margin: 0;
    padding: 0;
}

.risk-management-details-list li {
    position: relative;
    margin: 0 0 12px;
    padding-left: 1.8rem;
    font-size: 1.12rem;
    line-height: 1.5;
    font-weight: 700;
    color: #1C2354;
}

.risk-management-details-list li:last-child {
    margin-bottom: 0;
}

.risk-management-details-list li::before {
    content: "\2713";
    position: absolute;
    left: 0;
    top: 0.05em;
    font-size: 1rem;
    font-weight: 800;
    color: #d1a34f;
}

/* Risk Management – Monitoring (intro + CTA card) */
.risk-management-monitoring {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.risk-management-monitoring-intro {
    max-width: 980px;
    margin: 0 auto 38px;
    text-align: left;
}

.risk-management-monitoring-title {
    margin: 0 0 18px;
    font-size: clamp(1.9rem, 2.8vw, 2.5rem);
    line-height: 1.2;
    font-weight: 800;
    color: #1C2354;
}

.risk-management-monitoring-text {
    margin: 0;
    max-width: 920px;
    font-size: 1.2rem;
    line-height: 1.65;
    font-weight: 400;
    color: #575757;
}

.risk-management-monitoring-card {
    position: relative;
    max-width: 1120px;
    margin: 0 auto;
    min-height: 360px;
    border-radius: 28px;
    overflow: hidden;
    background-image: url("../images/98789798654546532123121321321.png");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}

.risk-management-monitoring-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(64, 70, 112, 0.5) 0%, rgba(28, 35, 84, 0.88) 100%);
}

.risk-management-monitoring-inner {
    position: absolute;
    inset: 0;
    z-index: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    padding: 38px 28px;
    text-align: center;
}

.risk-management-monitoring-card-text {
    max-width: 780px;
    margin: 0 0 22px;
    font-size: 1.15rem;
    line-height: 1.45;
    font-weight: 700;
    color: #ffffff;
    text-shadow: 0 2px 12px rgba(0, 0, 0, 0.22);
}

.risk-management-monitoring-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    border: none;
    border-radius: 999px;
    padding: 16px 28px;
    background: #d4a044;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(212, 160, 68, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.risk-management-monitoring-button:hover {
    background: #c1903a;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(212, 160, 68, 0.36);
}

.risk-management-monitoring-button-icon {
    font-size: 0.95rem;
}

/* Long-Term Financial Planning – Details (text + gold checklist) */
.longterm-planning-details {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.longterm-planning-details-inner {
    max-width: 1050px;
    margin: 0 auto;
    text-align: left;
}

.longterm-planning-details-title {
    margin: 0 0 22px;
    font-size: clamp(1.9rem, 2.8vw, 2.45rem);
    line-height: 1.18;
    font-weight: 800;
    color: #1C2354;
}

.longterm-planning-details-lead {
    margin: 0 0 34px;
    max-width: 920px;
    font-size: 1.2rem;
    line-height: 1.7;
    font-weight: 400;
    color: #575757;
}

.longterm-planning-details-subtitle {
    margin: 0 0 14px;
    font-size: 2rem;
    line-height: 1.35;
    font-weight: 800;
    color: #1C2354;
}

.longterm-planning-details-list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.longterm-planning-details-list li {
    position: relative;
    margin: 0 0 14px;
    padding-left: 2rem;
    font-size: 1.2rem;
    line-height: 1.55;
    font-weight: 600;
    color: #1C2354;
}

.longterm-planning-details-list li:last-child {
    margin-bottom: 0;
}

.longterm-planning-details-list li::before {
    content: "\2713";
    position: absolute;
    left: 0;
    top: 0.05em;
    font-size: 1.05rem;
    font-weight: 800;
    color: #d1a34f;
    line-height: 1.4;
}

/* Long-Term Financial Planning – Fortlaufende Überprüfung (text + cropped banner) */
.longterm-planning-fortlaufend {
    padding: var(--section-padding-y) 0;
    background: #ffffff;
}

.longterm-planning-fortlaufend-title {
    margin: 0 0 14px;
    text-align: left;
    font-size: clamp(1.8rem, 2.8vw, 2.4rem);
    line-height: 1.18;
    font-weight: 800;
    color: #1C2354;
}

.longterm-planning-fortlaufend-lead {
    margin: 0 auto 28px;
    text-align: left;
    font-size: 1.2rem;
    line-height: 1.7;
    font-weight: 400;
    color: #575757;
}

.longterm-planning-fortlaufend-link {
    display: block;
    text-decoration: none;
}

.longterm-planning-fortlaufend-media {
    width: 100%;
    overflow: hidden;
}

/* Crop top of the banner so the photo + overlay text/button remain */
.longterm-planning-fortlaufend-img {
    width: 100%;
    height: 370px;
    object-fit: cover;
    object-position: center bottom;
    display: block;
}

@media (max-width: 768px) {
    .longterm-planning-fortlaufend-img {
        height: 240px;
    }
}

/* Diversification – Details (text + gold checklist) */
.diversification-details {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.diversification-details-inner {
    max-width: 1050px;
    margin: 0 auto;
    text-align: left;
}

.diversification-details-title {
    margin: 0 0 22px;
    font-size: clamp(1.9rem, 2.8vw, 2.45rem);
    line-height: 1.18;
    font-weight: 800;
    color: #1C2354;
}

.diversification-details-lead {
    margin: 0 0 34px;
    max-width: 920px;
    font-size: 1.06rem;
    line-height: 1.7;
    font-weight: 400;
    color: #575757;
}

.diversification-details-subtitle {
    margin: 0 0 14px;
    font-size: 1.55rem;
    line-height: 1.35;
    font-weight: 800;
    color: #1C2354;
}

.diversification-details-list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.diversification-details-list li {
    position: relative;
    margin: 0 0 14px;
    padding-left: 2rem;
    font-size: 1.05rem;
    line-height: 1.55;
    font-weight: 400;
    color: #1C2354;
}

.diversification-details-list li:last-child {
    margin-bottom: 0;
}

.diversification-details-list li::before {
    content: "\2713";
    position: absolute;
    left: 0;
    top: 0.05em;
    font-size: 1.05rem;
    font-weight: 800;
    color: #d1a34f;
    line-height: 1.4;
}

/* Diversification – Optimization (image card) */
.diversification-optimization {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.diversification-optimization-inner {
    max-width: 1050px;
    margin: 0 auto;
    text-align: left;
}

.diversification-optimization-title {
    margin: 0 0 18px;
    font-size: clamp(1.9rem, 2.8vw, 2.45rem);
    line-height: 1.18;
    font-weight: 800;
    color: #1C2354;
}

.diversification-optimization-lead {
    margin: 0 auto 34px;
    max-width: 920px;
    font-size: 1.06rem;
    line-height: 1.7;
    font-weight: 400;
    color: #575757;
}

.diversification-optimization-card {
    position: relative;
    overflow: hidden;
    border-radius: 18px;
    min-height: 500px;
    background-image: url("../images/654313213218979879878798765555555.jpg");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    display: flex;
    align-items: center;
    justify-content: center;
}

.diversification-optimization-card-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(64, 70, 112, 0.55) 0%, rgba(5, 6, 11, 0.7) 100%);
}

.diversification-optimization-card-content {
    position: relative;
    z-index: 1;
    text-align: center;
    padding: 54px 24px;
    max-width: 980px;
}

.diversification-optimization-card-text {
    margin: 0 auto 26px;
    font-size: 1.18rem;
    line-height: 1.55;
    font-weight: 600;
    color: rgba(255, 255, 255, 0.98);
}

.diversification-optimization-card-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 15px 30px;
    border: none;
    border-radius: 999px;
    background: #D09B33;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(208, 155, 51, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.diversification-optimization-card-button:hover {
    background: #bf8c2d;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(208, 155, 51, 0.36);
}

/* Portfolio Management – Details (text + gold checklist) */
.portfolio-management-details {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.portfolio-management-details-inner {
    max-width: 1050px;
    margin: 0 auto;
    text-align: left;
}

.portfolio-management-details-title {
    margin: 0 0 22px;
    font-size: clamp(1.9rem, 2.8vw, 2.45rem);
    line-height: 1.18;
    font-weight: 800;
    color: #1C2354;
}

.portfolio-management-details-lead {
    margin: 0 0 34px;
    max-width: 920px;
    font-size: 1.06rem;
    line-height: 1.7;
    font-weight: 400;
    color: #575757;
}

.portfolio-management-details-subtitle {
    margin: 0 0 14px;
    font-size: 1.55rem;
    line-height: 1.35;
    font-weight: 800;
    color: #1C2354;
}

.portfolio-management-details-list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.portfolio-management-details-list li {
    position: relative;
    margin: 0 0 14px;
    padding-left: 2rem;
    font-size: 1.05rem;
    line-height: 1.55;
    font-weight: 400;
    color: #1C2354;
}

.portfolio-management-details-list li:last-child {
    margin-bottom: 0;
}

.portfolio-management-details-list li::before {
    content: "\2713";
    position: absolute;
    left: 0;
    top: 0.05em;
    font-size: 1.05rem;
    font-weight: 800;
    color: #d1a34f;
    line-height: 1.4;
}

/* Portfolio Management – Optimization (image card) */
.portfolio-management-optimization {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.portfolio-management-optimization-inner {
    max-width: 1050px;
    margin: 0 auto;
    text-align: left;
}

.portfolio-management-optimization-title {
    margin: 0 0 18px;
    font-size: clamp(1.9rem, 2.8vw, 2.45rem);
    line-height: 1.18;
    font-weight: 800;
    color: #1C2354;
}

.portfolio-management-optimization-lead {
    margin: 0 auto 34px;
    max-width: 920px;
    font-size: 1.06rem;
    line-height: 1.7;
    font-weight: 400;
    color: #575757;
}

.portfolio-management-optimization-card {
    position: relative;
    overflow: hidden;
    border-radius: 18px;
    min-height: 500px;
    background-image: url("../images/654123654654545312.jpg");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    display: flex;
    align-items: center;
    justify-content: center;
}

.portfolio-management-optimization-card-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(64, 70, 112, 0.55) 0%, rgba(5, 6, 11, 0.7) 100%);
}

.portfolio-management-optimization-card-content {
    position: relative;
    z-index: 1;
    text-align: center;
    padding: 54px 24px;
    max-width: 980px;
}

.portfolio-management-optimization-card-text {
    margin: 0 auto 26px;
    font-size: 1.18rem;
    line-height: 1.55;
    font-weight: 600;
    color: rgba(255, 255, 255, 0.98);
}

.portfolio-management-optimization-card-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 15px 30px;
    border: none;
    border-radius: 999px;
    background: #D09B33;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(208, 155, 51, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.portfolio-management-optimization-card-button:hover {
    background: #bf8c2d;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(208, 155, 51, 0.36);
}

/* Asset Allocation – Content Section (overview + checklist) */
.asset-allocation-overview {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.asset-allocation-overview-inner {
    max-width: 1050px;
    margin: 0 auto;
    text-align: left;
}

.asset-allocation-overview-title {
    margin: 0 0 22px;
    text-align: left;
    font-size: clamp(1.9rem, 2.8vw, 2.45rem);
    line-height: 1.18;
    font-weight: 800;
    color: #1C2354;
}

.asset-allocation-overview-lead {
    margin: 0 auto 30px;
    max-width: 900px;
    font-size: 1.06rem;
    line-height: 1.65;
    font-weight: 400;
    color: #575757;
}

.asset-allocation-overview-subtitle {
    margin: 0 0 14px;
    font-size: 1.35rem;
    line-height: 1.35;
    font-weight: 800;
    color: #1C2354;
}

.asset-allocation-overview-list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.asset-allocation-overview-list li {
    position: relative;
    margin: 0 0 14px;
    padding-left: 2rem;
    font-size: 1.05rem;
    line-height: 1.55;
    font-weight: 400;
    color: #1C2354;
}

.asset-allocation-overview-list li:last-child {
    margin-bottom: 0;
}

.asset-allocation-overview-list li::before {
    content: "\2713";
    position: absolute;
    left: 0;
    top: 0.05em;
    font-size: 1.05rem;
    font-weight: 800;
    color: #d1a34f;
    line-height: 1.4;
}

/* Asset Allocation – Dynamic Adaptation (image card) */
.asset-allocation-dynamic {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.asset-allocation-dynamic-inner {
    max-width: 1050px;
    margin: 0 auto;
    text-align: left;
}

.asset-allocation-dynamic-title {
    margin: 0 0 18px;
    font-size: clamp(1.9rem, 2.8vw, 2.45rem);
    line-height: 1.18;
    font-weight: 800;
    color: #1C2354;
}

.asset-allocation-dynamic-lead {
    margin: 0 auto 34px;
    font-size: 1.2rem;
    line-height: 1.7;
    font-weight: 400;
    color: #575757;
}

.asset-allocation-dynamic-card {
    position: relative;
    overflow: hidden;
    border-radius: 18px;
    min-height: 320px;
    background-image: url("../images/54649878973212316545454878888.jpg");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    display: flex;
    align-items: center;
    justify-content: center;
}

.asset-allocation-dynamic-card-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(64, 70, 112, 0.62) 0%, rgba(64, 70, 112, 0.84) 100%);
}

.asset-allocation-dynamic-card-content {
    position: relative;
    z-index: 1;
    text-align: center;
    padding: 48px 24px;
    max-width: 980px;
    margin: 0 auto;
}

.asset-allocation-dynamic-card-text {
    margin: 0 auto 26px;
    font-size: 1.18rem;
    line-height: 1.55;
    font-weight: 500;
    color: rgba(255, 255, 255, 0.98);
}

.asset-allocation-dynamic-card-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 15px 30px;
    border: none;
    border-radius: 999px;
    background: #D09B33;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(208, 155, 51, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.asset-allocation-dynamic-card-button:hover {
    background: #bf8c2d;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(208, 155, 51, 0.36);
}

.realestate-alt-hero {
    position: relative;
    margin-top: 124px;
    min-height: 500px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: var(--section-padding-y) var(--section-padding-x);
    background-image: url("../images/963258.png");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    overflow: hidden;
}

.realestate-alt-hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(64, 70, 112, 0.78) 0%, rgba(64, 70, 112, 0.82) 100%);
}

.realestate-alt-hero .container {
    position: relative;
    z-index: 1;
}

.realestate-alt-hero-content {
    margin: 0 auto;
    text-align: center;
}

.realestate-alt-hero-title {
    margin: 0 0 24px;
    font-size: 3.5rem;
    line-height: 1.12;
    font-weight: 800;
    color: #ffffff;
}

.realestate-alt-hero-subtitle {
    margin: 0 auto 32px;
    max-width: 760px;
    font-size: 1.45rem;
    line-height: 1.45;
    font-weight: 400;
    color: rgba(255, 255, 255, 0.96);
}

.realestate-alt-hero-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 16px 30px;
    border: none;
    border-radius: 999px;
    background: #D09B33;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(208, 155, 51, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.realestate-alt-hero-button:hover {
    background: #bf8c2d;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(208, 155, 51, 0.36);
}

.realestate-alt-hero-button-icon {
    font-size: 0.95rem;
}

/* Corporate Investment Hero Section */
.corp-inv-hero {
    position: relative;
    margin-top: 124px;
    min-height: 500px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: var(--section-padding-y) var(--section-padding-x);
    background-image: url("../images/231987652.jpg");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    overflow: hidden;
}

.corp-inv-hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(64, 70, 112, 0.78) 0%, rgba(64, 70, 112, 0.82) 100%);
}

.corp-inv-hero .container {
    position: relative;
    z-index: 1;
}

.corp-inv-hero-content {
    margin: 0 auto;
    text-align: center;
}

.corp-inv-hero-title {
    margin: 0 0 24px;
    font-size: 3.5rem;
    line-height: 1.12;
    font-weight: 800;
    color: #ffffff;
}

.corp-inv-hero-subtitle {
    margin: 0 auto 32px;
    max-width: 760px;
    font-size: 1.45rem;
    line-height: 1.45;
    font-weight: 400;
    color: rgba(255, 255, 255, 0.96);
}

.corp-inv-hero-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 16px 30px;
    border: none;
    border-radius: 999px;
    background: #D09B33;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(208, 155, 51, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.corp-inv-hero-button:hover {
    background: #bf8c2d;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(208, 155, 51, 0.36);
}

.corp-inv-hero-button-icon {
    font-size: 0.95rem;
}

/* Succession Assets Hero Section */
.succ-assets-hero {
    position: relative;
    margin-top: 124px;
    min-height: 500px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: var(--section-padding-y) var(--section-padding-x);
    background-image: url("../images/45654659878979.jpg");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    overflow: hidden;
}

.succ-assets-hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(64, 70, 112, 0.78) 0%, rgba(64, 70, 112, 0.82) 100%);
}

.succ-assets-hero .container {
    position: relative;
    z-index: 1;
}

.succ-assets-hero-content {
    margin: 0 auto;
    text-align: center;
}

.succ-assets-hero-title {
    margin: 0 0 24px;
    font-size: 3.5rem;
    line-height: 1.12;
    font-weight: 800;
    color: #ffffff;
}

.succ-assets-hero-subtitle {
    margin: 0 auto 32px;
    max-width: 760px;
    font-size: 1.45rem;
    line-height: 1.45;
    font-weight: 400;
    color: rgba(255, 255, 255, 0.96);
}

.succ-assets-hero-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 16px 30px;
    border: none;
    border-radius: 999px;
    background: #D09B33;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(208, 155, 51, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.succ-assets-hero-button:hover {
    background: #bf8c2d;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(208, 155, 51, 0.36);
}

.succ-assets-hero-button-icon {
    font-size: 0.95rem;
}

/* Treasury page: gleicher Hero-Stil wie succession_assets, eigenes Hintergrundbild */
.succ-assets-hero.treas-liq-hero-page {
    background-image: url("../images/5461298778.jpg");
}

/* Vermögensstrukturierung – Hero (bestehendes Bild aus images/, kein Upload) */
.succ-assets-hero.asset-struct-hero-page {
    background-image: url("../images/5456465987897.jpg");
    border-top: 3px solid #d09b33;
}

/* Unternehmer-Vermögensstrategie – Hero (bestehendes Bild, kein Upload) */
.succ-assets-hero.entrepreneur-strat-hero-page {
    background-image: url("../images/sdf4654654.jpg");
    border-top: 3px solid #c59d45;
}

.succ-assets-hero.entrepreneur-strat-hero-page .succ-assets-hero-overlay {
    background: linear-gradient(180deg, rgba(26, 43, 73, 0.58) 0%, rgba(26, 43, 73, 0.82) 100%);
}

/* Unternehmer-Vermögensstrategie – Strategie & zweispaltiger Inhalt */
.entrepreneur-strat-plan-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.entrepreneur-strat-plan-header {
    max-width: 920px;
    margin: 0 auto 56px;
    text-align: center;
}

.entrepreneur-strat-plan-title {
    margin: 0 0 22px;
    font-size: 2.65rem;
    line-height: 1.2;
    font-weight: 800;
    color: #1C2354;
}

.entrepreneur-strat-plan-intro {
    margin: 0;
    font-size: 1.16rem;
    line-height: 1.65;
    font-weight: 400;
    color: #666666;
}

.entrepreneur-strat-plan-grid {
    max-width: 1180px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
    align-items: center;
    gap: 48px;
}

.entrepreneur-strat-plan-text {
    min-width: 0;
    text-align: left;
}

.entrepreneur-strat-plan-subtitle {
    margin: 0 0 22px;
    font-size: 1.5rem;
    line-height: 1.3;
    font-weight: 800;
    color: #1C2354;
}

.entrepreneur-strat-plan-list {
    list-style: none;
    margin: 0;
    padding: 0;
}

.entrepreneur-strat-plan-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 18px;
    font-size: 1.06rem;
    line-height: 1.55;
    color: #666666;
}

.entrepreneur-strat-plan-list li:last-child {
    margin-bottom: 0;
}

.entrepreneur-strat-plan-check {
    margin-top: 3px;
    flex-shrink: 0;
    font-size: 1rem;
    color: #1C2354;
}

.entrepreneur-strat-plan-media {
    display: flex;
    justify-content: flex-end;
    align-items: center;
    min-width: 0;
}

.entrepreneur-strat-plan-photo {
    width: 100%;
    max-width: 520px;
    height: auto;
    display: block;
    border-radius: 40px;
    object-fit: cover;
}

/* Unternehmer-Vermögensstrategie – Langfristige Betreuung (Intro + CTA, kein neues Bild) */
.entrepreneur-strat-betreuung-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.entrepreneur-strat-betreuung-intro {
    max-width: 980px;
    margin: 0 auto 40px;
    text-align: left;
}

.entrepreneur-strat-betreuung-title {
    margin: 0 0 1.1rem;
    font-size: 2.35rem;
    line-height: 1.2;
    font-weight: 800;
    color: #1C2354;
}

.entrepreneur-strat-betreuung-text {
    margin: 0;
    max-width: 960px;
    font-size: 1.12rem;
    line-height: 1.65;
    font-weight: 400;
    color: #555555;
}

.entrepreneur-strat-betreuung-card {
    position: relative;
    max-width: 1120px;
    margin: 0 auto;
    min-height: 400px;
    border-radius: 20px;
    overflow: hidden;
    background-image: url("../images/6546549879878979878.jpg");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}

.entrepreneur-strat-betreuung-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(30, 40, 60, 0.62) 0%, rgba(26, 43, 73, 0.88) 100%);
}

.entrepreneur-strat-betreuung-inner {
    position: absolute;
    inset: 0;
    z-index: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    padding: 36px 28px;
    text-align: center;
}

.entrepreneur-strat-betreuung-card-text {
    max-width: 640px;
    margin: 0 0 22px;
    font-size: 1.18rem;
    line-height: 1.45;
    font-weight: 700;
    color: #ffffff;
    text-shadow: 0 2px 12px rgba(0, 0, 0, 0.22);
}

.entrepreneur-strat-betreuung-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    border: none;
    border-radius: 999px;
    padding: 16px 28px;
    background: #d4a017;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(212, 160, 23, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.entrepreneur-strat-betreuung-button:hover {
    background: #c09015;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(212, 160, 23, 0.36);
}

.entrepreneur-strat-betreuung-button-icon {
    font-size: 0.95rem;
}

/* Vermögensstrukturierung – Leistungen (nur Text, kein Bild) */
.asset-struct-leistungen-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.asset-struct-leistungen-inner {
    max-width: 920px;
    margin: 0 auto;
    text-align: left;
}

.asset-struct-leistungen-title {
    margin: 0 0 32px;
    font-size: 2.65rem;
    line-height: 1.22;
    font-weight: 800;
    color: #333c5e;
}

.asset-struct-leistungen-intro {
    margin: 0 0 44px;
    font-size: 1.18rem;
    line-height: 1.65;
    font-weight: 400;
    color: #666666;
}

.asset-struct-leistungen-lead {
    margin: 0 0 22px;
    font-size: 1.35rem;
    line-height: 1.35;
    font-weight: 700;
    color: #333c5e;
}

.asset-struct-leistungen-list {
    list-style: none;
    margin: 0;
    padding: 0;
}

.asset-struct-leistungen-list li {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    margin-bottom: 18px;
    font-size: 1.12rem;
    line-height: 1.55;
    font-weight: 700;
    color: #333c5e;
}

.asset-struct-leistungen-list li:last-child {
    margin-bottom: 0;
}

.asset-struct-leistungen-check {
    margin-top: 4px;
    flex-shrink: 0;
    font-size: 1.05rem;
    color: #c5a059;
}

/* Vermögensstrukturierung – Überwachung (Intro + CTA-Banner) */
.asset-struct-optimize-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.asset-struct-optimize-intro {
    max-width: 980px;
    margin: 0 auto 48px;
    text-align: left;
}

.asset-struct-optimize-title {
    margin: 0 0 1.25rem;
    font-size: 2.35rem;
    line-height: 1.2;
    font-weight: 800;
    color: #2d325a;
}

.asset-struct-optimize-text {
    margin: 0;
    max-width: 960px;
    font-size: 1.12rem;
    line-height: 1.65;
    font-weight: 400;
    color: #666666;
}

.asset-struct-optimize-card {
    position: relative;
    max-width: 1120px;
    margin: 0 auto;
    min-height: 420px;
    border-radius: 28px;
    overflow: hidden;
    background-image: url("../images/6465987897.jpg");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}

.asset-struct-optimize-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(45, 50, 90, 0.52) 0%, rgba(28, 35, 84, 0.9) 100%);
}

.asset-struct-optimize-inner {
    position: absolute;
    inset: 0;
    z-index: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    padding: 40px 32px;
    text-align: center;
}

.asset-struct-optimize-card-text {
    max-width: 720px;
    margin: 0 0 22px;
    font-size: 1.18rem;
    line-height: 1.45;
    font-weight: 700;
    color: #ffffff;
    text-shadow: 0 2px 12px rgba(0, 0, 0, 0.22);
}

.asset-struct-optimize-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    border: none;
    border-radius: 999px;
    padding: 16px 28px;
    background: #d4a044;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(212, 160, 68, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.asset-struct-optimize-button:hover {
    background: #c1903a;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(212, 160, 68, 0.36);
}

.asset-struct-optimize-button-icon {
    font-size: 0.95rem;
}

/* Treasury – Liquidität jederzeit sichern */
.treas-liq-liquidity-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.treas-liq-liquidity-intro {
    max-width: 980px;
    margin: 0 auto 56px;
    text-align: left;
}

.treas-liq-liquidity-title {
    margin: 0 0 22px;
    font-size: 2.75rem;
    line-height: 1.18;
    font-weight: 800;
    color: #1C2354;
}

.treas-liq-liquidity-intro-text {
    margin: 0;
    font-size: 1.18rem;
    line-height: 1.65;
    color: #535353;
}

.treas-liq-liquidity-grid {
    max-width: 1180px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
    align-items: center;
    gap: 48px;
}

.treas-liq-liquidity-text {
    min-width: 0;
}

.treas-liq-liquidity-subtitle {
    margin: 0 0 20px;
    font-size: 1.5rem;
    line-height: 1.3;
    font-weight: 800;
    color: #1C2354;
}

.treas-liq-liquidity-list {
    list-style: none;
    margin: 0;
    padding: 0;
}

.treas-liq-liquidity-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 18px;
    font-size: 1.06rem;
    line-height: 1.55;
    color: #535353;
}

.treas-liq-liquidity-list li:last-child {
    margin-bottom: 0;
}

.treas-liq-liquidity-check {
    margin-top: 3px;
    flex-shrink: 0;
    font-size: 1rem;
    color: #1C2354;
}

.treas-liq-liquidity-media {
    display: flex;
    justify-content: center;
    align-items: center;
    min-width: 0;
}

.treas-liq-liquidity-photo {
    width: 100%;
    max-width: 320px;
    height: auto;
    display: block;
    border-radius: 40px;
    object-fit: cover;
}

/* Treasury – Kontinuierliche Überwachung (Intro + CTA-Karte) */
.treas-liq-monitoring-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.treas-liq-monitoring-intro {
    max-width: 980px;
    margin: 0 auto 48px;
    text-align: left;
}

.treas-liq-monitoring-title {
    margin: 0 0 1.25rem;
    font-size: 2.35rem;
    line-height: 1.2;
    font-weight: 800;
    color: #1C2354;
}

.treas-liq-monitoring-text {
    margin: 0;
    max-width: 960px;
    font-size: 1.12rem;
    line-height: 1.65;
    font-weight: 400;
    color: #535353;
}

.treas-liq-monitoring-card {
    position: relative;
    max-width: 1120px;
    margin: 0 auto;
    min-height: 420px;
    border-radius: 28px;
    overflow: hidden;
    background-image: url("../images/65465465454654.jpeg");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}

.treas-liq-monitoring-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, #1c235487 0%, #1c2354 100%);
}

.treas-liq-monitoring-inner {
    position: absolute;
    inset: 0;
    z-index: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    padding: 40px 32px;
    text-align: center;
}

.treas-liq-monitoring-card-text {
    max-width: 720px;
    margin: 0 0 22px;
    font-size: 1.18rem;
    line-height: 1.45;
    font-weight: 700;
    color: #ffffff;
    text-shadow: 0 2px 12px rgba(0, 0, 0, 0.22);
}

.treas-liq-monitoring-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    border: none;
    border-radius: 999px;
    padding: 16px 28px;
    background: #d09b33;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(208, 155, 51, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.treas-liq-monitoring-button:hover {
    background: #bf8c2d;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(208, 155, 51, 0.36);
}

.treas-liq-monitoring-button-icon {
    font-size: 0.95rem;
}

/* Succession Planning Hero Section (background: replace ../images/6548.png with your asset if needed) */
.succ-plan-hero {
    position: relative;
    margin-top: 124px;
    min-height: 500px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: var(--section-padding-y) var(--section-padding-x);
    background-image: url("../images/654564545454897.jpg");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    overflow: hidden;
}

.succ-plan-hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, #1c235487 0%, #1c2354 100%);
}

.succ-plan-hero .container {
    position: relative;
    z-index: 1;
}

.succ-plan-hero-content {
    margin: 0 auto;
    text-align: center;
}

.succ-plan-hero-title {
    margin: 0 0 24px;
    font-size: 3.5rem;
    line-height: 1.12;
    font-weight: 800;
    color: #ffffff;
}

.succ-plan-hero-subtitle {
    margin: 0 auto 32px;
    max-width: 760px;
    font-size: 1.45rem;
    line-height: 1.45;
    font-weight: 400;
    color: rgba(255, 255, 255, 0.96);
}

.succ-plan-hero-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 16px 30px;
    border: none;
    border-radius: 999px;
    background: #D09B33;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(208, 155, 51, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.succ-plan-hero-button:hover {
    background: #bf8c2d;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(208, 155, 51, 0.36);
}

.succ-plan-hero-button-icon {
    font-size: 0.95rem;
}

/* Succession Planning – strategische Nachfolge (text section) */
.succ-plan-content-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.succ-plan-content-inner {
    max-width: 920px;
    margin: 0 auto;
    text-align: left;
}

.succ-plan-content-title {
    margin: 0 0 1.75rem;
    font-size: 2.35rem;
    line-height: 1.2;
    font-weight: 800;
    color: #1C2354;
}

.succ-plan-content-intro {
    margin: 0 0 2rem;
    font-size: 1.12rem;
    line-height: 1.65;
    font-weight: 400;
    color: #535353;
}

.succ-plan-content-subtitle {
    margin: 0 0 1.25rem;
    font-size: 1.35rem;
    line-height: 1.35;
    font-weight: 700;
    color: #1C2354;
}

.succ-plan-content-list {
    list-style: none;
    margin: 0;
    padding: 0;
}

.succ-plan-content-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 1.1rem;
    font-size: 1.06rem;
    line-height: 1.55;
    font-weight: 700;
    color: #4a5568;
}

.succ-plan-content-list li:last-child {
    margin-bottom: 0;
}

.succ-plan-content-check {
    margin-top: 4px;
    flex-shrink: 0;
    font-size: 1.05rem;
    color: #c6a045;
}

/* Succession Planning – Kontinuierliche Betreuung (intro + CTA-Karte) */
.succ-plan-follow-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.succ-plan-follow-intro {
    max-width: 980px;
    margin: 0 auto 48px;
    text-align: left;
}

.succ-plan-follow-title {
    margin: 0 0 1.25rem;
    font-size: 2.35rem;
    line-height: 1.2;
    font-weight: 800;
    color: #1C2354;
}

.succ-plan-follow-text {
    margin: 0;
    max-width: 960px;
    font-size: 1.12rem;
    line-height: 1.65;
    font-weight: 400;
    color: #535353;
}

.succ-plan-follow-card {
    position: relative;
    max-width: 1120px;
    margin: 0 auto;
    min-height: 420px;
    border-radius: 28px;
    overflow: hidden;
    background-image: url("../images/6545449878732132.jpg");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}

.succ-plan-follow-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, #1c235487 0%, #1c2354 100%);
}

.succ-plan-follow-inner {
    position: absolute;
    inset: 0;
    z-index: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: flex-end;
    padding: 40px 32px 28px;
    text-align: center;
}

.succ-plan-follow-card-text {
    max-width: 700px;
    margin: 0 0 18px;
    font-size: 1.18rem;
    line-height: 1.45;
    font-weight: 700;
    color: #ffffff;
    text-shadow: 0 2px 12px rgba(0, 0, 0, 0.22);
}

.succ-plan-follow-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    border: none;
    border-radius: 999px;
    padding: 16px 28px;
    background: #d09b33;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(208, 155, 51, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.succ-plan-follow-button:hover {
    background: #bf8c2d;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(208, 155, 51, 0.36);
}

.succ-plan-follow-button-icon {
    font-size: 0.95rem;
}

/* Capital Investment Hero Section */
.cap-inv-hero {
    position: relative;
    margin-top: 124px;
    min-height: 500px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: var(--section-padding-y) var(--section-padding-x);
    background-image: url("../images/65465465454654.jpeg");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    overflow: hidden;
}

.cap-inv-hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(64, 70, 112, 0.78) 0%, rgba(64, 70, 112, 0.82) 100%);
}

.cap-inv-hero .container {
    position: relative;
    z-index: 1;
}

.cap-inv-hero-content {
    margin: 0 auto;
    text-align: center;
}

.cap-inv-hero-title {
    margin: 0 0 24px;
    font-size: 3.5rem;
    line-height: 1.12;
    font-weight: 800;
    color: #ffffff;
}

.cap-inv-hero-subtitle {
    margin: 0 auto 32px;
    max-width: 760px;
    font-size: 1.45rem;
    line-height: 1.45;
    font-weight: 400;
    color: rgba(255, 255, 255, 0.96);
}

.cap-inv-hero-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 16px 30px;
    border: none;
    border-radius: 999px;
    background: #D09B33;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(208, 155, 51, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.cap-inv-hero-button:hover {
    background: #bf8c2d;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(208, 155, 51, 0.36);
}

.cap-inv-hero-button-icon {
    font-size: 0.95rem;
}

/* Capital Investment – Kapital gezielt einsetzen */
.cap-inv-strategy-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.cap-inv-strategy-intro {
    max-width: 980px;
    margin: 0 auto 56px;
    text-align: left;
}

.cap-inv-strategy-main-title {
    margin: 0 0 22px;
    font-size: 2.75rem;
    line-height: 1.18;
    font-weight: 800;
    color: #3f4471;
}

.cap-inv-strategy-main-text {
    margin: 0;
    font-size: 1.18rem;
    line-height: 1.65;
    color: #666666;
}

.cap-inv-strategy-grid {
    max-width: 1180px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
    align-items: center;
    gap: 48px;
}

.cap-inv-strategy-text {
    min-width: 0;
}

.cap-inv-strategy-subtitle {
    margin: 0 0 16px;
    font-size: 1.5rem;
    line-height: 1.3;
    font-weight: 800;
    color: #3f4471;
}

.cap-inv-strategy-lead {
    margin: 0 0 22px;
    font-size: 1.08rem;
    line-height: 1.6;
    color: #666666;
}

.cap-inv-strategy-list {
    list-style: none;
    margin: 0;
    padding: 0;
}

.cap-inv-strategy-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 12px;
    font-size: 1.06rem;
    line-height: 1.5;
    color: #666666;
}

.cap-inv-strategy-list li:last-child {
    margin-bottom: 0;
}

.cap-inv-strategy-check {
    margin-top: 3px;
    flex-shrink: 0;
    font-size: 1rem;
    color: #3f4471;
}

.cap-inv-strategy-media {
    display: flex;
    justify-content: center;
    align-items: center;
    min-width: 0;
}

.cap-inv-strategy-photo {
    width: 100%;
    max-width: 520px;
    height: auto;
    display: block;
    border-radius: 28px;
    object-fit: cover;
}

/* Capital Investment – Aktives Management (intro + CTA card) */
.cap-inv-mgmt-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.cap-inv-mgmt-intro {
    max-width: 980px;
    margin: 0 auto 40px;
    text-align: left;
}

.cap-inv-mgmt-title {
    margin: 0 0 18px;
    font-size: 2.65rem;
    line-height: 1.18;
    font-weight: 800;
    color: #3b426e;
}

.cap-inv-mgmt-text {
    margin: 0;
    max-width: 900px;
    font-size: 1.16rem;
    line-height: 1.65;
    color: #666666;
}

.cap-inv-mgmt-card {
    position: relative;
    max-width: 1120px;
    margin: 0 auto;
    min-height: 400px;
    border-radius: 28px;
    overflow: hidden;
    background-image: url("../images/987987987545645631321.png");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}

.cap-inv-mgmt-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(
        180deg,
        rgba(26, 32, 73, 0.52) 0%,
        rgba(26, 32, 73, 0.72) 45%,
        rgba(26, 32, 73, 0.88) 100%
    );
}

.cap-inv-mgmt-inner {
    position: absolute;
    inset: 0;
    z-index: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    padding: 48px 36px;
    text-align: center;
}

.cap-inv-mgmt-card-text {
    max-width: 720px;
    margin: 0 0 22px;
    font-size: 1.22rem;
    line-height: 1.45;
    font-weight: 700;
    color: #ffffff;
    text-shadow: 0 2px 14px rgba(0, 0, 0, 0.28);
}

.cap-inv-mgmt-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    border: none;
    border-radius: 999px;
    padding: 16px 28px;
    background: #d4a044;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(212, 160, 68, 0.35);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.cap-inv-mgmt-button:hover {
    background: #c08f38;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(212, 160, 68, 0.42);
}

.cap-inv-mgmt-button-icon {
    font-size: 0.95rem;
}

/* Succession Assets – Nachfolgeplanung (text + checklist) */
.succ-assets-plan-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.succ-assets-plan-inner {
    max-width: 920px;
    margin: 0 auto;
    text-align: left;
}

.succ-assets-plan-title {
    margin: 0 0 28px;
    font-size: 2.65rem;
    line-height: 1.2;
    font-weight: 800;
    color: #424b70;
}

.succ-assets-plan-intro {
    margin: 0 0 32px;
    font-size: 1.18rem;
    line-height: 1.65;
    color: #555555;
}

.succ-assets-plan-lead {
    margin: 0 0 18px;
    font-size: 1.12rem;
    line-height: 1.5;
    font-weight: 700;
    color: #4a4a4a;
}

.succ-assets-plan-list {
    list-style: none;
    margin: 0;
    padding: 0;
}

.succ-assets-plan-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 14px;
    font-size: 1.12rem;
    line-height: 1.55;
    color: #555555;
}

.succ-assets-plan-list li:last-child {
    margin-bottom: 0;
}

.succ-assets-plan-check {
    margin-top: 4px;
    flex-shrink: 0;
    font-size: 1.05rem;
    color: #424b70;
}

/* Succession Assets – Foto + zwei Karten (cream band) */
.succ-assets-dual-section {
    margin: 0;
    padding: 0;
}

.succ-assets-dual-photo-wrap {
    margin: 0 0 100px;
    padding: 0;
    line-height: 0;
}

.succ-assets-dual-photo {
    width: 100%;
    height: clamp(220px, 38vw, 520px);
    display: block;
    object-fit: cover;
    object-position: center;
}

.succ-assets-dual-band {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #fdf5e6;
}

.succ-assets-dual-grid {
    max-width: 1180px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    align-items: stretch;
    gap: 32px;
}

.succ-assets-dual-card {
    border: 2px solid #404670;
    border-radius: 24px;
    padding: 40px 36px;
    background: transparent;
}

.succ-assets-dual-card-title {
    margin: 0 0 18px;
    font-size: 1.1rem;
    line-height: 1.25;
    font-weight: 800;
    color: #2d2d2d;
}

.succ-assets-dual-card-intro {
    margin: 0 0 20px;
    font-size: 1.08rem;
    line-height: 1.55;
    color: #333333;
}

.succ-assets-dual-card-list {
    margin: 0;
    padding: 0 0 0 1.25em;
    list-style: disc;
}

.succ-assets-dual-card-list li {
    margin-bottom: 12px;
    font-size: 1.05rem;
    line-height: 1.55;
    color: #333333;
}

.succ-assets-dual-card-list li:last-child {
    margin-bottom: 0;
}

/* Succession Assets – Vermögensstrukturierung für Unternehmer */
.succ-assets-wealth-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.succ-assets-wealth-inner {
    max-width: 920px;
    margin: 0 auto;
    text-align: left;
}

.succ-assets-wealth-title {
    margin: 0 0 14px;
    font-size: 2.65rem;
    line-height: 1.2;
    font-weight: 800;
    color: #424b70;
}

.succ-assets-wealth-subtitle {
    margin: 0 0 22px;
    font-size: 1.35rem;
    line-height: 1.35;
    font-weight: 700;
    color: #4a4a4a;
}

.succ-assets-wealth-intro {
    margin: 0 0 40px;
    font-size: 1.12rem;
    line-height: 1.65;
    font-weight: 400;
    color: #666666;
}

.succ-assets-wealth-lead {
    margin: 0 0 18px;
    font-size: 1.05rem;
    line-height: 1.45;
    font-weight: 700;
    color: #4a4a4a;
}

.succ-assets-wealth-list {
    list-style: none;
    margin: 0;
    padding: 0;
}

.succ-assets-wealth-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 14px;
    font-size: 1.08rem;
    line-height: 1.55;
    font-weight: 700;
    color: #424b70;
}

.succ-assets-wealth-list li:last-child {
    margin-bottom: 0;
}

.succ-assets-wealth-check {
    margin-top: 4px;
    flex-shrink: 0;
    font-size: 1.05rem;
    color: #c6a045;
}

/* Succession Assets – Steuerliche Optimierung (cream background) */
.succ-assets-tax-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #fff4e0;
}

.succ-assets-tax-inner {
    max-width: 920px;
    margin: 0 auto;
    text-align: left;
}

.succ-assets-tax-title {
    margin: 0 0 26px;
    font-size: 2.65rem;
    line-height: 1.2;
    font-weight: 800;
    color: #424b70;
}

.succ-assets-tax-subtitle {
    margin: 0 0 22px;
    font-size: 1.35rem;
    line-height: 1.35;
    font-weight: 700;
    color: #5a4f45;
}

.succ-assets-tax-intro {
    margin: 0 0 28px;
    font-size: 1.12rem;
    line-height: 1.65;
    font-weight: 400;
    color: #5a4f45;
}

.succ-assets-tax-lead {
    margin: 0 0 18px;
    font-size: 1.12rem;
    line-height: 1.45;
    font-weight: 700;
    color: #5a4f45;
}

.succ-assets-tax-list {
    list-style: none;
    margin: 0;
    padding: 0;
}

.succ-assets-tax-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 14px;
    font-size: 1.12rem;
    line-height: 1.55;
    font-weight: 700;
    color: #424b70;
}

.succ-assets-tax-list li:last-child {
    margin-bottom: 0;
}

.succ-assets-tax-check {
    margin-top: 4px;
    flex-shrink: 0;
    font-size: 1.05rem;
    color: #c6a045;
}

/* Corporate Investment – Kapital effizient (two column, like realestate-assets) */
.corp-inv-capital-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.corp-inv-capital-grid {
    max-width: 1180px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: minmax(0, 1.3fr) minmax(280px, 420px);
    align-items: center;
    gap: 56px;
}

.corp-inv-capital-text {
    min-width: 0;
}

.corp-inv-capital-title {
    margin: 0 0 34px;
    font-size: 3rem;
    line-height: 1.18;
    font-weight: 800;
    color: #1C2354;
}

.corp-inv-capital-item {
    display: grid;
    grid-template-columns: 26px 1fr;
    align-items: start;
    column-gap: 14px;
    margin-bottom: 28px;
}

.corp-inv-capital-item:last-child {
    margin-bottom: 0;
}

.corp-inv-capital-check {
    margin-top: 4px;
    font-size: 1.7rem;
    color: #1C2354;
}

.corp-inv-capital-item p {
    margin: 0;
    font-size: 1.18rem;
    line-height: 1.48;
    color: #575757;
}

.corp-inv-capital-illustration-wrap {
    display: flex;
    justify-content: center;
    align-items: center;
}

.corp-inv-capital-illustration {
    width: 100%;
    max-width: 340px;
    height: auto;
    display: block;
}

/* Corporate Investment – Maßgeschneiderte Investmentlösungen */
.corp-inv-solutions-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #3e446d;
}

.corp-inv-solutions-inner {
    max-width: 1200px;
    margin: 0 auto;
    text-align: center;
}

.corp-inv-solutions-title {
    margin: 0 0 20px;
    font-size: 2.5rem;
    line-height: 1.2;
    font-weight: 800;
    color: #ffffff;
}

.corp-inv-solutions-intro {
    margin: 0 auto 40px;
    max-width: 800px;
    font-size: 1.1rem;
    line-height: 1.55;
    font-weight: 400;
    color: #ffffff;
}

.corp-inv-solutions-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 20px;
    justify-content: center;
    align-items: stretch;
}

.corp-inv-solutions-card {
    border: 2px solid #c49a4c;
    border-radius: 15px;
    padding: 30px 18px;
    background: transparent;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: flex-start;
    gap: 16px;
    text-align: center;
}

.corp-inv-solutions-check {
    font-size: 1.35rem;
    color: #c49a4c;
    flex-shrink: 0;
}

.corp-inv-solutions-card-text {
    margin: 0;
    font-size: 1.05rem;
    line-height: 1.45;
    font-weight: 700;
    color: #c49a4c;
}

@media (max-width: 1024px) {
    .corp-inv-solutions-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }
}

/* Corporate Investment – Proaktive Betreuung (intro + CTA card) */
.corp-inv-proactive-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.corp-inv-proactive-intro {
    max-width: 1120px;
    margin: 0 auto 48px;
    text-align: left;
}

.corp-inv-proactive-title {
    margin: 0 0 22px;
    font-size: 3rem;
    line-height: 1.18;
    font-weight: 800;
    color: #1C2354;
}

.corp-inv-proactive-text {
    margin: 0;
    max-width: 920px;
    font-size: 1.22rem;
    line-height: 1.55;
    color: #575757;
}

.corp-inv-proactive-card {
    position: relative;
    max-width: 1120px;
    margin: 0 auto;
    min-height: 420px;
    border-radius: 26px;
    overflow: hidden;
    background-image: url("../images/6546549879798.png");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}

.corp-inv-proactive-card-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(
        180deg,
        rgba(64, 70, 112, 0.38) 0%,
        rgba(45, 50, 90, 0.42) 38%,
        rgba(22, 28, 58, 0.82) 100%
    );
}

.corp-inv-proactive-card-content {
    position: absolute;
    inset: 0;
    z-index: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: flex-end;
    padding: 40px 32px 36px;
    text-align: center;
}

.corp-inv-proactive-card-text {
    max-width: 760px;
    margin: 0 0 20px;
    font-size: 1.2rem;
    line-height: 1.45;
    font-weight: 700;
    color: #ffffff;
    text-shadow: 0 2px 14px rgba(0, 0, 0, 0.28);
}

.corp-inv-proactive-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    border: none;
    border-radius: 999px;
    padding: 16px 28px;
    background: #D09B33;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(208, 155, 51, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.corp-inv-proactive-button:hover {
    background: #bf8c2d;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(208, 155, 51, 0.36);
}

.corp-inv-proactive-button-icon {
    font-size: 0.95rem;
}

.research-market-hero {
    position: relative;
    margin-top: 124px;
    min-height: 500px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: var(--section-padding-y) var(--section-padding-x);
    background-image: url("../images/65465489798321.png");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    overflow: hidden;
}

.research-market-hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(69, 76, 121, 0.78) 0%, rgba(69, 76, 121, 0.84) 100%);
}

.research-market-hero .container {
    position: relative;
    z-index: 1;
}

.research-market-hero-content {
    margin: 0 auto;
    max-width: 780px;
    text-align: center;
}

.research-market-hero-title {
    margin: 0 0 22px;
    font-size: 3.45rem;
    line-height: 1.12;
    font-weight: 800;
    color: #ffffff;
}

.research-market-hero-subtitle {
    margin: 0 auto 30px;
    max-width: 700px;
    font-size: 1.42rem;
    line-height: 1.45;
    font-weight: 400;
    color: rgba(255, 255, 255, 0.96);
}

.research-market-hero-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 16px 30px;
    border: none;
    border-radius: 999px;
    background: #D09B33;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(208, 155, 51, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.research-market-hero-button:hover {
    background: #bf8c2d;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(208, 155, 51, 0.36);
}

.research-market-hero-button-icon {
    font-size: 0.95rem;
}

.research-insights-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.research-insights-grid {
    max-width: 1180px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: minmax(0, 1.28fr) minmax(260px, 400px);
    align-items: center;
    gap: 56px;
}

.research-insights-text {
    min-width: 0;
}

.research-insights-title {
    margin: 0 0 34px;
    max-width: 620px;
    font-size: 3rem;
    line-height: 1.18;
    font-weight: 800;
    color: #1C2354;
}

.research-insights-item {
    display: grid;
    grid-template-columns: 26px 1fr;
    align-items: start;
    column-gap: 14px;
    margin-bottom: 28px;
}

.research-insights-item:last-child {
    margin-bottom: 0;
}

.research-insights-check {
    margin-top: 4px;
    font-size: 1.7rem;
    color: #1C2354;
}

.research-insights-item p {
    margin: 0;
    max-width: 760px;
    font-size: 1.17rem;
    line-height: 1.52;
    color: #575757;
}

.research-insights-illustration-wrap {
    display: flex;
    justify-content: center;
    align-items: center;
}

.research-insights-illustration {
    width: 100%;
    max-width: 350px;
    height: auto;
    display: block;
}

@media (max-width: 768px) {
    .research-market-hero {
        min-height: 420px;
        padding: var(--section-padding-y) var(--section-padding-x);
    }

    .research-market-hero-title {
        font-size: 2.5rem;
    }

    .research-market-hero-subtitle {
        font-size: 1.08rem;
    }

    .research-market-hero-button {
        padding: 14px 24px;
    }

    .research-insights-section {
        padding: var(--section-padding-y) 15px;
    }

    .research-insights-grid {
        grid-template-columns: 1fr;
        gap: 34px;
    }

    .research-insights-title {
        margin-bottom: 24px;
        font-size: 2.15rem;
        text-align: center;
    }

    .research-insights-item {
        grid-template-columns: 24px 1fr;
        column-gap: 12px;
        margin-bottom: 22px;
    }

    .research-insights-check {
        font-size: 1.4rem;
    }

    .research-insights-item p {
        font-size: 1rem;
    }

    .research-insights-illustration {
        max-width: 270px;
    }
}

.pensions-insurance-hero {
    position: relative;
    margin-top: 124px;
    min-height: 500px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: var(--section-padding-y) var(--section-padding-x);
    background-image: url("../images/654987987.png");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    overflow: hidden;
}

.pensions-insurance-hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(64, 70, 112, 0.78) 0%, rgba(64, 70, 112, 0.82) 100%);
}

.pensions-insurance-hero .container {
    position: relative;
    z-index: 1;
}

.pensions-insurance-hero-content {
    margin: 0 auto;
    text-align: center;
}

.pensions-insurance-hero-title {
    margin: 0 0 24px;
    font-size: 3.5rem;
    line-height: 1.12;
    font-weight: 800;
    color: #ffffff;
}

.pensions-insurance-hero-subtitle {
    margin: 0 auto 32px;
    max-width: 760px;
    font-size: 1.45rem;
    line-height: 1.45;
    font-weight: 400;
    color: rgba(255, 255, 255, 0.96);
}

.pensions-insurance-hero-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    padding: 16px 30px;
    border: none;
    border-radius: 999px;
    background: #D09B33;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    box-shadow: 0 10px 24px rgba(208, 155, 51, 0.32);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.pensions-insurance-hero-button:hover {
    background: #bf8c2d;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(208, 155, 51, 0.36);
}

.pensions-insurance-hero-button-icon {
    font-size: 0.95rem;
}

.future-security-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.future-security-grid {
    max-width: 1180px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: minmax(0, 1.25fr) minmax(280px, 420px);
    align-items: center;
    gap: 56px;
}

.future-security-text {
    min-width: 0;
}

.future-security-title {
    margin: 0 0 34px;
    font-size: 3rem;
    line-height: 1.18;
    font-weight: 800;
    color: #1C2354;
}

.future-security-item {
    display: grid;
    grid-template-columns: 26px 1fr;
    align-items: start;
    column-gap: 14px;
    margin-bottom: 28px;
}

.future-security-item:last-child {
    margin-bottom: 0;
}

.future-security-check {
    margin-top: 4px;
    font-size: 1.7rem;
    color: #1C2354;
}

.future-security-item p {
    margin: 0;
    font-size: 1.18rem;
    line-height: 1.48;
    color: #575757;
}

.future-security-visual {
    position: relative;
    display: flex;
    justify-content: center;
    align-items: center;
    min-height: 360px;
}

.future-security-illustration {
    width: 100%;
    max-width: 320px;
    height: auto;
    display: block;
}

.future-security-badge {
    position: absolute;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 18px;
    background: #ffffff;
    box-shadow: 0 12px 24px rgba(28, 35, 84, 0.12);
}

.future-security-badge--shield {
    left: 18px;
    bottom: 26px;
    width: 72px;
    height: 72px;
}

.future-security-badge--chart {
    top: 34px;
    right: 20px;
    width: 72px;
    height: 56px;
}

.future-security-badge-icon {
    width: 34px;
    height: 34px;
    object-fit: contain;
}

.retirement-planning-section {
    position: relative;
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #FFF7E6;
    overflow: hidden;
}

.retirement-planning-section::after {
    content: "";
    position: absolute;
    top: 0;
    right: 0;
    width: 54%;
    height: 100%;
    background-image: linear-gradient(90deg, rgba(255, 247, 230, 0.98) 0%, rgba(255, 247, 230, 0.92) 12%, rgba(255, 247, 230, 0.74) 28%, rgba(255, 247, 230, 0.38) 48%, rgba(255, 247, 230, 0.08) 68%, rgba(255, 247, 230, 0) 82%), url("../images/32136465798.png");
    background-size: cover;
    background-position: right center;
    background-repeat: no-repeat;
    opacity: 1;
    z-index: 0;
}

.retirement-planning-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(90deg, rgba(255, 247, 230, 0.82) 0%, rgba(255, 247, 230, 0.46) 42%, rgba(255, 247, 230, 0.12) 100%);
    pointer-events: none;
    z-index: 1;
}

.retirement-planning-section .container {
    position: relative;
    z-index: 2;
}

.retirement-planning-content {
    margin: 0 auto;
    color: #1C2354;
    text-align: left;
}

.retirement-planning-title {
    margin: 0 0 34px;
    font-size: 2.95rem;
    line-height: 1.18;
    font-weight: 800;
    color: #1C2354;
}

.retirement-planning-text,
.retirement-planning-lead {
    margin: 0 0 28px;
    max-width: 900px;
    font-size: 1.18rem;
    line-height: 1.55;
    color: #575757;
}

.retirement-planning-lead {
    margin-bottom: 18px;
}

.retirement-planning-list {
    list-style: none;
    margin: 0 0 28px;
    padding: 0;
}

.retirement-planning-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 10px;
    font-size: 1.18rem;
    line-height: 1.45;
    font-weight: 700;
    color: #1C2354;
}

.retirement-planning-list li:last-child {
    margin-bottom: 0;
}

.retirement-planning-check {
    margin-top: 4px;
    font-size: 0.92rem;
    color: #1C2354;
    flex-shrink: 0;
}

.retirement-planning-text--last {
    margin-bottom: 0;
}

.financial-risk-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.financial-risk-content {
    max-width: 1120px;
    margin: 0 auto;
    text-align: left;
}

.financial-risk-title {
    margin: 0 0 28px;
    font-size: 3rem;
    line-height: 1.18;
    font-weight: 800;
    color: #1C2354;
}

.financial-risk-text,
.financial-risk-lead {
    margin: 0 0 22px;
    max-width: 980px;
    font-size: 1.18rem;
    line-height: 1.55;
    color: #575757;
}

.financial-risk-lead {
    margin-bottom: 24px;
}

.financial-risk-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 12px 14px;
    margin: 0 0 24px;
}

.financial-risk-pill {
    display: flex;
    align-items: center;
    gap: 14px;
    min-height: 58px;
    padding: 14px 18px;
    border-radius: 16px;
    background: #4b4f84;
    color: #ffffff;
    box-shadow: 0 8px 18px rgba(64, 70, 112, 0.14);
}

.financial-risk-pill-icons {
    display: inline-flex;
    align-items: center;
    flex-shrink: 0;
}

.financial-risk-pill-icons .financial-risk-pill-icon + .financial-risk-pill-icon {
    margin-left: -8px;
}

.financial-risk-pill span {
    font-size: 1.06rem;
    line-height: 1.35;
    font-weight: 700;
}

.financial-risk-pill-icon {
    font-size: 1.35rem;
    color: #D09B33;
    flex-shrink: 0;
}

.financial-risk-text--last {
    margin-bottom: 0;
}

.realestate-assets-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.realestate-assets-grid {
    max-width: 1180px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: minmax(0, 1.3fr) minmax(280px, 420px);
    align-items: center;
    gap: 56px;
}

.realestate-assets-text {
    min-width: 0;
}

.realestate-assets-title {
    margin: 0 0 34px;
    font-size: 3rem;
    line-height: 1.18;
    font-weight: 800;
    color: #1C2354;
}

.realestate-assets-item {
    display: grid;
    grid-template-columns: 26px 1fr;
    align-items: start;
    column-gap: 14px;
    margin-bottom: 28px;
}

.realestate-assets-item:last-child {
    margin-bottom: 0;
}

.realestate-assets-check {
    margin-top: 4px;
    font-size: 1.7rem;
    color: #1C2354;
}

.realestate-assets-item p {
    margin: 0;
    font-size: 1.18rem;
    line-height: 1.48;
    color: #575757;
}

.realestate-assets-illustration-wrap {
    display: flex;
    justify-content: center;
    align-items: center;
}

.realestate-assets-illustration {
    width: 100%;
    max-width: 340px;
    height: auto;
    display: block;
}

.realestate-strategy-section {
    position: relative;
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #FFF7E6;
    overflow: hidden;
}

.realestate-strategy-section::after {
    content: "";
    position: absolute;
    top: 0;
    right: 0;
    width: 54%;
    height: 100%;
    background-image: linear-gradient(90deg, rgba(255, 247, 230, 0.98) 0%, rgba(255, 247, 230, 0.92) 12%, rgba(255, 247, 230, 0.74) 28%, rgba(255, 247, 230, 0.38) 48%, rgba(255, 247, 230, 0.08) 68%, rgba(255, 247, 230, 0) 82%), url("../images/654987321.png");
    background-size: cover;
    background-position: right center;
    background-repeat: no-repeat;
    opacity: 1;
    z-index: 0;
}

.realestate-strategy-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(90deg, rgba(255, 247, 230, 0.82) 0%, rgba(255, 247, 230, 0.46) 42%, rgba(255, 247, 230, 0.12) 100%);
    pointer-events: none;
    z-index: 1;
}

.realestate-strategy-section .container {
    position: relative;
    z-index: 2;
}

.realestate-strategy-content {
    margin: 0 auto;
    color: #1C2354;
    text-align: left;
}

.realestate-strategy-title {
    margin: 0 0 34px;
    font-size: 2.95rem;
    line-height: 1.18;
    font-weight: 800;
    color: #1C2354;
}

.realestate-strategy-text,
.realestate-strategy-lead {
    margin: 0 0 28px;
    max-width: 900px;
    font-size: 1.18rem;
    line-height: 1.55;
    color: #575757;
}

.realestate-strategy-lead {
    margin-bottom: 18px;
}

.realestate-strategy-list {
    list-style: none;
    margin: 0 0 28px;
    padding: 0;
}

.realestate-strategy-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 10px;
    font-size: 1.18rem;
    line-height: 1.45;
    font-weight: 700;
    color: #1C2354;
}

.realestate-strategy-list li:last-child {
    margin-bottom: 0;
}

.realestate-strategy-check {
    margin-top: 4px;
    font-size: 0.92rem;
    color: #1C2354;
    flex-shrink: 0;
}

.realestate-strategy-text--last {
    margin-bottom: 0;
}

.alternative-opportunities-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.alternative-opportunities-content {
    max-width: 1120px;
    margin: 0 auto;
    text-align: left;
}

.alternative-opportunities-title {
    margin: 0 0 28px;
    font-size: 3rem;
    line-height: 1.18;
    font-weight: 800;
    color: #1C2354;
}

.alternative-opportunities-text,
.alternative-opportunities-lead {
    margin: 0 0 22px;
    max-width: 980px;
    font-size: 1.18rem;
    line-height: 1.55;
    color: #575757;
}

.alternative-opportunities-lead {
    margin-bottom: 24px;
}

.alternative-opportunities-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 12px 14px;
    margin: 0 0 24px;
}

.alternative-opportunities-pill {
    display: flex;
    align-items: center;
    gap: 14px;
    min-height: 58px;
    padding: 14px 18px;
    border-radius: 16px;
    background: #4b4f84;
    color: #ffffff;
    box-shadow: 0 8px 18px rgba(64, 70, 112, 0.14);
}

.alternative-opportunities-pill-icons {
    display: inline-flex;
    align-items: center;
    flex-shrink: 0;
}

.alternative-opportunities-pill-icons .alternative-opportunities-pill-icon + .alternative-opportunities-pill-icon {
    margin-left: -8px;
}

.alternative-opportunities-pill span {
    font-size: 1.06rem;
    line-height: 1.35;
    font-weight: 700;
}

.alternative-opportunities-pill-icon {
    font-size: 1.35rem;
    color: #D09B33;
    flex-shrink: 0;
}

.alternative-opportunities-text--last {
    margin-bottom: 0;
}

.investment-strategy-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.investment-strategy-grid {
    max-width: 1180px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: minmax(0, 1.25fr) minmax(280px, 420px);
    align-items: center;
    gap: 56px;
}

.investment-strategy-text {
    min-width: 0;
}

.investment-strategy-title {
    margin: 0 0 34px;
    font-size: 3rem;
    line-height: 1.16;
    font-weight: 800;
    color: #1C2354;
}

.investment-strategy-item {
    display: grid;
    grid-template-columns: 26px 1fr;
    align-items: start;
    column-gap: 14px;
    margin-bottom: 28px;
}

.investment-strategy-item:last-child {
    margin-bottom: 0;
}

.investment-strategy-check {
    margin-top: 4px;
    font-size: 1.7rem;
    color: #1C2354;
}

.investment-strategy-item p {
    margin: 0;
    font-size: 1.18rem;
    line-height: 1.48;
    color: #575757;
}

.investment-strategy-image-wrap {
    display: flex;
    justify-content: center;
    align-items: center;
}

.investment-strategy-image {
    width: 100%;
    max-width: 360px;
    height: auto;
    display: block;
}

.tailored-investment-section {
    position: relative;
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #4b4f84;
    overflow: hidden;
}

.tailored-investment-section::after {
    content: "";
    position: absolute;
    top: 0;
    right: 0;
    width: 58%;
    height: 100%;
    background-image: linear-gradient(90deg, rgba(75, 79, 132, 0.98) 0%, rgba(75, 79, 132, 0.9) 12%, rgba(75, 79, 132, 0.74) 26%, rgba(75, 79, 132, 0.48) 42%, rgba(75, 79, 132, 0.18) 60%, rgba(75, 79, 132, 0) 78%), url("../images/0021.png");
    background-size: cover;
    background-position: right center;
    background-repeat: no-repeat;
    opacity: 0.95;
    z-index: 0;
}

.tailored-investment-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(90deg, rgba(64, 70, 112, 0.82) 0%, rgba(64, 70, 112, 0.74) 36%, rgba(64, 70, 112, 0.56) 70%, rgba(64, 70, 112, 0.38) 100%);
    pointer-events: none;
    z-index: 2;
}

.tailored-investment-section .container {
    position: relative;
    z-index: 3;
}

.tailored-investment-content {
    margin: 0 auto;
    color: #ffffff;
    text-align: left;
}

.tailored-investment-title {
    margin: 0 0 34px;
    font-size: 2.95rem;
    line-height: 1.18;
    font-weight: 800;
    color: #ffffff;
}

.tailored-investment-text,
.tailored-investment-lead {
    margin: 0 0 28px;
    font-size: 1.18rem;
    line-height: 1.55;
    color: rgba(255, 255, 255, 0.96);
}

.tailored-investment-lead {
    margin-bottom: 18px;
}

.tailored-investment-list {
    list-style: none;
    margin: 0 0 28px;
    padding: 0;
}

.tailored-investment-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 10px;
    font-size: 1.18rem;
    line-height: 1.45;
    font-weight: 700;
    color: #d6a244;
}

.tailored-investment-list li:last-child {
    margin-bottom: 0;
}

.tailored-investment-check {
    margin-top: 4px;
    font-size: 0.92rem;
    color: #d6a244;
    flex-shrink: 0;
}

.tailored-investment-text--last {
    margin-bottom: 0;
}

.global-market-section {
    position: relative;
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #3e4464;
    overflow: hidden;
}

.global-market-section::after {
    content: "";
    position: absolute;
    top: 0;
    right: 0;
    width: 58%;
    height: 100%;
    background-image: linear-gradient(90deg, rgba(62, 68, 100, 0.98) 0%, rgba(62, 68, 100, 0.9) 12%, rgba(62, 68, 100, 0.74) 26%, rgba(62, 68, 100, 0.48) 42%, rgba(62, 68, 100, 0.18) 60%, rgba(62, 68, 100, 0) 78%), url("../images/65456987.png");
    background-size: cover;
    background-position: right center;
    background-repeat: no-repeat;
    opacity: 0.95;
    z-index: 0;
}

.global-market-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(90deg, rgba(62, 68, 100, 0.82) 0%, rgba(62, 68, 100, 0.74) 36%, rgba(62, 68, 100, 0.56) 70%, rgba(62, 68, 100, 0.38) 100%);
    pointer-events: none;
    z-index: 2;
}

.global-market-section .container {
    position: relative;
    z-index: 3;
}

.global-market-content {
    margin: 0 auto;
    color: #ffffff;
    text-align: left;
}

.global-market-title {
    margin: 0 0 34px;
    font-size: 2.95rem;
    line-height: 1.18;
    font-weight: 800;
    color: #ffffff;
}

.global-market-text,
.global-market-lead {
    margin: 0 0 28px;
    font-size: 1.18rem;
    line-height: 1.55;
    color: rgba(255, 255, 255, 0.96);
}

.global-market-lead {
    margin-bottom: 18px;
}

.global-market-list {
    list-style: none;
    margin: 0 0 28px;
    padding: 0;
}

.global-market-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 10px;
    font-size: 1.18rem;
    line-height: 1.45;
    font-weight: 700;
    color: #d6a244;
}

.global-market-list li:last-child {
    margin-bottom: 0;
}

.global-market-check {
    margin-top: 4px;
    font-size: 0.92rem;
    color: #d6a244;
    flex-shrink: 0;
}

.global-market-text--last {
    margin-bottom: 0;
}

/* FAQ Body Section */
.faq-body {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #fff;
}

.faq-body-intro {
    max-width: 800px;
    margin: 0 auto;
    font-size: 1.1rem;
    color: #666;
    text-align: center;
}

/* Private Customers Content Section */
.private-customers-content {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #fff;
}

.private-customers-grid {
    display: flex;
    align-items: flex-start;
    gap: 40px;
    max-width: 1200px;
    margin: 0 auto;
}

.private-customers-title {
    font-size: 3.2rem;
    font-weight: 800;
    color: #1C2354;
    margin-bottom: 40px;
    line-height: 1.3;
    text-align: center;
}

.private-customers-text {
    flex: 1;
    min-width: 0;
}

.private-customers-text p {
    font-size: 1.2rem;
    line-height: 1.7;
    color: #555;
    margin: 0 0 20px;
}

.private-customers-text p:last-child {
    margin-bottom: 0;
}

.private-customers-image {
    flex: 0 0 40%;
    min-width: 0;
}

.private-customers-photo {
    width: 100%;
    height: auto;
    border-radius: 40px;
    object-fit: cover;
    display: block;
}

/* Private Customers Philosophy Section */
.private-philosophy-section {
    position: relative;
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #4b4f84;
    overflow: hidden;
}

.private-philosophy-section::after {
    content: "";
    position: absolute;
    top: 0;
    right: 0;
    width: 58%;
    height: 100%;
    background-image: linear-gradient(90deg, rgba(75, 79, 132, 0.98) 0%, rgba(75, 79, 132, 0.9) 12%, rgba(75, 79, 132, 0.74) 26%, rgba(75, 79, 132, 0.48) 42%, rgba(75, 79, 132, 0.18) 60%, rgba(75, 79, 132, 0) 78%), url("../images/5az.png");
    background-size: cover;
    background-position: right center;
    background-repeat: no-repeat;
    opacity: 0.95;
    z-index: 0;
}

.private-philosophy-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(90deg, rgba(64, 70, 112, 0.82) 0%, rgba(64, 70, 112, 0.74) 36%, rgba(64, 70, 112, 0.56) 70%, rgba(64, 70, 112, 0.38) 100%);
    pointer-events: none;
    z-index: 2;
}

.private-philosophy-section .container {
    position: relative;
    z-index: 3;
}

.private-philosophy-content {
    max-width: 760px;
    color: #ffffff;
}

.private-philosophy-title {
    margin: 0 0 34px;
    font-size: 2.55rem;
    line-height: 1.18;
    font-weight: 800;
    color: #ffffff;
}

.private-philosophy-text,
.private-philosophy-lead {
    margin: 0 0 28px;
    max-width: 720px;
    font-size: 1.18rem;
    line-height: 1.55;
    color: rgba(255, 255, 255, 0.96);
}

.private-philosophy-lead {
    margin-bottom: 18px;
}

.private-philosophy-list {
    list-style: none;
    margin: 0 0 28px;
    padding: 0;
}

.private-philosophy-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 10px;
    font-size: 1.18rem;
    line-height: 1.45;
    font-weight: 700;
    color: #d6a244;
}

.private-philosophy-list li:last-child {
    margin-bottom: 0;
}

.private-philosophy-check {
    margin-top: 4px;
    font-size: 0.92rem;
    color: #d6a244;
    flex-shrink: 0;
}

.private-philosophy-text--last {
    margin-bottom: 0;
}

.portfolio-support-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.portfolio-support-content {
    max-width: 1120px;
    margin: 0 auto 34px;
}

.portfolio-support-title {
    margin: 0 0 28px;
    font-size: 3rem;
    line-height: 1.18;
    font-weight: 800;
    color: #1C2354;
}

.portfolio-support-text {
    margin: 0 0 20px;
    max-width: 1040px;
    font-size: 1.22rem;
    line-height: 1.55;
    color: #585858;
}

.portfolio-support-text--last {
    margin-bottom: 0;
}

.portfolio-support-card {
    position: relative;
    max-width: 1120px;
    margin: 0 auto;
    min-height: 420px;
    border-radius: 28px;
    overflow: hidden;
    background-image: url("../images/02145.png");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}

.portfolio-support-card-overlay {
    position: absolute;
    inset: 0;
    background:
        linear-gradient(180deg, #1C235487 0%, #1C2354 100%),
        linear-gradient(0deg, #1C235487 0%, rgba(28, 35, 84, 0) 42%);
}

.portfolio-support-card-content {
    position: absolute;
    inset: 0;
    z-index: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: flex-end;
    padding: 40px 32px 28px;
    text-align: center;
}

.portfolio-support-card-text {
    max-width: 720px;
    margin: 0 0 18px;
    font-size: 1.18rem;
    line-height: 1.45;
    font-weight: 700;
    color: #ffffff;
    text-shadow: 0 2px 12px rgba(0, 0, 0, 0.2);
}

.portfolio-support-button {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    border: none;
    border-radius: 999px;
    padding: 16px 28px;
    background: #D09B33;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 500;
    cursor: pointer;
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.portfolio-support-button:hover {
    background: #bf8c2d;
    transform: translateY(-2px);
    box-shadow: 0 12px 24px rgba(208, 155, 51, 0.26);
}

.portfolio-support-button-icon {
    font-size: 0.95rem;
}

.early-opportunities-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.early-opportunities-content {
    max-width: 1120px;
    margin: 0 auto 34px;
}

.early-opportunities-title {
    margin: 0 0 28px;
    font-size: 3rem;
    line-height: 1.18;
    font-weight: 800;
    color: #1C2354;
}

.early-opportunities-text {
    margin: 0 0 20px;
    max-width: 1040px;
    font-size: 1.22rem;
    line-height: 1.55;
    color: #585858;
}

.early-opportunities-text--last {
    margin-bottom: 0;
}

.early-opportunities-card {
    position: relative;
    max-width: 1120px;
    margin: 0 auto;
    min-height: 420px;
    border-radius: 28px;
    overflow: hidden;
    background-image: url("../images/02145.png");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}

.early-opportunities-card-overlay {
    position: absolute;
    inset: 0;
    background:
        linear-gradient(180deg, #1C235487 0%, #1C2354 100%),
        linear-gradient(0deg, #1C235487 0%, rgba(28, 35, 84, 0) 42%);
}

.early-opportunities-card-content {
    position: absolute;
    inset: 0;
    z-index: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    padding: 40px 32px;
    text-align: center;
}

.early-opportunities-card-text {
    max-width: 720px;
    margin: 0 0 18px;
    font-size: 1.18rem;
    line-height: 1.45;
    font-weight: 700;
    color: #ffffff;
    text-shadow: 0 2px 12px rgba(0, 0, 0, 0.2);
}

.early-opportunities-button {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    border: none;
    border-radius: 999px;
    padding: 16px 28px;
    background: #D09B33;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 500;
    cursor: pointer;
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.early-opportunities-button:hover {
    background: #bf8c2d;
    transform: translateY(-2px);
    box-shadow: 0 12px 24px rgba(208, 155, 51, 0.26);
}

.early-opportunities-button-icon {
    font-size: 0.95rem;
}

.private-partnership-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #ffffff;
}

.private-partnership-content {
    max-width: 1120px;
    margin: 0 auto 34px;
}

.private-partnership-title {
    margin: 0 0 28px;
    font-size: 3rem;
    line-height: 1.18;
    font-weight: 800;
    color: #1C2354;
}

.private-partnership-text {
    margin: 0 0 20px;
    max-width: 1040px;
    font-size: 1.22rem;
    line-height: 1.55;
    color: #585858;
}

.private-partnership-text--last {
    margin-bottom: 0;
}

.private-partnership-card {
    position: relative;
    max-width: 1120px;
    margin: 0 auto;
    min-height: 420px;
    border-radius: 28px;
    overflow: hidden;
    background-image: url("../images/21544.png");
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}

.private-partnership-card-overlay {
    position: absolute;
    inset: 0;
    background:
        linear-gradient(180deg, rgba(22, 32, 68, 0.16) 0%, rgba(22, 32, 68, 0.06) 32%, rgba(208, 155, 51, 0.18) 62%, rgba(208, 155, 51, 0.42) 100%),
        linear-gradient(0deg, rgba(208, 155, 51, 0.18) 0%, rgba(208, 155, 51, 0) 38%);
}

.private-partnership-card-content {
    position: absolute;
    inset: 0;
    z-index: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: flex-end;
    padding: 40px 32px 28px;
    text-align: center;
}

.private-partnership-card-text {
    max-width: 700px;
    margin: 0 0 18px;
    font-size: 1.18rem;
    line-height: 1.45;
    font-weight: 700;
    color: #ffffff;
    text-shadow: 0 2px 12px rgba(0, 0, 0, 0.22);
}

.private-partnership-button {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    border: none;
    border-radius: 999px;
    padding: 16px 28px;
    background: #05060b;
    color: #ffffff;
    font-size: 1rem;
    font-weight: 500;
    cursor: pointer;
    transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.private-partnership-button:hover {
    transform: translateY(-2px);
    box-shadow: 0 12px 24px rgba(0, 0, 0, 0.22);
}

.private-partnership-button-icon {
    font-size: 0.95rem;
}

.faq-accordion-title {
    font-size: 2.5rem;
    font-weight: 800;
    color: #1C2354;
    margin-bottom: 40px;
    line-height: 1.3;
    text-align: center;
}

.faq-accordion {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.faq-accordion--spaced {
    margin-top: 48px;
}

.faq-accordion-item {
    background: #FDF5E6;
    border-radius: 16px;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.06);
    overflow: hidden;
}

.faq-accordion-trigger {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    padding: 20px 24px;
    background: none;
    border: none;
    cursor: pointer;
    text-align: left;
    font-family: inherit;
    font-size: 1.1rem;
    font-weight: 600;
    color: #2a2a2a;
    transition: background 0.25s ease;
}

.faq-accordion-trigger:hover {
    background: rgba(0, 0, 0, 0.04);
}

.faq-accordion-question {
    flex: 1;
    font-weight: 600;
}

.faq-accordion-icon {
    flex-shrink: 0;
    font-size: 0.9rem;
    color: #2a2a2a;
    transition: transform 0.35s cubic-bezier(0.4, 0, 0.2, 1);
}

.faq-accordion-item--open .faq-accordion-icon {
    transform: rotate(180deg);
}

.faq-accordion-content {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.35s cubic-bezier(0.4, 0, 0.2, 1);
}

.faq-accordion-item--open .faq-accordion-content {
    max-height: 500px;
}

.faq-accordion-answer {
    font-size: 1rem;
    font-weight: 500;
    line-height: 1.6;
    color: #444;
    margin: 0;
    padding: 4px 24px 20px;
}

/* About Section */
.about {
    padding: 78px 28px;
    background: #fcfcfc;
}

.about-wrapper {
    max-width: 1120px;
    margin: 0 auto;
    padding: 0;
}

.about-layout {
    display: grid;
    grid-template-columns: minmax(440px, 520px) minmax(360px, 500px);
    gap: 42px;
    align-items: center;
    justify-content: space-between;
}

.about-collage {
    position: relative;
    min-height: 548px;
}

.about-collage-main {
    width: 420px;
    border-radius: 30px;
    overflow: hidden;
    box-shadow: 0 14px 36px rgba(17, 25, 40, 0.14);
}

.about-collage-main img {
    width: 100%;
    height: 488px;
    object-fit: cover;
    display: block;
}

.about-collage-secondary {
    position: absolute;
    left: -90px;
    bottom: -22px;
    width: 245px;
    border-radius: 26px;
    overflow: hidden;
    box-shadow: 0 12px 28px rgba(17, 25, 40, 0.2);
    border: 6px solid #fcfcfc;
}

.about-collage-secondary img {
    width: 100%;
    height: 255px;
    object-fit: cover;
    display: block;
}

.about-collage-badge {
    position: absolute;
    left: 120px;
    bottom: 52px;
    width: 144px;
    height: 144px;
    border-radius: 50%;
    background: #2f3569;
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
    box-shadow: 0 14px 28px rgba(47, 53, 105, 0.36);
}

.about-collage-badge--tilt-left {
    transform: rotate(-14deg);
    transform-origin: center center;
}

.about-collage-badge span {
    font-size: 20px;
    font-weight: 700;
    line-height: 1.28;
    max-width: 100px;
}

.about-content {
    max-width: 520px;
    text-align: left;
}

.about-title {
    font-size: clamp(42px, 4.5vw, 58px);
    font-weight: 700;
    color: #3f4471;
    margin: 0 0 24px;
    line-height: 1.06;
}

.about-text p {
    margin: 0 0 22px;
    font-size: 17px;
    line-height: 1.6;
    color: #555555;
    text-align: left;
}

.about-text p:last-of-type {
    margin-bottom: 0;
}

.about-list {
    margin: 28px 0 0;
    padding: 0;
    list-style: none;
    display: grid;
    grid-auto-flow: column;
    grid-template-rows: repeat(2, auto);
    grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
    column-gap: 56px;
    row-gap: 16px;
    justify-items: start;
    align-items: center;
}

.about-list li {
    display: flex;
    align-items: center;
    gap: 10px;
    margin: 0;
    padding: 0;
    color: #3f4471;
    font-size: 19px;
    font-weight: 700;
    line-height: 1.3;
    text-align: left;
}

.about-list li::before {
    content: "\2713";
    flex-shrink: 0;
    color: #c5a059;
    font-size: 22px;
    font-weight: 700;
    line-height: 1;
}

/* Auszeichnungen & Qualität */
.awards-quality {
    padding: 56px 28px 56px;
    background: #ffffff;
}

.awards-quality-inner {
    max-width: 1120px;
    margin: 0 auto;
}

.awards-quality-intro {
    max-width: 760px;
    margin: 0 0 42px;
    text-align: left;
}

.awards-quality-title {
    margin: 0 0 18px;
    font-size: clamp(36px, 3.8vw, 52px);
    font-weight: 700;
    color: #3f4471;
    line-height: 1.06;
}

.awards-quality-lead {
    margin: 0;
    font-size: 17px;
    line-height: 1.6;
    color: #555555;
}

.awards-cards-section {
    width: 100%;
}

.awards-quality-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 32px;
    align-items: stretch;
}

.awards-trust-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(min(100%, 280px), 1fr));
    gap: 32px;
    margin-top: 40px;
    align-items: stretch;
}

.awards-quality-card {
    --awards-card-gold: rgba(197, 160, 89, 0.85);
    display: flex;
    flex-direction: column;
    box-sizing: border-box;
    padding: 0;
    border: 1px solid var(--awards-card-gold);
    border-radius: 30px;
    background: #ffffff;
    overflow: hidden;
    box-shadow: none;
}

.awards-quality-card-media {
    flex: 0 0 auto;
    display: flex;
    justify-content: center;
    align-items: center;
    width: 100%;
    min-height: 156px;
    padding: 24px 22px;
    margin: 0;
    background: #ffffff;
    border-bottom: 1px solid var(--awards-card-gold);
}

.awards-quality-card-media img {
    height: 110px;
    width: auto;
    max-width: 100%;
    object-fit: contain;
    object-position: center center;
    display: block;
    margin: 0 auto;
}

.awards-quality-card-body {
    flex: 1 1 auto;
    padding: 22px 24px 24px;
    background: #ffffff;
}

.awards-quality-card-title {
    margin: 0 0 10px;
    font-size: 18px;
    font-weight: 700;
    color: #3f4471;
    line-height: 1.3;
    text-align: left;
}

.awards-quality-card-text {
    margin: 0;
    font-size: 15px;
    font-weight: 400;
    line-height: 1.5;
    color: #3a3d54;
    text-align: left;
}

@media (max-width: 1199px) {
    .awards-quality {
        padding: 48px 20px 48px;
    }

    .awards-quality-intro {
        margin-bottom: 32px;
    }

    .awards-cards-section {
        display: grid;
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 16px;
    }

    .awards-quality-grid,
    .awards-trust-grid {
        display: contents;
        margin-top: 0;
    }

    .awards-quality-card-media {
        min-height: 142px;
        padding: 20px 18px;
    }

    .awards-quality-card-media img {
        height: 96px;
    }

    .awards-quality-card-body {
        padding: 20px 22px 22px;
    }
}

@media (max-width: 480px) {
    .awards-quality .awards-cards-section {
        gap: 12px;
    }

    .awards-quality .awards-quality-card-media {
        min-height: 120px;
        padding: 14px 12px;
    }

    .awards-quality .awards-quality-card-media img {
        height: 76px;
    }

    .awards-quality .awards-quality-card-body {
        padding: 14px 12px 16px;
    }

    .awards-quality .awards-quality-card-title {
        font-size: 15px;
    }

    .awards-quality .awards-quality-card-text {
        font-size: 13px;
        line-height: 1.45;
    }
}

.about-partners {
    padding: 22px 28px 62px;
    background: #fcfcfc;
}

.about-partners-wrapper {
    max-width: 1120px;
    margin: 0 auto;
}

.about-partners-title {
    margin: 0 0 26px;
    color: #2f3569;
    font-size: 49px;
    font-weight: 700;
    line-height: 1.05;
}

.about-partners-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 26px 44px;
    align-items: center;
}

.about-partners-logo {
    width: 100%;
    max-width: 360px;
    height: 92px;
    object-fit: contain;
    object-position: left center;
    display: block;
    filter: none;
}

/* Ansatz — Zwei-Spalten + vertikaler Prozess */
.approach-section {
    padding: 72px 28px 80px;
    background: #ffffff;
}

.approach-inner {
    max-width: 1120px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
    gap: clamp(36px, 5vw, 72px);
    align-items: start;
}

.approach-intro {
    max-width: 440px;
    text-align: left;
}

.approach-kicker {
    margin: 0 0 14px;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 0.06em;
    text-transform: none;
    color: #c5a059;
}

.approach-heading {
    margin: 0 0 22px;
    font-size: clamp(34px, 3.8vw, 48px);
    font-weight: 700;
    line-height: 1.08;
    color: #3f4471;
}

.approach-intro-text {
    margin: 0;
}

.approach-intro-text p {
    margin: 0 0 20px;
    font-size: 16px;
    line-height: 1.65;
    color: #4a5568;
}

.approach-intro-text p:last-child {
    margin-bottom: 0;
}

.approach-timeline-col {
    padding-top: 4px;
}

.approach-timeline {
    list-style: none;
    margin: 0;
    padding: 0;
    position: relative;
}

.approach-timeline::before {
    content: '';
    position: absolute;
    left: calc(20px - 0.5px);
    top: 20px;
    bottom: 20px;
    width: 1px;
    background: #dfe3ea;
}

.approach-step {
    position: relative;
    display: grid;
    grid-template-columns: 40px minmax(0, 1fr);
    gap: clamp(18px, 2.8vw, 28px);
    align-items: start;
    padding-bottom: 32px;
    text-align: left;
}

.approach-step:last-child {
    padding-bottom: 0;
}

.approach-step-marker {
    display: flex;
    justify-content: center;
    width: 40px;
    height: 40px;
}

.approach-step-num {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 40px;
    height: 40px;
    flex-shrink: 0;
    border-radius: 50%;
    font-size: 15px;
    font-weight: 700;
    line-height: 1;
    color: #ffffff;
    background: #8b93a8;
}

.approach-step-content {
    min-width: 0;
}

.approach-step-title {
    margin: 2px 0 10px;
    font-size: 18px;
    font-weight: 700;
    line-height: 1.28;
    color: #3f4471;
}

.approach-step-text {
    margin: 0;
    font-size: 15px;
    line-height: 1.6;
    color: #4a5568;
}

@media (max-width: 992px) {
    .approach-section {
        padding: 52px 20px 60px;
    }

    .approach-inner {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .approach-intro {
        max-width: none;
    }

    .approach-heading {
        margin-bottom: 18px;
    }

    .approach-intro-text p {
        font-size: 15px;
        margin-bottom: 16px;
    }

    .approach-step {
        padding-bottom: 26px;
    }

    .approach-step-title {
        font-size: 17px;
    }

    .approach-step-text {
        font-size: 14px;
    }
}

.about-image {
    min-height: 400px;
}

.about-image .swiss-flag {
    width: 100%;
    height: 100%;
    min-height: 400px;
    object-fit: cover;
    border-radius: 16px 0 0 16px;
}

.about-services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    grid-template-rows: 1fr 1fr;
    border-top: 1px solid #D4AF37;
    border-right: 1px solid #D4AF37;
    border-left: 6px solid #3C639D;
    border-bottom: 1px solid #D4AF37;
}

.about-service-box {
    display: flex;
    flex-direction: column;
    padding: 24px;
    border-right: 1px solid #D4AF37;
    border-bottom: 1px solid #D4AF37;
    text-decoration: none;
    color: #333333;
    transition: color 0.4s ease, filter 0.4s ease;
    position: relative;
    overflow: hidden;
}

.about-service-box::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 0;
    height: 100%;
    background: #D4AF37;
    transition: width 0.4s ease;
    z-index: 0;
}

.about-service-box:hover::before {
    width: 100%;
}

.about-service-box > * {
    position: relative;
    z-index: 1;
}

.about-service-box:nth-child(3n) {
    border-right: none;
}

.about-service-box:nth-child(4),
.about-service-box:nth-child(5),
.about-service-box:nth-child(6) {
    border-bottom: none;
}

.about-service-icon-wrap {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 56px;
    height: 56px;
    min-width: 56px;
    min-height: 56px;
    flex-shrink: 0;
    background: #D4AF37;
    border-radius: 6px;
    margin-bottom: 12px;
    transition: background 0.4s ease;
}

.about-service-box:hover .about-service-icon-wrap {
    background: transparent;
}

.about-service-icon {
    display: block;
    width: 28px;
    height: 28px;
    min-width: 28px;
    min-height: 28px;
    object-fit: contain;
    opacity: 1;
    visibility: visible;
    filter: none;
    transition: filter 0.4s ease;
}

.about-service-box:hover .about-service-icon,
.about-service-box:hover .about-service-arrow {
    filter: brightness(0) invert(1);
}

.about-service-name {
    font-size: 1rem;
    font-weight: 700;
    color: #333333;
    line-height: 1.3;
    flex: 1;
    transition: color 0.4s ease;
}

.about-service-cta {
    font-size: 0.9rem;
    color: #333333;
    margin-top: 8px;
    display: block;
    transition: color 0.4s ease;
}

.about-service-arrow {
    position: absolute;
    bottom: 10px;
    right: 24px;
    padding: 4px;
    object-fit: contain;
    border-radius: 6px;
    transition: all 0.4s ease;
}

.about-service-box:hover .about-service-name,
.about-service-box:hover .about-service-cta {
    color: #fff;
}


/* Expert Team Section */
.expert-team {
    background: #fcfcfc;
    padding: 32px 0 76px;
}

.expert-wrapper {
    margin: 0 auto;
}

.expert-people-grid {
    display: grid;
    grid-template-columns: repeat(6, minmax(0, 1fr));
    gap: 8px;
}

.expert-person-card {
    border-radius: 0;
    overflow: hidden;
    background: #f2f2f2;
}

.expert-person-image {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center;
    display: block;
}

.expert-stats-row {
    margin-top: -60px;
    position: relative;
    z-index: 2;
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 26px;
    max-width: 980px;
    margin-left: auto;
    margin-right: auto;
    padding: 0 22px;
}

.expert-stat-card {
    min-height: 114px;
    background: #424877;
    border-radius: 18px;
    color: #ffffff;
    display: flex;
    align-items: center;
    padding: 18px 20px 18px 16px;
    box-shadow: 0 12px 26px rgba(38, 44, 88, 0.25);
}

.expert-stat-check {
    width: 26px;
    height: 26px;
    min-width: 26px;
    border-radius: 50%;
    background: #d8a328;
    color: #2f3569;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 15px;
    font-weight: 700;
    margin-right: 10px;
}

.expert-stat-text {
    display: flex;
    flex-direction: column;
    line-height: 1.1;
}

.expert-stat-text strong {
    font-size: 30px;
    font-weight: 700;
    letter-spacing: 0.01em;
}

.expert-stat-text span {
    margin-top: 5px;
    font-size: 20px;
    font-weight: 500;
}

/* Market Overview Section */
.market-overview {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #fff;
}

.market-wrapper {
    max-width: 1350px;
    margin: 0 auto;
    padding: 0 20px;
}

.market-title {
    font-size: 3.2rem;
    font-weight: 700;
    color: #1C2354;
    text-align: center;
    margin-bottom: 40px;
}

.market-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 24px 32px;
}

.market-card {
    background: #ffffff;
    border-radius: 18px;
    border: 2px solid #D09B33;
    padding: 18px 22px 16px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    box-shadow: 0 6px 18px rgba(0, 0, 0, 0.04);
}

.market-card-name {
    font-size: 1rem;
    font-weight: 500;
    color: #555C7A;
    margin-bottom: 6px;
}

.market-card-value {
    font-size: 1.25rem;
    font-weight: 700;
    color: #1C2354;
    margin-bottom: 18px;
}

.market-card-change {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 0.9rem;
    font-weight: 600;
    color: #0B9245;
    position: relative;
    z-index: 1;
}

.market-card-change-icon {
    font-size: 0.85rem;
}

.market-card-change--up .market-card-change-icon {
    color: #0B9245;
}

.market-card-change-value {
    color: #0B9245;
}

/* Negative change styling */
.market-card-change--down {
    color: #C0392B;
}

.market-card-change--down .market-card-change-icon {
    color: #C0392B;
}

.market-card-change--down .market-card-change-value {
    color: #C0392B;
}

/* Partners Section - Wir schreiben Erfolgsgeschichten */
.partners {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #fff;
}

.partners-card {
    max-width: 1200px;
    margin: 0 auto;
    position: relative;
    border-radius: 24px;
    overflow: hidden;
    background-image: url('../images/hands.jpg');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    box-shadow: 0 16px 40px rgba(0, 0, 0, 0.16);
}

/* Awards Section */
.awards {
    padding: var(--section-padding-y) var(--section-padding-x);
    background-color: #ffffff;
}

.awards-container {
    max-width: 1350px;
    margin: 0 auto;
    text-align: center;
}

.awards-title {
    font-size: 3.2rem;
    font-weight: 700;
    color: #1C2354;
    margin-bottom: 32px;
}

.awards-grid {
    display: grid;
    grid-template-columns: repeat(5, minmax(0, 1fr));
    gap: 10px;
    align-items: stretch;
}

.award-card {
    background-color: #ffffff;
    border-radius: 16px;
    border: 3px solid #D09B33;
    padding: 12px;
    box-shadow: 0 8px 20px rgba(0, 0, 0, 0.08);
    display: flex;
    align-items: center;
    justify-content: center;
}

.award-image {
    max-width: 100%;
    height: auto;
    display: block;
}

@media (max-width: 1024px) {
    .awards-grid {
        grid-template-columns: repeat(3, minmax(0, 1fr));
    }
}

@media (max-width: 640px) {
    .awards-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }
}

.partners-card::before {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(90deg, rgba(255, 244, 220, 0.9) 0%, rgba(255, 244, 220, 0.75) 45%, rgba(255, 244, 220, 0.5) 100%);
    z-index: 0;
}

.partners-inner {
    position: relative;
    z-index: 1;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 60px;
    padding: 40px 70px;
}

.partners-title {
    font-size: 3rem;
    font-weight: 700;
    color: #1C2354;
    line-height: 1.2;
    text-align: left;
    max-width: 320px;
}

.partners-stats {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px 32px;
    max-width: 540px;
}

.partner-stat {
    display: flex;
    align-items: center;
    gap: 14px;
    padding: 35px 22px;
    border-radius: 18px;
    background: #2F377A;
    box-shadow: 0 10px 24px rgba(26, 32, 80, 0.32);
}

.partner-stat-number {
    font-size: 1.4rem;
    font-weight: 700;
    color: #ffffff;
    line-height: 1.2;
}

.partner-stat-label {
    font-size: 0.9rem;
    font-weight: 400;
    color: #E5E7F5;
    line-height: 1.3;
}

.partner-stat-icon {
    width: 30px;
    height: 30px;
    border-radius: 50%;
    background: #D09B33;
    display: inline-flex;
    font-size: 14px;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    color: #ffffff;
}

.partner-stat-content {
    display: flex;
    flex-direction: column;
    gap: 4px;
}

.partners-image {
    position: relative;
    width: 100%;
    max-width: 900px;
    margin: -50px auto 0;
    min-height: 180px;
    overflow: hidden;
    border-radius: 18px;
}

.partners-image-img {
    width: 100%;
    height: 100%;
    min-height: 180px;
    max-height: 245px;
    object-fit: cover;
    display: block;
    border-radius: 0 0 18px 18px;
}

.partners-image-overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: rgba(46, 52, 78, 0.6);
    pointer-events: none;
    border-radius: 0 0 18px 18px;
}

/* Testimonials Section - Kundenreferenzen */
.testimonials {
    background: #fff;
    padding: var(--section-padding-y) 0 var(--section-padding-y) 135px;
}

.testimonials-container {
    max-width: none;
    width: 100%;
    margin: 0;
    padding: 0;
}

.testimonials-title {
    font-size: 3.2rem;
    font-weight: 700;
    color: #1C2354;
    text-align: center;
    margin-bottom: 50px;
}

.testimonials-slider {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 30px;
}

.testimonial-cards-wrap {
    width: 100%;
    overflow: hidden;
}

.testimonial-cards {
    display: flex;
    gap: 24px;
    padding: 0;
    transition: transform 0.5s cubic-bezier(0.25, 0.46, 0.45, 0.94);
    will-change: transform;
}

.testimonial-card {
    flex: 0 0 720px;
    display: flex;
    min-height: 320px;
    background: #fff;
    border-radius: 24px;
    overflow: hidden;
    box-shadow: 0 8px 32px rgba(0, 0, 0, 0.12);
}

.testimonial-card-image {
    flex: 0 0 280px;
    overflow: hidden;
    border-radius: 24px 0 0 24px;
}

.testimonial-card-image img {
    width: 100%;
    height: 100%;
    min-height: 320px;
    object-fit: cover;
    display: block;
}

.testimonial-card-content {
    flex: 1;
    min-height: 420px;
    background: #2F3D61;
    padding: 48px 40px;
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
}

.testimonial-quote {
    font-size: 1rem;
    line-height: 1.65;
    color: #f5f2eb;
    margin: 0 0 24px;
    max-width: 100%;
}

.testimonial-footer {
    display: flex;
    align-items: center;
    justify-content: flex-start;
    align-self: flex-start;
    width: 100%;
    gap: 16px;
    margin-top: 0;
}

.testimonial-quote-icon {
    flex-shrink: 0;
    width: 48px;
    height: 48px;
    display: block;
    object-fit: contain;
    border-radius: 10px;
}

.testimonial-author {
    margin: 0;
    text-align: left;
}

.testimonial-name {
    font-size: 1.05rem;
    font-weight: 700;
    color: #fff;
    margin: 0 0 2px;
    text-align: left;
}

.testimonial-title {
    font-size: 0.9rem;
    font-weight: 400;
    color: rgba(255, 255, 255, 0.85);
    margin: 0;
    text-align: left;
}

.testimonial-arrows {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 40px;
}

.testimonial-arrow {
    background: transparent;
    border: none;
    color: #4A4CEB;
    font-size: 2rem;
    font-weight: 400;
    cursor: pointer;
    transition: all 0.3s ease;
    padding: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    line-height: 1;
}

.testimonial-arrow:hover:not(:disabled) {
    color: #3C3BB2;
    transform: scale(1.1);
}

.testimonial-arrow:disabled {
    cursor: not-allowed;
}

/* Publications Section - Publikationen */
.publications {
    padding: var(--section-padding-y) var(--section-padding-x);
}

.publications-container {
    max-width: 1200px;
    margin: 0 auto;
}

.publications-title {
    font-size: 3.2rem;
    font-weight: 700;
    color: #1C2354;
    margin-bottom: 50px;
    text-align: center;
}

.publications-slider {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 24px;
}

.publication-arrows {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 20px;
}

.publication-arrow {
    flex-shrink: 0;
    background: transparent;
    border: none;
    color: #3F487F;
    font-size: 2rem;
    cursor: pointer;
    padding: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: color 0.3s ease, transform 0.3s ease;
}

.publication-arrow:hover {
    color: #4A4CEB;
    transform: scale(1.1);
}

.publications-cards-wrap {
    flex: 1;
    min-width: 0;
    width: 100%;
}

.publications-cards {
    display: flex;
    gap: 28px;
    transition: transform 0.5s cubic-bezier(0.25, 0.46, 0.45, 0.94);
    will-change: transform;
}

.publication-card {
    flex: 0 0 940px;
    display: block;
    border-radius: 24px;
    overflow: hidden;
    text-decoration: none;
    color: inherit;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
    transition: box-shadow 0.3s ease, transform 0.3s ease;
}

.publication-card:hover {
    box-shadow: 0 12px 32px rgba(0, 0, 0, 0.12);
    transform: translateY(-4px);
}

.publication-card-media {
    position: relative;
    width: 100%;
    height: 500px;
}

.publication-image {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
    border-radius: 24px;
}

.publication-card-overlay {
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    background: #d49d3adb;
    padding: 20px 24px 20px 20px;
    border-radius: 0 0 24px 24px;
    display: flex;
    flex-wrap: nowrap;
    align-items: center;
    gap: 16px;
}

.publication-card-title {
    font-size: 1.8rem;
    font-weight: 700;
    color: #fff;
    margin: 0;
    line-height: 1.35;
    flex: 1;
    min-width: 0;
    text-align: left;
    overflow: hidden;
    text-overflow: ellipsis;
    white-space: nowrap;
}

.publication-card-desc {
    display: none;
}

.publication-card-link {
    flex-shrink: 0;
    width: 44px;
    height: 44px;
    background: rgba(255, 255, 255, 0.95);
    color: #3F487F;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    transition: background 0.3s ease, color 0.3s ease;
}

.publication-card-link .fas {
    font-size: 18px;
}

.publication-card:hover .publication-card-link {
    background: #3F487F;
    color: #fff;
}

/* Call to Action Section */
.cta-section {
    background: white;
    padding: var(--section-padding-y) var(--section-padding-x);
}

.cta-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 40px;
}

.cta-content {
    background: #404670;
    border-radius: 20px;
    padding: 60px 80px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 60px;
}

.cta-text {
    flex: 1;
}

.cta-title {
    font-size: 2.2rem;
    font-weight: 700;
    color: white;
    margin-bottom: 25px;
    line-height: 1.2;
}

.cta-description {
    font-size: 1.1rem;
    line-height: 1.6;
    color: #E0E0E0;
    margin: 0;
}

.cta-button {
    background: #1C2354;
    color: #E0E0E0;
    border: 2px solid #D09B33;
    padding: 18px 35px;
    border-radius: 8px;
    font-size: 16px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    white-space: nowrap;
}

.cta-button:hover {
    background: #D09B33;
    color: #1C2354;
    transform: translateY(-2px);
    box-shadow: 0 4px 15px rgba(208, 155, 51, 0.3);
}

/* Contact CTA Section */
.contact-cta-section {
    background: white;
    padding: var(--section-padding-y) var(--section-padding-x);
}

.contact-cta-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 40px;
}

.contact-cta-content {
    background: #1C2354;
    border-radius: 20px;
    padding: 60px 80px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 60px;
}

.contact-cta-text {
    flex: 1;
}

.contact-cta-title {
    font-size: 1.5rem;
    font-weight: 700;
    color: white;
    margin-bottom: 20px;
    line-height: 1.2;
}

.contact-cta-description {
    font-size: 0.9rem;
    line-height: 1.6;
    color: white;
    margin: 0;
}

.contact-cta-button {
    background: transparent;
    color: white;
    border: 2px solid #D09B33;
    padding: 18px 35px;
    border-radius: 8px;
    font-size: 16px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    white-space: nowrap;
    display: flex;
    align-items: center;
    gap: 10px;
}

.contact-cta-button:hover {
    background: #D09B33;
    color: #1C2354;
    transform: translateY(-2px);
    box-shadow: 0 4px 15px rgba(208, 155, 51, 0.3);
}

.contact-cta-button i {
    font-size: 14px;
}

/* Footer */
.footer {
    background: var(--color-surface);
    border-top: 1px solid var(--color-border);
    padding: 52px var(--section-padding-x) 40px;
    box-shadow: 0 -4px 24px rgba(var(--color-navy-rgb), 0.04);
}

.footer-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0;
}

.footer-top {
    display: flex;
    flex-direction: row;
    align-items: center;
    justify-content: space-between;
    flex-wrap: nowrap;
    gap: 16px 20px;
    width: 100%;
}

.footer-brand {
    display: inline-flex;
    align-items: center;
    flex: 0 1 auto;
    min-width: 0;
    text-decoration: none;
    line-height: 0;
}

.footer-brand:hover {
    opacity: 0.92;
}

.footer-brand-logo {
    height: 80px;
    width: auto;
    max-width: min(280px, 100%);
    object-fit: contain;
    object-position: left center;
    display: block;
}

.footer-login-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    flex: 0 0 auto;
    margin-left: auto;
    padding: 12px 20px;
    background: var(--color-gold);
    color: var(--color-surface);
    border: none;
    border-radius: var(--radius-md);
    font-size: 0.95rem;
    font-weight: 600;
    text-decoration: none;
    cursor: pointer;
    transition:
        background 0.22s var(--ease-out),
        transform 0.22s var(--ease-out),
        box-shadow 0.22s var(--ease-out);
    box-shadow: var(--shadow-sm);
}

.footer-login-btn-label {
    min-width: 0;
}

.footer-login-btn:hover {
    background: var(--color-gold-deep);
    color: var(--color-surface);
    text-decoration: none;
    transform: translateY(-1px);
    box-shadow: var(--shadow-md);
}

.footer-login-icon {
    flex-shrink: 0;
    font-size: 0.875rem;
    line-height: 1;
    opacity: 0.95;
}

.footer-top-rule {
    height: 2px;
    width: 100%;
    margin: 28px 0 40px;
    border-radius: 1px;
    background: linear-gradient(90deg, transparent 0%, var(--color-gold) 12%, var(--color-gold) 88%, transparent 100%);
    opacity: 0.95;
}

.footer-columns {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 40px 56px;
    margin-bottom: 0;
}

.footer-contact {
    margin: 0 0 44px;
    padding: 36px 0 0;
    border-top: 1px solid var(--color-border);
}

.footer-contact-inner {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: 20px 36px;
    align-items: start;
    padding: 22px 24px;
    background: linear-gradient(180deg, var(--color-surface-subtle) 0%, var(--color-surface) 55%);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    box-shadow:
        var(--shadow-xs),
        inset 0 1px 0 rgba(255, 255, 255, 0.85);
}

.footer-contact-item {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    font-size: 0.9rem;
    line-height: 1.5;
    color: var(--color-text-muted);
    min-width: 0;
}

.footer-contact-icon {
    flex-shrink: 0;
    width: 1.1em;
    margin-top: 3px;
    font-size: 0.95rem;
    color: var(--color-gold);
    line-height: 1.2;
    text-align: center;
}

.footer-contact-text {
    flex: 1;
    min-width: 0;
}

.footer-contact-link {
    color: inherit;
    text-decoration: none;
    font-weight: 500;
    transition: color 0.2s ease;
    word-break: break-word;
}

.footer-contact-link:hover {
    color: var(--color-navy);
}

.footer-col-title {
    margin: 0 0 18px;
    font-size: 1.05rem;
    font-weight: 800;
    color: var(--color-navy);
    letter-spacing: 0.01em;
}

.footer-col-subtitle {
    margin: 22px 0 10px;
    font-size: 0.92rem;
    font-weight: 800;
    color: var(--color-navy);
    line-height: 1.35;
}

.footer-col-title + .footer-col-subtitle {
    margin-top: 14px;
}

.footer-col-list {
    list-style: none;
    margin: 0;
    padding: 0;
}

.footer-col-list li + li {
    margin-top: 10px;
}

.footer-link-primary {
    display: inline-block;
    color: var(--color-navy);
    font-size: 0.95rem;
    font-weight: 700;
    text-decoration: none;
    line-height: 1.45;
    transition: color 0.22s var(--ease-out);
}

.footer-link-primary:hover {
    color: var(--color-gold);
}

.footer-link-primary--solo {
    display: inline-block;
    margin-top: 18px;
}

.footer-link-muted {
    color: var(--color-text-soft);
    font-size: 0.92rem;
    font-weight: 400;
    text-decoration: none;
    line-height: 1.5;
    transition: color 0.22s var(--ease-out);
}

.footer-link-muted:hover {
    color: var(--color-navy);
}

.footer-bottom {
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 20px 32px;
    margin-top: 8px;
    padding-top: 28px;
    border-top: 1px solid var(--color-border);
}

.footer-copy {
    margin: 0;
    font-size: 0.72rem;
    font-weight: 600;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    color: var(--color-gold);
}

.footer-legal-nav {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 8px 22px;
}

.footer-legal-link {
    font-size: 0.82rem;
    font-weight: 500;
    color: var(--color-text-soft);
    text-decoration: none;
    transition: color 0.22s var(--ease-out);
}

.footer-legal-link:hover {
    color: var(--color-navy);
}

@media (max-width: 992px) {
    .footer-columns {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 36px 32px;
    }
}

@media (max-width: 640px) {
    .footer {
        padding: 40px 16px 28px;
    }

    .footer-top {
        flex-direction: row;
        align-items: center;
        justify-content: space-between;
        gap: 12px;
    }

    .footer-brand-logo {
        height: 48px;
        max-width: min(200px, 46vw);
    }

    .footer-login-btn-label {
        position: absolute;
        width: 1px;
        height: 1px;
        padding: 0;
        margin: -1px;
        overflow: hidden;
        clip-path: inset(50%);
        white-space: nowrap;
        border: 0;
    }

    .footer-login-btn {
        position: relative;
        gap: 0;
        padding: 0;
        min-width: 44px;
        min-height: 44px;
    }

    .footer-login-icon {
        font-size: 1.05rem;
    }

    .footer-columns {
        grid-template-columns: 1fr;
        margin-bottom: 0;
    }

    .footer-contact {
        margin-bottom: 32px;
        padding-top: 28px;
    }

    .footer-contact-inner {
        padding: 18px 16px;
        gap: 16px 20px;
        grid-template-columns: 1fr;
    }

    .footer-bottom {
        flex-direction: column;
        align-items: flex-start;
    }

    .footer-legal-nav {
        flex-direction: column;
        align-items: flex-start;
        gap: 12px;
    }
}

/* Services Hero Section */
.services-hero {
    height: 40vh;
    position: relative;
    overflow: hidden;
    margin-top: 124px;
}

.services-hero-background {
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    background-image: url('../images/slide2.png');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
}

.services-hero-background::before {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
}

.services-hero-overlay {
    position: relative;
    z-index: 2;
    text-align: center;
    color: white;
    padding: 0 40px;
}

.services-hero-content {
    max-width: 800px;
    margin: 0 auto;
    padding: 0 20px;
}

.services-hero-title {
    font-size: 3.5rem;
    font-weight: 700;
    margin-bottom: 20px;
    line-height: 1.2;
}

/* About Hero Section - Same design as services-hero */
.about-hero {
    height: 40vh;
    position: relative;
    overflow: hidden;
    margin-top: 124px;
}

.about-hero-background {
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    background-image: url('../images/about.png');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
}

.about-hero-background::before {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
}

.about-hero-overlay {
    position: relative;
    z-index: 2;
    text-align: center;
    color: white;
    padding: 0 40px;
}

.about-hero-content {
    max-width: 800px;
    margin: 0 auto;
    padding: 0 20px;
}

.about-hero-title {
    font-size: 3.5rem;
    font-weight: 700;
    margin-bottom: 20px;
    line-height: 1.2;
}

/* Contact Hero Section - Same design as about-hero */
.contact-hero {
    height: 40vh;
    position: relative;
    overflow: hidden;
    margin-top: 130px;
}

.contact-hero-background {
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    background-image: url('../images/contact.png');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
}

.contact-hero-background::before {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
}

.contact-hero-overlay {
    position: relative;
    z-index: 2;
    text-align: center;
    color: white;
    padding: 0 40px;
}

.contact-hero-content {
    max-width: 800px;
    margin: 0 auto;
    padding: 0 20px;
}

.contact-hero-title {
    font-size: 3.5rem;
    font-weight: 700;
    margin-bottom: 20px;
    line-height: 1.2;
}

/* Contact Section */
.contact-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background-color: #f8f9fa;
}

.contact-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0;
    background-color: #fff;
    border-radius: 15px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    overflow: hidden;
}

.contact-info {
    background-color: #3F487F;
    padding: 60px 40px;
    color: white;
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.contact-info-title {
    font-size: 2.5rem;
    font-weight: 700;
    margin-bottom: 20px;
    text-align: center;
    line-height: 1.2;
}

.contact-info-subtitle {
    font-size: 1.2rem;
    margin-bottom: 40px;
    text-align: center;
    opacity: 0.9;
}

.contact-details {
    display: flex;
    flex-direction: column;
    gap: 25px;
}

.contact-item {
    display: flex;
    align-items: center;
    gap: 15px;
}

.contact-icon {
    color: #B8852A;
    font-size: 20px;
    width: 20px;
    text-align: center;
}

.contact-text {
    font-size: 1rem;
    line-height: 1.4;
    color: #ffffff;
    text-decoration: none;
}

.contact-info-copyright {
    margin-top: 36px;
    padding-top: 24px;
    border-top: 1px solid rgba(255, 255, 255, 0.25);
    font-size: 0.9rem;
    line-height: 1.5;
    text-align: center;
    opacity: 0.88;
}

.contact-form-container {
    padding: 60px 40px;
    background-color: white;
}

.contact-form {
    display: flex;
    flex-direction: column;
    gap: 25px;
}

.form-group {
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.form-label {
    font-size: 1rem;
    font-weight: 600;
    color: #333;
    margin-bottom: 5px;
}

.form-input,
.form-textarea {
    padding: 15px;
    border: 1px solid #ddd;
    border-radius: 8px;
    font-size: 1rem;
    transition: border-color 0.3s ease;
    font-family: inherit;
}

.form-input:focus,
.form-textarea:focus {
    outline: none;
    border-color: #3F487F;
    box-shadow: 0 0 0 2px rgba(63, 72, 127, 0.1);
}

.form-textarea {
    min-height: 120px;
    resize: vertical;
}

.form-submit-btn {
    background-color: #B8852A;
    color: #333;
    border: 1px solid #FDD835;
    padding: 15px 30px;
    border-radius: 8px;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    margin-top: 10px;
}

.form-submit-btn:hover {
    background-color: #f4d03f;
    border-color: #f4d03f;
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(253, 216, 53, 0.3);
}

.contact-form-feedback {
    padding: 14px 16px;
    border-radius: 8px;
    font-size: 0.95rem;
    margin-bottom: 8px;
}

.contact-form-feedback--success {
    background: #e8f5e9;
    border: 1px solid #a5d6a7;
    color: #1b5e20;
}

.contact-form-feedback--error {
    background: #ffebee;
    border: 1px solid #ef9a9a;
    color: #b71c1c;
}

.contact-form-honeypot {
    position: absolute;
    left: -9999px;
    width: 1px;
    height: 1px;
    overflow: hidden;
}

.form-label-checkbox {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    font-size: 1rem;
    font-weight: 500;
    color: #333;
    cursor: pointer;
}

.form-label-checkbox input {
    margin-top: 4px;
    width: 18px;
    height: 18px;
    flex-shrink: 0;
    accent-color: #3F487F;
}

/* Deposit Protection Hero Section - Same design as services-hero */
.deposit-protection-hero {
    height: 40vh;
    position: relative;
    overflow: hidden;
    margin-top: 124px;
}

.deposit-protection-hero-background {
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    background-image: url('../images/europ.png');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
}

.deposit-protection-hero-background::before {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
}

.deposit-protection-hero-overlay {
    position: relative;
    z-index: 2;
    text-align: center;
    color: white;
    padding: 0 40px;
}

.deposit-protection-hero-content {
    max-width: 800px;
    margin: 0 auto;
    padding: 0 20px;
}

.deposit-protection-hero-title {
    font-size: 3.5rem;
    font-weight: 700;
    margin-bottom: 20px;
    line-height: 1.2;
}

/* Deposit Guarantee Information Section */
.deposit-guarantee-info {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: white;
}

.deposit-guarantee-title {
    font-size: 3.1rem;
    font-weight: 700;
    color: #1C2354;
    margin-bottom: 30px;
    text-align: center;
    line-height: 1.2;
}

.deposit-guarantee-content {
    max-width: 1000px;
    margin: 0 auto;
}

.deposit-guarantee-content p {
    font-size: 1.2rem;
    line-height: 1.6;
    color: #1C2354;
    margin-bottom: 20px;
    text-align: left;
}

/* European Countries Deposit Insurance Section */
.countries-deposit-insurance {
    background: #f8f9fa;
}

.countries-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
    max-width: 1000px;
    margin: 0 auto;
    background: #f5f5f5;
    border: 2px solid #D09B33;
    border-radius: 12px;
    padding: 40px;
}

.country-card {
    background: white;
    border-radius: 8px;
    padding: 20px;
    text-align: center;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.1);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.country-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.15);
}

.country-flag {
    margin-bottom: 15px;
    display: flex;
    justify-content: center;
    align-items: center;
}

.flag-image {
    width: 60px;
    height: 40px;
    object-fit: cover;
    border-radius: 4px;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.1);
}

.country-name {
    font-size: 1.1rem;
    font-weight: 700;
    color: #1C2354;
    margin-bottom: 10px;
    line-height: 1.2;
}

.deposit-scheme {
    font-size: 0.85rem;
    color: #666;
    line-height: 1.4;
    margin: 0;
    font-weight: 400;
}

/* Services Introduction Section */
.services-intro {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: white;
}

.intro-text {
    max-width: 1000px;
    margin: 0 auto;
    text-align: left;
}

.intro-text p {
    font-size: 1.1rem;
    line-height: 1.8;
    color: #1C2354;
    margin-bottom: 25px;
    text-align: justify;
}

/* Investment Cards */
.fund-investment,
.fixed-deposit,
.aktien {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: white;
}

.immobilien,
.private-equity,
.rohstoffe {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #1C2354;
}


.investment-card {
    background: white;
    border: 2px solid #D09B33;
    border-radius: 12px;
    padding: 40px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
    align-items: center;
    box-shadow: 0 4px 15px rgba(208, 155, 51, 0.1);
    transition: all 0.3s ease;
}

/* Dark cards for specific sections */
.immobilien .investment-card,
.private-equity .investment-card,
.rohstoffe .investment-card {
    background: #1C2354;
    border: 2px solid #D09B33;
}

.investment-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 25px rgba(208, 155, 51, 0.2);
}

/* Dark card hover effects */
.immobilien .investment-card:hover,
.private-equity .investment-card:hover,
.rohstoffe .investment-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 25px rgba(208, 155, 51, 0.3);
}

/* Layout order for different sections */
.fund-investment .investment-image {
    order: 1;
}

.fund-investment .investment-content {
    order: 2;
}

.fixed-deposit .investment-image {
    order: 1;
}

.fixed-deposit .investment-content {
    order: 2;
}

.aktien .investment-image {
    order: 1;
}

.aktien .investment-content {
    order: 2;
}

/* New sections with text left, image right */
.immobilien .investment-content {
    order: 1;
}

.immobilien .investment-image {
    order: 2;
}

.private-equity .investment-content {
    order: 1;
}

.private-equity .investment-image {
    order: 2;
}

.rohstoffe .investment-content {
    order: 1;
}

.rohstoffe .investment-image {
    order: 2;
}

.investment-image {
    display: flex;
    justify-content: center;
    align-items: center;
}

.investment-img {
    width: 100%;
    max-width: 400px;
    height: 300px;
    object-fit: cover;
    border-radius: 8px;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.1);
}

.investment-content {
    padding: 20px 0;
}

.investment-title {
    font-size: 2rem;
    font-weight: 700;
    color: #1C2354;
    margin-bottom: 20px;
    line-height: 1.2;
}

/* White text for dark background sections */
.immobilien .investment-title,
.private-equity .investment-title,
.rohstoffe .investment-title {
    color: white;
}

.immobilien .investment-description,
.private-equity .investment-description,
.rohstoffe .investment-description {
    color: white;
}

.investment-description {
    font-size: 1.1rem;
    line-height: 1.8;
    color: #1C2354;
    text-align: justify;
}

/* Services Section */
.services {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #f8f9fa;
}

.services-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.services-image {
    display: flex;
    justify-content: center;
    align-items: center;
}

.swiss-flag {
    width: 100%;
    max-width: 100%;
    height: 300px;
    object-fit: cover;
    border-top-right-radius: 20px;
    border-bottom-right-radius: 20px;
}

.services-text {
    padding: 20px 0;
}

.services-title {
    font-size: 2.5rem;
    font-weight: 700;
    color: #1C2354;
    margin-bottom: 30px;
    line-height: 1.2;
}

.services-description {
    font-size: 1.1rem;
    line-height: 1.8;
    color: #1C2354;
    margin-bottom: 40px;
    text-align: justify;
}

.services-cta {
    background: transparent;
    color: #D09B33;
    border: 2px solid #D09B33;
    padding: 15px 30px;
    border-radius: 8px;
    font-size: 16px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
}

.services-cta:hover {
    background: #D09B33;
    color: white;
    transform: translateY(-2px);
    box-shadow: 0 4px 15px rgba(208, 155, 51, 0.3);
}

/* Responsive Design */
@media (max-width: 768px) {
    html.mobile-nav-open,
    body.mobile-nav-open {
        overflow: hidden;
        overscroll-behavior: none;
    }

    .header-top .container {
        display: grid;
        grid-template-columns: minmax(0, 1fr) auto minmax(0, 1fr);
        grid-template-rows: auto auto;
        align-items: center;
        column-gap: 8px;
        row-gap: 0;
        position: relative;
        padding-top: 10px;
        padding-bottom: 10px;
        padding-left: 12px;
        padding-right: 12px;
        width: 100%;
        max-width: none;
        margin: 0;
        overflow-x: hidden;
        box-sizing: border-box;
    }

    .mobile-menu-btn {
        grid-column: 1;
        grid-row: 1;
        justify-self: start;
        position: relative;
        z-index: 2;
        display: inline-flex;
    }

    .header-top .logo {
        position: static;
        grid-column: 2;
        grid-row: 1;
        justify-self: center;
        align-self: center;
        transform: none;
        z-index: 1;
        flex: none;
        margin: 0;
        pointer-events: none;
        width: max-content;
        max-width: 100%;
    }

    .header-top .logo .logo-link {
        pointer-events: auto;
    }

    .header-top-actions {
        grid-column: 3;
        grid-row: 1;
        justify-self: end;
        flex: none;
        margin-left: 0;
        position: relative;
        z-index: 2;
        display: flex;
        align-items: center;
        gap: 8px;
    }

    .logo {
        justify-content: center;
        flex-shrink: 0;
    }
    
    .header-top .logo-icon {
        width: auto;
        max-width: min(124px, 36vw);
        height: 36px;
        object-fit: contain;
    }

    .header-mobile-login-icon {
        display: inline-flex;
        align-items: center;
        justify-content: center;
        width: 46px;
        height: 46px;
        border-radius: 5px;
        background: #f3f7fd;
        border: 1px solid rgba(28, 35, 84, 0.22);
        text-decoration: none;
        flex-shrink: 0;
        transition: background 0.15s ease, border-color 0.15s ease, box-shadow 0.15s ease;
    }

    .header-mobile-login-icon .fas.fa-envelope {
        font-size: 18px;
    }

    .header-mobile-login-icon:hover {
        background: rgba(28, 35, 84, 0.06);
        border-color: rgba(28, 35, 84, 0.34);
        box-shadow: 0 4px 12px rgba(28, 35, 84, 0.1);
    }

    .header-mobile-login-image {
        width: 20px;
        height: 20px;
        display: block;
        object-fit: contain;
    }

    /* On mobile: hide the desktop pill, show the icon toggle */
    .header-search-form--desktop {
        display: none !important;
    }

    .header-search-results--desktop {
        display: none !important;
    }

    .header-search-toggle {
        display: inline-flex;
        align-items: center;
        justify-content: center;
        width: 40px;
        height: 40px;
        border: none;
        border-radius: 10px;
        background: transparent;
        cursor: pointer;
        padding: 0;
    }

    .header-search-toggle-image {
        width: 20px;
        height: 20px;
        display: block;
    }

    .header-search-result-title {
        font-size: 1rem;
        margin-bottom: 4px;
    }

    .header-search-result-desc {
        font-size: 0.88rem;
    }

    .header-subnav-wrap {
        overflow-x: auto;
        -webkit-overflow-scrolling: touch;
    }

    .header-subnav-wrap .container {
        min-height: 0;
        padding-left: 10px;
        padding-right: 10px;
        justify-content: flex-start;
        width: 100%;
        max-width: none;
        margin: 0;
        box-sizing: border-box;
    }

    .header-subnav {
        position: static;
        transform: none;
        flex-wrap: nowrap;
        justify-content: flex-start;
        padding: 10px 0 12px;
        gap: 4px;
    }

    .header-subnav-trigger {
        font-size: 13px;
        padding: 8px 12px;
        white-space: nowrap;
    }

    .header-dropdown {
        max-width: min(340px, calc(100vw - 28px));
    }
    
    .hero {
        margin-top: var(--site-header-offset);
        padding: 0 0 92px;
    }
    
    .hero-stage {
        min-height: 560px;
    }

    .hero-overlay-card {
        top: 38px;
        left: 22px;
        display: block;
        width: min(320px, calc(100% - 44px));
        max-width: min(340px, calc(100% - 44px));
        min-height: 0;
        height: auto;
        padding: 22px 24px;
        border-radius: 36px;
    }

    .hero-overlay-title {
        font-size: 22px;
        margin-bottom: 12px;
    }

    .hero-overlay-text {
        font-size: 14px;
        line-height: 1.5;
    }

    .hero-overlay-feature {
        padding: 9px 10px;
        border-radius: 10px;
    }

    .hero-overlay-feature-value {
        font-size: 18px;
    }

    .hero-overlay-feature-label {
        font-size: 11px;
    }

    .hero-overlay-link {
        font-size: 12px;
    }

    .hero-bottom-cards {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 8px;
        width: calc(100% - 36px);
        max-width: 760px;
        bottom: -100px;
        padding: 0;
    }

    .hero-bottom-card-title {
        min-height: 56px;
        padding: 10px 12px 8px;
        font-size: 15px;
    }

    .hero-bottom-card-image {
        height: 82px;
    }
    
    /* FAQ Hero Mobile */
    .faq-hero {
        margin-top: 100px;
        padding: var(--section-padding-y) 15px;
    }

    .biz-hero {
        margin-top: 100px;
        padding: var(--section-padding-y) 15px;
    }

    .investment-saving-hero {
        margin-top: 100px;
        min-height: 360px;
        padding: var(--section-padding-y) 15px;
    }

    .investment-saving-hero-title {
        font-size: 2.6rem;
    }

    .investment-saving-hero-subtitle {
        margin-bottom: 26px;
        font-size: 1.15rem;
    }

    .investment-saving-hero-button {
        width: 100%;
        max-width: 300px;
    }

    .fixed-deposit-hero {
        margin-top: 100px;
        min-height: 280px;
        padding: var(--section-padding-y) 15px;
        justify-content: center;
        background-position: center center;
    }

    .fixed-deposit-hero-overlay {
        background: linear-gradient(
            180deg,
            rgba(59, 66, 110, 0.82) 0%,
            rgba(59, 66, 110, 0.72) 45%,
            rgba(59, 66, 110, 0.55) 100%
        );
    }

    .fixed-deposit-hero-content {
        margin: 0 auto;
        text-align: center;
        max-width: 100%;
    }

    .fixed-deposit-hero-subtitle {
        margin-left: auto;
        margin-right: auto;
        max-width: 100%;
    }

    .fixed-deposit-hero-button {
        width: 100%;
        max-width: 300px;
    }

    .overnight-money-hero {
        margin-top: 100px;
        min-height: 280px;
        padding: var(--section-padding-y) 15px;
        justify-content: center;
        background-position: center center;
    }

    .overnight-money-hero-overlay {
        background: linear-gradient(
            180deg,
            rgba(59, 66, 110, 0.85) 0%,
            rgba(59, 66, 110, 0.7) 45%,
            rgba(59, 66, 110, 0.55) 100%
        );
    }

    .overnight-money-hero-content {
        margin: 0 auto;
        text-align: center;
        max-width: 100%;
    }

    .overnight-money-hero-subtitle {
        margin-left: auto;
        margin-right: auto;
        max-width: 100%;
    }

    .overnight-money-hero-button {
        width: 100%;
        max-width: 300px;
    }

    .overnight-money-intro-section {
        padding: var(--section-padding-y) 15px;
    }

    .overnight-money-intro-grid {
        grid-template-columns: 1fr;
        gap: 36px;
    }

    .overnight-money-intro-title {
        margin-bottom: 28px;
        font-size: 2.1rem;
        text-align: center;
    }

    .overnight-money-intro-item {
        grid-template-columns: 24px 1fr;
        column-gap: 12px;
        margin-bottom: 24px;
    }

    .overnight-money-intro-check {
        font-size: 1.4rem;
    }

    .overnight-money-intro-item p {
        font-size: 1rem;
    }

    .overnight-money-intro-image {
        max-width: 300px;
        margin: 0 auto;
    }

    .overnight-money-what-section {
        padding: clamp(48px, 10vw, 76px) 0;
    }

    .overnight-money-what-inner {
        max-width: 100%;
    }

    .overnight-money-what-title {
        margin-bottom: 26px;
    }

    .overnight-money-what-text {
        font-size: 1rem;
        line-height: 1.7;
    }

    .overnight-money-cards-section {
        padding: var(--section-padding-y) 15px;
    }

    .overnight-money-cards-stack {
        gap: 22px;
    }

    .overnight-money-info-card {
        grid-template-columns: 1fr;
        gap: 28px;
        padding: 32px 22px 36px;
        border-radius: 32px;
    }

    .overnight-money-info-card-title {
        margin-bottom: 22px;
        text-align: center;
    }

    .overnight-money-info-card-list li {
        font-size: 1rem;
    }

    .overnight-money-info-card-visual {
        min-height: 100px;
    }

    .overnight-money-info-card-img {
        max-width: 180px;
    }

    .overnight-money-advisory-section {
        min-height: 0;
        padding: clamp(48px, 9vw, 80px) 0;
    }

    .overnight-money-advisory-bg {
        background-image:
            linear-gradient(
                180deg,
                rgba(40, 45, 80, 0.92) 0%,
                rgba(40, 45, 80, 0.78) 42%,
                rgba(40, 45, 80, 0.52) 100%
            ),
            linear-gradient(195deg, rgba(20, 24, 48, 0.3) 0%, transparent 38%),
            url("../images/54658979878.jpg");
        background-position: center center;
    }

    .overnight-money-advisory-inner {
        max-width: 100%;
        padding: 0;
    }

    .overnight-money-advisory-heading {
        font-size: 1.45rem;
    }

    .overnight-money-advisory-text {
        font-size: 1rem;
    }

    .fixed-deposit-intro-section {
        padding: var(--section-padding-y) 15px;
    }

    .fixed-deposit-intro-grid {
        grid-template-columns: 1fr;
        gap: 36px;
    }

    .fixed-deposit-intro-title {
        margin-bottom: 28px;
        font-size: 2.1rem;
        text-align: center;
    }

    .fixed-deposit-intro-item {
        grid-template-columns: 24px 1fr;
        column-gap: 12px;
        margin-bottom: 24px;
    }

    .fixed-deposit-intro-check {
        font-size: 1.4rem;
    }

    .fixed-deposit-intro-item p {
        font-size: 1rem;
    }

    .fixed-deposit-intro-image {
        max-width: 300px;
        margin: 0 auto;
    }

    .fixed-deposit-what-section {
        padding: clamp(48px, 10vw, 76px) 0;
    }

    .fixed-deposit-what-inner {
        text-align: left;
    }

    .fixed-deposit-what-title {
        margin-bottom: 26px;
        text-align: left;
    }

    .fixed-deposit-what-text {
        font-size: 1rem;
        line-height: 1.7;
    }

    .fixed-deposit-cards-section {
        padding: var(--section-padding-y) 15px;
    }

    .fixed-deposit-cards-stack {
        gap: 22px;
    }

    .fixed-deposit-info-card {
        grid-template-columns: 1fr;
        gap: 28px;
        padding: 32px 22px 36px;
        border-radius: 32px;
    }

    .fixed-deposit-info-card-title {
        margin-bottom: 22px;
        text-align: center;
    }

    .fixed-deposit-info-card-list li {
        font-size: 1rem;
    }

    .fixed-deposit-info-card-visual {
        min-height: 100px;
    }

    .fixed-deposit-info-card-img {
        max-width: 180px;
    }

    .fixed-deposit-advisory-section {
        min-height: 0;
        padding: clamp(44px, 8vw, 72px) 0;
    }

    .fixed-deposit-advisory-bg {
        background-image:
            linear-gradient(
                180deg,
                rgba(59, 66, 110, 0.92) 0%,
                rgba(59, 66, 110, 0.82) 38%,
                rgba(59, 66, 110, 0.55) 100%
            ),
            linear-gradient(195deg, rgba(28, 35, 84, 0.25) 0%, transparent 40%),
            url("../images/fixed-deposit-advice-bg.png");
        background-position: center center;
    }

    .fixed-deposit-advisory-inner {
        max-width: 100%;
        padding: 0;
    }

    .fixed-deposit-advisory-heading {
        font-size: 1.45rem;
    }

    .fixed-deposit-advisory-text {
        font-size: 1rem;
    }

    .shares-hero,
    .fonds-hero,
    .etfs-hero,
    .rentenfonds-hero,
    .premarket-shares-hero,
    .sparplane-sub-hero {
        margin-top: 77px !important;
        min-height: clamp(96px, 5vw, 305px) !important;
        background-size: contain !important;
        background-position: center top !important;
        background-repeat: no-repeat;
    }

    .sparplane-hero {
        margin-top: 100px;
        min-height: clamp(260px, 52vw, 400px);
        padding: clamp(40px, 8vw, 72px) 15px;
    }

    .sparplane-hero-overlay {
        background: linear-gradient(
            0deg,
            rgba(45, 55, 115, 0.78),
            rgba(45, 55, 115, 0.78)
        );
    }

    .sparplane-hero-content {
        max-width: 100%;
    }

    .sparplane-hero-subtitle {
        max-width: 34rem;
        margin-left: auto;
        margin-right: auto;
    }

    .shares-info-section,
    .fonds-info-section,
    .etfs-info-section,
    .rentenfonds-info-section,
    .premarket-shares-info-section,
    .sparplane-info-section {
        padding: var(--section-padding-y) 15px;
    }

    .shares-info-inner,
    .fonds-info-inner,
    .etfs-info-inner,
    .rentenfonds-info-inner,
    .premarket-shares-info-inner,
    .sparplane-info-inner {
        max-width: 100%;
    }

    .sparplane-info-inner--editorial .sparplane-info-page-title {
        font-size: 1.78rem;
        margin-bottom: 18px;
    }

    .sparplane-info-inner--editorial .sparplane-info-paragraph {
        font-size: 1.08rem;
        margin-bottom: 16px;
    }

    .sparplane-info-inner--editorial .sparplane-info-highlight {
        margin-top: 22px;
        padding: 22px 20px 26px;
        border-radius: 22px;
    }

    .sparplane-info-inner--editorial .sparplane-info-highlight-text {
        font-size: 1.05rem;
    }

    .shares-info-main-title,
    .fonds-info-main-title,
    .etfs-info-main-title,
    .rentenfonds-info-main-title,
    .premarket-shares-info-main-title,
    .sparplane-info-main-title {
        margin-bottom: 28px;
        font-size: 2.1rem;
    }

    .shares-info-stack,
    .fonds-info-stack,
    .etfs-info-stack,
    .rentenfonds-info-stack,
    .premarket-shares-info-stack,
    .sparplane-info-stack {
        gap: 22px;
    }

    .shares-info-card,
    .fonds-info-card,
    .etfs-info-card,
    .rentenfonds-info-card,
    .premarket-shares-info-card,
    .sparplane-info-card {
        padding: 28px 22px 32px;
        border-radius: 28px;
    }

    .shares-info-card-title,
    .fonds-info-card-title,
    .etfs-info-card-title,
    .rentenfonds-info-card-title,
    .premarket-shares-info-card-title,
    .sparplane-info-card-title {
        font-size: 1.35rem;
        margin-bottom: 14px;
    }

    .shares-info-card-text,
    .fonds-info-card-text,
    .etfs-info-card-text,
    .rentenfonds-info-card-text,
    .premarket-shares-info-card-text,
    .sparplane-info-card-text {
        font-size: 1rem;
        margin-bottom: 14px;
    }

    .shares-detail-section,
    .fonds-detail-section,
    .etfs-detail-section,
    .rentenfonds-detail-section,
    .premarket-shares-detail-section,
    .sparplane-detail-section {
        padding: var(--section-padding-y) 15px;
    }

    .shares-detail-section .shares-info-stack,
    .fonds-detail-section .fonds-info-stack,
    .etfs-detail-section .etfs-info-stack,
    .rentenfonds-detail-section .rentenfonds-info-stack,
    .premarket-shares-detail-section .premarket-shares-info-stack {
        gap: 22px;
    }

    .shares-detail-section .shares-info-card,
    .fonds-detail-section .fonds-info-card,
    .etfs-detail-section .etfs-info-card,
    .rentenfonds-detail-section .rentenfonds-info-card,
    .premarket-shares-detail-section .premarket-shares-info-card {
        padding: 28px 22px 32px;
        border-radius: 28px;
    }

    .sparplane-advantages-title {
        font-size: 1.65rem;
        margin-bottom: 22px;
    }

    .sparplane-advantages-top {
        grid-template-columns: 1fr;
        margin-bottom: 26px;
    }

    .sparplane-advantages-visual {
        min-height: 200px;
    }

    .sparplane-advantages-photo {
        min-height: 200px;
    }

    .sparplane-advantages-cards {
        grid-template-columns: 1fr;
    }

    .sparplane-advantages-card {
        padding: 24px 20px 26px;
    }

    .sparplane-advantages-btn {
        width: 100%;
        max-width: 280px;
    }

    .shares-panorama-section,
    .fonds-panorama-section,
    .etfs-panorama-section,
    .rentenfonds-panorama-section,
    .premarket-shares-panorama-section {
        min-height: clamp(100px, 28vw, 180px);
    }

    .securities-investments-hero {
        margin-top: 100px;
        min-height: 400px;
        padding: clamp(56px, 10vw, 96px) 15px;
    }

    .securities-investments-hero-title {
        font-size: 2.5rem;
    }

    .securities-investments-hero-subtitle {
        font-size: 1.12rem;
    }

    .securities-investments-strategic-section {
        padding: var(--section-padding-y) 15px;
    }

    .securities-investments-strategic-inner {
        max-width: 100%;
    }

    .securities-investments-strategic-title {
        margin-bottom: 28px;
        font-size: 2.1rem;
        text-align: left;
    }

    .securities-investments-strategic-item {
        grid-template-columns: 24px 1fr;
        column-gap: 12px;
        margin-bottom: 24px;
    }

    .securities-investments-strategic-check {
        font-size: 1.4rem;
    }

    .securities-investments-strategic-item p {
        font-size: 1rem;
    }

    .securities-investments-why-section {
        padding: var(--section-padding-y) 15px;
    }

    .securities-investments-why-heading {
        margin-bottom: 26px;
        font-size: 1.55rem;
        max-width: 100%;
    }

    .securities-investments-why-grid {
        grid-template-columns: 1fr;
        gap: 20px;
    }

    .securities-investments-why-card {
        padding: 28px 22px 32px;
        border-radius: 20px;
    }

    .securities-investments-why-number {
        font-size: 2.35rem;
        margin-bottom: 14px;
    }

    .securities-investments-why-text {
        font-size: 1rem;
    }

    .securities-investments-approach-section {
        padding: var(--section-padding-y) 15px;
    }

    .securities-investments-approach-grid {
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .securities-investments-approach-image-wrap {
        min-height: 220px;
        max-height: 320px;
        border-radius: 22px;
    }

    .securities-investments-approach-image {
        flex: 1 1 auto;
        width: 100%;
        min-height: 0;
    }

    .securities-investments-approach-title {
        font-size: 2.1rem;
        text-align: center;
    }

    .securities-investments-approach-lead {
        font-size: 1rem;
    }

    .securities-investments-solutions-section {
        padding: clamp(44px, 8vw, 72px) 15px;
    }

    .securities-investments-solutions-inner {
        max-width: 100%;
    }

    .securities-investments-solutions-title {
        font-size: 1.55rem;
    }

    .securities-investments-solutions-intro {
        font-size: 1rem;
        margin-bottom: 24px;
    }

    .securities-investments-solutions-list {
        gap: 18px;
    }

    .securities-investments-solutions-item-body strong {
        font-size: 1rem;
    }

    .securities-investments-solutions-desc {
        font-size: 0.98rem;
    }

    .secure-investments-hero {
        margin-top: 75px;
        min-height: 400px;
        padding: var(--section-padding-y) 15px;
    }

    .secure-investments-hero-title {
        font-size: 2.5rem;
    }

    .secure-investments-hero-subtitle {
        margin-bottom: 28px;
        font-size: 1.12rem;
    }

    .secure-investments-hero-actions {
        width: 100%;
        max-width: 380px;
        margin: 0 auto;
    }

    .secure-investments-hero-pill {
        flex: 1 1 calc(50% - 8px);
        min-width: 0;
        padding: 14px 18px;
    }

    .asset-allocation-hero {
        margin-top: 100px;
        min-height: 360px;
        padding: var(--section-padding-y) 15px;
    }

    .asset-allocation-hero-title {
        font-size: 2.6rem;
    }

    .asset-allocation-hero-subtitle {
        margin-bottom: 26px;
        font-size: 1.15rem;
    }

    .asset-allocation-hero-button {
        width: 100%;
        max-width: 300px;
    }

    .portfolio-management-hero {
        margin-top: 100px;
        min-height: 360px;
        padding: var(--section-padding-y) 15px;
    }

    .portfolio-management-hero-title {
        font-size: 2.6rem;
    }

    .portfolio-management-hero-subtitle {
        margin-bottom: 26px;
        font-size: 1.15rem;
    }

    .portfolio-management-hero-button {
        width: 100%;
        max-width: 300px;
    }

    .diversification-hero {
        margin-top: 100px;
        min-height: 360px;
        padding: var(--section-padding-y) 15px;
    }

    .diversification-hero-title {
        font-size: 2.6rem;
    }

    .diversification-hero-subtitle {
        margin-bottom: 26px;
        font-size: 1.15rem;
    }

    .diversification-hero-button {
        width: 100%;
        max-width: 300px;
    }

    .longterm-planning-hero {
        margin-top: 100px;
        min-height: 360px;
        padding: var(--section-padding-y) 15px;
    }

    .longterm-planning-hero-title {
        font-size: 2.6rem;
    }

    .longterm-planning-hero-subtitle {
        margin-bottom: 26px;
        font-size: 1.15rem;
    }

    .longterm-planning-hero-button {
        width: 100%;
        max-width: 300px;
    }

    .longterm-planning-details {
        padding: var(--section-padding-y) 15px;
    }

    .longterm-planning-details-title {
        font-size: 1.7rem;
    }

    .longterm-planning-details-lead {
        font-size: 1rem;
        margin-bottom: 22px;
    }

    .longterm-planning-details-subtitle {
        font-size: 1.25rem;
        margin-bottom: 12px;
    }

    .longterm-planning-details-list li {
        font-size: 1rem;
        padding-left: 1.6rem;
        margin-bottom: 12px;
    }

    .diversification-details {
        padding: var(--section-padding-y) 15px;
    }

    .diversification-details-title {
        font-size: 1.7rem;
    }

    .diversification-details-lead {
        font-size: 1rem;
        margin-bottom: 22px;
    }

    .diversification-details-subtitle {
        font-size: 1.25rem;
        margin-bottom: 12px;
    }

    .diversification-details-list li {
        font-size: 1rem;
        padding-left: 1.6rem;
        margin-bottom: 12px;
    }

    .diversification-optimization {
        padding: var(--section-padding-y) 15px;
    }

    .diversification-optimization-title {
        font-size: 1.7rem;
        margin-bottom: 14px;
    }

    .diversification-optimization-lead {
        font-size: 1rem;
        margin-bottom: 22px;
    }

    .diversification-optimization-card {
        min-height: 260px;
        border-radius: 14px;
    }

    .diversification-optimization-card-content {
        padding: 42px 18px;
    }

    .diversification-optimization-card-text {
        font-size: 1.05rem;
        margin-bottom: 20px;
    }

    .diversification-optimization-card-button {
        width: 100%;
        max-width: 300px;
    }

    .asset-allocation-overview {
        padding: var(--section-padding-y) 15px;
    }

    .asset-allocation-overview-title {
        font-size: 1.7rem;
        text-align: left;
        margin-bottom: 18px;
    }

    .asset-allocation-overview-lead {
        font-size: 1rem;
        margin-bottom: 22px;
    }

    .asset-allocation-overview-subtitle {
        font-size: 1.25rem;
        margin-bottom: 12px;
    }

    .asset-allocation-overview-list li {
        font-size: 1rem;
        padding-left: 1.6rem;
        margin-bottom: 12px;
    }

    .asset-allocation-dynamic {
        padding: var(--section-padding-y) 15px;
    }

    .asset-allocation-dynamic-title {
        font-size: 1.7rem;
    }

    .asset-allocation-dynamic-lead {
        font-size: 1rem;
        margin-bottom: 22px;
    }

    .asset-allocation-dynamic-card {
        min-height: 260px;
        border-radius: 14px;
    }

    .asset-allocation-dynamic-card-content {
        padding: 42px 18px;
    }

    .asset-allocation-dynamic-card-text {
        font-size: 1.05rem;
        margin-bottom: 20px;
    }

    .asset-allocation-dynamic-card-button {
        width: 100%;
        max-width: 300px;
    }

    .portfolio-management-details {
        padding: var(--section-padding-y) 15px;
    }

    .portfolio-management-details-title {
        font-size: 1.7rem;
    }

    .portfolio-management-details-lead {
        font-size: 1rem;
        margin-bottom: 22px;
    }

    .portfolio-management-details-subtitle {
        font-size: 1.25rem;
        margin-bottom: 12px;
    }

    .portfolio-management-details-list li {
        font-size: 1rem;
        padding-left: 1.6rem;
        margin-bottom: 12px;
    }

    .portfolio-management-optimization {
        padding: var(--section-padding-y) 15px;
    }

    .portfolio-management-optimization-title {
        font-size: 1.7rem;
        margin-bottom: 14px;
    }

    .portfolio-management-optimization-lead {
        font-size: 1rem;
        margin-bottom: 22px;
    }

    .portfolio-management-optimization-card {
        min-height: 260px;
        border-radius: 14px;
    }

    .portfolio-management-optimization-card-content {
        padding: 42px 18px;
    }

    .portfolio-management-optimization-card-text {
        font-size: 1.05rem;
        margin-bottom: 20px;
    }

    .portfolio-management-optimization-card-button {
        width: 100%;
        max-width: 300px;
    }

    .realestate-alt-hero {
        margin-top: 100px;
        min-height: 360px;
        padding: var(--section-padding-y) 15px;
    }

    .realestate-alt-hero-title {
        font-size: 2.5rem;
    }

    .realestate-alt-hero-subtitle {
        margin-bottom: 26px;
        font-size: 1.1rem;
    }

    .realestate-alt-hero-button {
        width: 100%;
        max-width: 300px;
    }

    .corp-inv-hero {
        margin-top: 100px;
        min-height: 360px;
        padding: var(--section-padding-y) 15px;
    }

    .corp-inv-hero-title {
        font-size: 2.5rem;
    }

    .corp-inv-hero-subtitle {
        margin-bottom: 26px;
        font-size: 1.1rem;
    }

    .corp-inv-hero-button {
        width: 100%;
        max-width: 300px;
    }

    .succ-assets-hero {
        margin-top: 100px;
        min-height: 360px;
        padding: var(--section-padding-y) 15px;
    }

    .succ-assets-hero-title {
        font-size: 2.5rem;
    }

    .succ-assets-hero-subtitle {
        margin-bottom: 26px;
        font-size: 1.1rem;
    }

    .succ-assets-hero-button {
        width: 100%;
        max-width: 300px;
    }

    .succ-plan-hero {
        margin-top: 100px;
        min-height: 360px;
        padding: var(--section-padding-y) 15px;
    }

    .succ-plan-hero-title {
        font-size: 2.5rem;
    }

    .succ-plan-hero-subtitle {
        margin-bottom: 26px;
        font-size: 1.1rem;
    }

    .succ-plan-hero-button {
        width: 100%;
        max-width: 300px;
    }

    .succ-plan-content-section {
        padding: var(--section-padding-y) 15px;
    }

    .succ-plan-content-title {
        font-size: 1.65rem;
        margin-bottom: 1.25rem;
    }

    .succ-plan-content-intro {
        margin-bottom: 1.5rem;
        font-size: 1rem;
    }

    .succ-plan-content-subtitle {
        font-size: 1.15rem;
        margin-bottom: 1rem;
    }

    .succ-plan-content-list li {
        font-size: 1rem;
        margin-bottom: 0.9rem;
    }

    .succ-plan-content-check {
        font-size: 0.95rem;
    }

    .succ-plan-follow-section {
        padding: var(--section-padding-y) 15px;
    }

    .succ-plan-follow-intro {
        margin-bottom: 32px;
    }

    .succ-plan-follow-title {
        font-size: 1.65rem;
        margin-bottom: 1rem;
    }

    .succ-plan-follow-text {
        font-size: 1rem;
    }

    .succ-plan-follow-card {
        min-height: 320px;
        border-radius: 22px;
        background-position: center;
    }

    .succ-plan-follow-inner {
        padding: 28px 20px 22px;
    }

    .succ-plan-follow-card-text {
        font-size: 1rem;
    }

    .succ-plan-follow-button {
        width: 100%;
        max-width: 290px;
        justify-content: center;
    }

    .cap-inv-hero {
        margin-top: 100px;
        min-height: 360px;
        padding: var(--section-padding-y) 15px;
    }

    .cap-inv-hero-title {
        font-size: 2.5rem;
    }

    .cap-inv-hero-subtitle {
        margin-bottom: 26px;
        font-size: 1.1rem;
    }

    .cap-inv-hero-button {
        width: 100%;
        max-width: 300px;
    }

    .cap-inv-strategy-section {
        padding: var(--section-padding-y) 15px;
    }

    .cap-inv-strategy-intro {
        margin-bottom: 36px;
    }

    .cap-inv-strategy-main-title {
        font-size: 1.75rem;
        margin-bottom: 16px;
    }

    .cap-inv-strategy-main-text {
        font-size: 1rem;
    }

    .cap-inv-strategy-grid {
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .cap-inv-strategy-media {
        order: -1;
    }

    .cap-inv-strategy-subtitle {
        font-size: 1.25rem;
    }

    .cap-inv-strategy-lead {
        font-size: 1rem;
        margin-bottom: 18px;
    }

    .cap-inv-strategy-list li {
        font-size: 1rem;
    }

    .cap-inv-strategy-photo {
        border-radius: 22px;
        max-width: 100%;
    }

    .treas-liq-liquidity-section {
        padding: var(--section-padding-y) 15px;
    }

    .treas-liq-liquidity-intro {
        margin-bottom: 36px;
    }

    .treas-liq-liquidity-title {
        font-size: 1.75rem;
        margin-bottom: 16px;
    }

    .treas-liq-liquidity-intro-text {
        font-size: 1rem;
    }

    .treas-liq-liquidity-grid {
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .treas-liq-liquidity-media {
        order: -1;
    }

    .treas-liq-liquidity-subtitle {
        font-size: 1.25rem;
    }

    .treas-liq-liquidity-list li {
        font-size: 1rem;
        margin-bottom: 14px;
    }

    .treas-liq-liquidity-photo {
        border-radius: 28px;
        max-width: 100%;
    }

    .treas-liq-monitoring-section {
        padding: var(--section-padding-y) 15px;
    }

    .treas-liq-monitoring-intro {
        margin-bottom: 32px;
    }

    .treas-liq-monitoring-title {
        font-size: 1.65rem;
        margin-bottom: 1rem;
    }

    .treas-liq-monitoring-text {
        font-size: 1rem;
    }

    .treas-liq-monitoring-card {
        min-height: 320px;
        border-radius: 22px;
        background-position: center;
    }

    .treas-liq-monitoring-inner {
        padding: 28px 20px;
    }

    .treas-liq-monitoring-card-text {
        font-size: 1rem;
    }

    .treas-liq-monitoring-button {
        width: 100%;
        max-width: 290px;
        justify-content: center;
    }

    .cap-inv-mgmt-section {
        padding: var(--section-padding-y) 15px;
    }

    .cap-inv-mgmt-intro {
        margin-bottom: 28px;
    }

    .cap-inv-mgmt-title {
        font-size: 1.65rem;
        margin-bottom: 14px;
    }

    .cap-inv-mgmt-text {
        font-size: 1rem;
    }

    .cap-inv-mgmt-card {
        min-height: 300px;
        border-radius: 22px;
    }

    .cap-inv-mgmt-inner {
        padding: 32px 20px;
        justify-content: center;
    }

    .cap-inv-mgmt-card-text {
        font-size: 1.02rem;
        margin-bottom: 18px;
    }

    .cap-inv-mgmt-button {
        width: 100%;
        max-width: 300px;
        justify-content: center;
    }

    .asset-struct-leistungen-section {
        padding: var(--section-padding-y) 15px;
    }

    .asset-struct-leistungen-title {
        margin-bottom: 22px;
        font-size: 1.75rem;
    }

    .asset-struct-leistungen-intro {
        margin-bottom: 32px;
        font-size: 1rem;
    }

    .asset-struct-leistungen-lead {
        font-size: 1.15rem;
        margin-bottom: 16px;
    }

    .asset-struct-leistungen-list li {
        font-size: 1rem;
        margin-bottom: 14px;
    }

    .asset-struct-leistungen-check {
        font-size: 0.95rem;
    }

    .asset-struct-optimize-section {
        padding: var(--section-padding-y) 15px;
    }

    .asset-struct-optimize-intro {
        margin-bottom: 32px;
    }

    .asset-struct-optimize-title {
        font-size: 1.65rem;
        margin-bottom: 1rem;
    }

    .asset-struct-optimize-text {
        font-size: 1rem;
    }

    .asset-struct-optimize-card {
        min-height: 320px;
        border-radius: 22px;
        background-position: center;
    }

    .asset-struct-optimize-inner {
        padding: 28px 20px;
    }

    .asset-struct-optimize-card-text {
        font-size: 1rem;
    }

    .asset-struct-optimize-button {
        width: 100%;
        max-width: 290px;
        justify-content: center;
    }

    .entrepreneur-strat-plan-section {
        padding: var(--section-padding-y) 15px;
    }

    .entrepreneur-strat-plan-header {
        margin-bottom: 36px;
    }

    .entrepreneur-strat-plan-title {
        font-size: 1.75rem;
        margin-bottom: 16px;
    }

    .entrepreneur-strat-plan-intro {
        font-size: 1rem;
    }

    .entrepreneur-strat-plan-grid {
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .entrepreneur-strat-plan-media {
        order: -1;
        justify-content: center;
    }

    .entrepreneur-strat-plan-subtitle {
        font-size: 1.25rem;
        margin-bottom: 18px;
    }

    .entrepreneur-strat-plan-list li {
        font-size: 1rem;
        margin-bottom: 14px;
    }

    .entrepreneur-strat-plan-photo {
        border-radius: 28px;
        max-width: 100%;
    }

    .entrepreneur-strat-betreuung-section {
        padding: var(--section-padding-y) 15px;
    }

    .entrepreneur-strat-betreuung-intro {
        margin-bottom: 28px;
    }

    .entrepreneur-strat-betreuung-title {
        font-size: 1.65rem;
        margin-bottom: 1rem;
    }

    .entrepreneur-strat-betreuung-text {
        font-size: 1rem;
    }

    .entrepreneur-strat-betreuung-card {
        min-height: 300px;
        border-radius: 18px;
        background-position: center;
    }

    .entrepreneur-strat-betreuung-inner {
        padding: 28px 20px;
    }

    .entrepreneur-strat-betreuung-card-text {
        font-size: 1rem;
    }

    .entrepreneur-strat-betreuung-button {
        width: 100%;
        max-width: 290px;
        justify-content: center;
    }

    .succ-assets-plan-section {
        padding: var(--section-padding-y) 15px;
    }

    .succ-assets-plan-title {
        margin-bottom: 20px;
        font-size: 1.75rem;
    }

    .succ-assets-plan-intro {
        margin-bottom: 24px;
        font-size: 1rem;
    }

    .succ-assets-plan-lead {
        font-size: 1rem;
        margin-bottom: 14px;
    }

    .succ-assets-plan-list li {
        font-size: 1rem;
        margin-bottom: 12px;
    }

    .succ-assets-plan-check {
        font-size: 0.95rem;
    }

    .succ-assets-dual-photo-wrap {
        margin-bottom: 28px;
    }

    .succ-assets-dual-photo {
        height: clamp(200px, 42vw, 360px);
    }

    .succ-assets-dual-band {
        padding: var(--section-padding-y) 15px;
    }

    .succ-assets-dual-grid {
        grid-template-columns: 1fr;
        gap: 24px;
    }

    .succ-assets-dual-card {
        padding: 28px 22px;
        border-radius: 22px;
    }

    .succ-assets-dual-card-title {
        font-size: 1.35rem;
        margin-bottom: 14px;
    }

    .succ-assets-dual-card-intro {
        font-size: 1rem;
        margin-bottom: 16px;
    }

    .succ-assets-dual-card-list li {
        font-size: 0.98rem;
        margin-bottom: 10px;
    }

    .succ-assets-wealth-section {
        padding: var(--section-padding-y) 15px;
    }

    .succ-assets-wealth-title {
        font-size: 1.75rem;
        margin-bottom: 10px;
    }

    .succ-assets-wealth-subtitle {
        font-size: 1.15rem;
        margin-bottom: 18px;
    }

    .succ-assets-wealth-intro {
        margin-bottom: 28px;
        font-size: 1rem;
    }

    .succ-assets-wealth-lead {
        font-size: 0.98rem;
        margin-bottom: 14px;
    }

    .succ-assets-wealth-list li {
        font-size: 1rem;
        margin-bottom: 12px;
    }

    .succ-assets-wealth-check {
        font-size: 0.95rem;
    }

    .succ-assets-tax-section {
        padding: var(--section-padding-y) 15px;
    }

    .succ-assets-tax-title {
        font-size: 1.75rem;
        margin-bottom: 18px;
    }

    .succ-assets-tax-subtitle {
        font-size: 1.15rem;
        margin-bottom: 16px;
    }

    .succ-assets-tax-intro {
        margin-bottom: 22px;
        font-size: 1rem;
    }

    .succ-assets-tax-lead {
        font-size: 1rem;
        margin-bottom: 14px;
    }

    .succ-assets-tax-list li {
        font-size: 1rem;
        margin-bottom: 12px;
    }

    .succ-assets-tax-check {
        font-size: 0.95rem;
    }

    .pensions-insurance-hero {
        margin-top: 100px;
        min-height: 360px;
        padding: var(--section-padding-y) 15px;
    }

    .pensions-insurance-hero-title {
        font-size: 2.5rem;
    }

    .pensions-insurance-hero-subtitle {
        margin-bottom: 26px;
        font-size: 1.1rem;
    }

    .pensions-insurance-hero-button {
        width: 100%;
        max-width: 300px;
    }

    .future-security-section {
        padding: var(--section-padding-y) 15px;
    }

    .future-security-grid {
        grid-template-columns: 1fr;
        gap: 34px;
    }

    .future-security-title {
        margin-bottom: 24px;
        font-size: 2.2rem;
        text-align: center;
    }

    .future-security-item {
        grid-template-columns: 24px 1fr;
        column-gap: 12px;
        margin-bottom: 22px;
    }

    .future-security-check {
        font-size: 1.4rem;
    }

    .future-security-item p {
        font-size: 1rem;
    }

    .future-security-visual {
        min-height: 300px;
    }

    .future-security-illustration {
        max-width: 260px;
    }

    .future-security-badge--shield {
        left: 20px;
        bottom: 18px;
        width: 62px;
        height: 62px;
    }

    .future-security-badge--chart {
        top: 24px;
        right: 22px;
        width: 64px;
        height: 50px;
    }

    .retirement-planning-section {
        padding: var(--section-padding-y) 15px;
    }

    .retirement-planning-section::after {
        width: 100%;
        opacity: 0.3;
    }

    .retirement-planning-content {
        max-width: 100%;
    }

    .retirement-planning-title {
        margin-bottom: 24px;
        font-size: 1.95rem;
    }

    .retirement-planning-text,
    .retirement-planning-lead,
    .retirement-planning-list li {
        font-size: 1rem;
    }

    .financial-risk-section {
        padding: var(--section-padding-y) 15px;
    }

    .financial-risk-title {
        margin-bottom: 20px;
        font-size: 2rem;
    }

    .financial-risk-text,
    .financial-risk-lead {
        font-size: 1rem;
    }

    .financial-risk-grid {
        grid-template-columns: 1fr;
        gap: 12px;
    }

    .financial-risk-pill {
        min-height: 54px;
        padding: 14px 16px;
        border-radius: 14px;
    }

    .financial-risk-pill span {
        font-size: 1rem;
    }

    .realestate-assets-section {
        padding: var(--section-padding-y) 15px;
    }

    .realestate-assets-grid {
        grid-template-columns: 1fr;
        gap: 34px;
    }

    .realestate-assets-title {
        margin-bottom: 24px;
        font-size: 2.2rem;
        text-align: center;
    }

    .realestate-assets-item {
        grid-template-columns: 24px 1fr;
        column-gap: 12px;
        margin-bottom: 22px;
    }

    .realestate-assets-check {
        font-size: 1.4rem;
    }

    .realestate-assets-item p {
        font-size: 1rem;
    }

    .realestate-assets-illustration {
        max-width: 280px;
    }

    .corp-inv-capital-section {
        padding: var(--section-padding-y) 15px;
    }

    .corp-inv-capital-grid {
        grid-template-columns: 1fr;
        gap: 34px;
    }

    .corp-inv-capital-title {
        margin-bottom: 24px;
        font-size: 2.2rem;
        text-align: center;
    }

    .corp-inv-capital-item {
        grid-template-columns: 24px 1fr;
        column-gap: 12px;
        margin-bottom: 22px;
    }

    .corp-inv-capital-check {
        font-size: 1.4rem;
    }

    .corp-inv-capital-item p {
        font-size: 1rem;
    }

    .corp-inv-capital-illustration {
        max-width: 280px;
    }

    .corp-inv-solutions-section {
        padding: var(--section-padding-y) 15px;
    }

    .corp-inv-solutions-title {
        font-size: 1.85rem;
        margin-bottom: 16px;
    }

    .corp-inv-solutions-intro {
        margin-bottom: 28px;
        font-size: 1rem;
    }

    .corp-inv-solutions-grid {
        grid-template-columns: 1fr;
        gap: 16px;
    }

    .corp-inv-solutions-card {
        padding: 24px 16px;
    }

    .corp-inv-solutions-card-text {
        font-size: 1rem;
    }

    .corp-inv-proactive-section {
        padding: var(--section-padding-y) 15px;
    }

    .corp-inv-proactive-intro {
        margin-bottom: 32px;
    }

    .corp-inv-proactive-title {
        margin-bottom: 16px;
        font-size: 1.85rem;
    }

    .corp-inv-proactive-text {
        font-size: 1rem;
    }

    .corp-inv-proactive-card {
        min-height: 320px;
        border-radius: 22px;
        background-position: center;
    }

    .corp-inv-proactive-card-content {
        padding: 28px 20px 26px;
    }

    .corp-inv-proactive-card-text {
        font-size: 1rem;
        margin-bottom: 16px;
    }

    .corp-inv-proactive-button {
        width: 100%;
        max-width: 300px;
        justify-content: center;
    }

    .realestate-strategy-section {
        padding: var(--section-padding-y) 15px;
    }

    .realestate-strategy-section::after {
        width: 100%;
        opacity: 0.3;
    }

    .realestate-strategy-content {
        max-width: 100%;
    }

    .realestate-strategy-title {
        margin-bottom: 24px;
        font-size: 1.95rem;
    }

    .realestate-strategy-text,
    .realestate-strategy-lead,
    .realestate-strategy-list li {
        font-size: 1rem;
    }

    .alternative-opportunities-section {
        padding: var(--section-padding-y) 15px;
    }

    .alternative-opportunities-title {
        margin-bottom: 20px;
        font-size: 2rem;
    }

    .alternative-opportunities-text,
    .alternative-opportunities-lead {
        font-size: 1rem;
    }

    .alternative-opportunities-grid {
        grid-template-columns: 1fr;
        gap: 12px;
    }

    .alternative-opportunities-pill {
        min-height: 54px;
        padding: 14px 16px;
        border-radius: 14px;
    }

    .alternative-opportunities-pill span {
        font-size: 1rem;
    }

    .investment-strategy-section {
        padding: var(--section-padding-y) 15px;
    }

    .investment-strategy-grid {
        grid-template-columns: 1fr;
        gap: 34px;
    }

    .investment-strategy-title {
        margin-bottom: 24px;
        font-size: 2.2rem;
        text-align: center;
    }

    .investment-strategy-item {
        grid-template-columns: 24px 1fr;
        column-gap: 12px;
        margin-bottom: 22px;
    }

    .investment-strategy-check {
        font-size: 1.4rem;
    }

    .investment-strategy-item p {
        font-size: 1rem;
    }

    .investment-strategy-image {
        max-width: 280px;
    }

    .secure-invest-intro-section {
        padding: var(--section-padding-y) 15px;
    }

    .secure-invest-intro-grid {
        grid-template-columns: 1fr;
        gap: 36px;
    }

    .secure-invest-intro-title {
        margin-bottom: 28px;
        font-size: 2.1rem;
        text-align: center;
    }

    .secure-invest-intro-item {
        grid-template-columns: 24px 1fr;
        column-gap: 12px;
        margin-bottom: 24px;
    }

    .secure-invest-intro-check {
        font-size: 1.4rem;
    }

    .secure-invest-intro-item p {
        font-size: 1rem;
    }

    .secure-invest-intro-image {
        max-width: 300px;
    }

    .secure-invest-why-inner {
        grid-template-columns: 1fr;
        min-height: 0;
    }

    .secure-invest-why-visual {
        order: -1;
        min-height: 240px;
        background-position: center center;
    }

    .secure-invest-why-text {
        padding: 40px 22px 44px;
        text-align: left;
    }

    .secure-invest-why-title {
        text-align: center;
    }

    .secure-invest-why-lead {
        text-align: center;
        margin-left: auto;
        margin-right: auto;
    }

    .secure-invest-why-list-heading {
        text-align: center;
    }

    .secure-invest-why-list {
        max-width: 420px;
        margin: 0 auto;
    }

    .secure-invest-approach-section {
        padding: var(--section-padding-y) 15px;
    }

    .secure-invest-approach-grid {
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .secure-invest-approach-image {
        max-width: 100%;
        min-height: 220px;
        border-radius: 22px;
    }

    .secure-invest-approach-title {
        font-size: 2.1rem;
        text-align: center;
    }

    .secure-invest-approach-lead {
        text-align: left;
        margin-left: auto;
        margin-right: auto;
    }

    .secure-invest-approach-list {
        max-width: 100%;
    }

    .secure-invest-navy-twocol-section {
        padding: var(--section-padding-y) 15px;
    }

    .secure-invest-navy-twocol-grid {
        grid-template-columns: 1fr;
        gap: 0;
    }

    .secure-invest-navy-twocol-divider {
        width: 100%;
        height: 1px;
        margin: 28px 0 32px;
    }

    .secure-invest-navy-twocol-title {
        font-size: 1.85rem;
        text-align: center;
    }

    .secure-invest-navy-twocol-intro,
    .secure-invest-navy-twocol-body {
        margin-left: auto;
        margin-right: auto;
        text-align: left;
        max-width: 100%;
    }

    .secure-invest-cta-banner-section {
        padding: var(--section-padding-y) 15px calc(var(--section-padding-y) * 1.05);
    }

    .secure-invest-cta-banner-card {
        border-radius: 20px;
        min-height: 260px;
    }

    .secure-invest-cta-banner-inner {
        padding: 48px 20px 56px;
    }

    .secure-invest-cta-banner-text {
        margin-bottom: 26px;
    }

    .secure-invest-cta-banner-btn {
        padding: 13px 22px 13px 18px;
        font-size: 1rem;
    }

    .tailored-investment-section {
        padding: var(--section-padding-y) 15px;
    }

    .tailored-investment-section::after {
        width: 100%;
        opacity: 0.28;
    }

    .tailored-investment-content {
        max-width: 100%;
    }

    .tailored-investment-title {
        margin-bottom: 24px;
        font-size: 1.95rem;
    }

    .tailored-investment-text,
    .tailored-investment-lead,
    .tailored-investment-list li {
        font-size: 1rem;
    }

    .global-market-section {
        padding: var(--section-padding-y) 15px;
    }

    .global-market-section::after {
        width: 100%;
        opacity: 0.28;
    }

    .global-market-content {
        max-width: 100%;
    }

    .global-market-title {
        margin-bottom: 24px;
        font-size: 1.95rem;
    }

    .global-market-text,
    .global-market-lead,
    .global-market-list li {
        font-size: 1rem;
    }
    
    .faq-hero-card {
        padding: 35px 25px;
        flex-direction: column-reverse;
        text-align: center;
        gap: 24px;
        border-radius: 20px;
    }
    
    .faq-hero-text {
        max-width: 100%;
        padding-right: 0;
        align-items: center;
    }
    
    .faq-hero-image {
        width: 100%;
        flex: none;
        clip-path: none;
        border-radius: 16px 16px 0 0;
        margin-right: 0;
    }
    
    .faq-hero-photo {
        min-height: 260px;
        max-height: 320px;
        border-radius: 16px 16px 0 0;
    }
    
    .faq-hero-title {
        font-size: 2.5rem;
        text-align: center;
    }
    
    .faq-hero-subtitle {
        text-align: center;
    }
    
    .faq-hero-cta {
        width: 100%;
        max-width: 320px;
        margin: 0 auto;
        justify-content: center;
    }

    .faq-hero-cta-row {
        justify-content: center;
        width: 100%;
        max-width: 420px;
        margin: 0 auto;
    }

    .faq-hero-pill-btn {
        flex: 1 1 calc(50% - 6px);
        min-width: 0;
        justify-content: center;
        padding: 14px 18px;
    }

    .biz-hero-card {
        padding: 35px 25px;
        flex-direction: column-reverse;
        text-align: center;
        gap: 24px;
        border-radius: 20px;
    }

    .biz-hero-text {
        max-width: 100%;
        padding-right: 0;
        align-items: center;
    }

    .biz-hero-image {
        width: 100%;
        flex: none;
        clip-path: none;
        border-radius: 16px 16px 0 0;
        margin-right: 0;
    }

    .biz-hero-photo {
        min-height: 260px;
        max-height: 320px;
        border-radius: 16px 16px 0 0;
    }

    .biz-hero-title {
        font-size: 2.5rem;
        text-align: center;
    }

    .biz-hero-subtitle {
        text-align: center;
    }

    .biz-hero-cta {
        width: 100%;
        max-width: 320px;
        margin: 0 auto;
        justify-content: center;
    }

    .asset-strategy-hero {
        margin-top: 100px;
        padding: var(--section-padding-y) 15px;
    }

    .asset-strategy-hero-card {
        padding: 35px 25px;
        flex-direction: column-reverse;
        text-align: center;
        gap: 24px;
        border-radius: 20px;
    }

    .asset-strategy-hero-text {
        max-width: 100%;
        padding: 0;
        align-items: center;
    }

    .asset-strategy-hero-image {
        width: 100%;
        flex: none;
        clip-path: none;
        border-radius: 16px 16px 0 0;
        margin-right: 0;
    }

    .asset-strategy-hero-photo {
        min-height: 260px;
        max-height: 320px;
        border-radius: 16px 16px 0 0;
    }

    .asset-strategy-hero-title {
        font-size: 2.5rem;
        text-align: center;
    }

    .asset-strategy-hero-subtitle {
        text-align: center;
    }

    .asset-strategy-hero-cta {
        width: 100%;
        max-width: 320px;
        margin: 0 auto;
        justify-content: center;
    }

    .asset-planning-hero {
        margin-top: 100px;
        padding: var(--section-padding-y) 15px;
    }

    .asset-planning-hero-card {
        padding: 35px 25px;
        flex-direction: column-reverse;
        text-align: center;
        gap: 24px;
        border-radius: 20px;
    }

    .asset-planning-hero-text {
        max-width: 100%;
        padding: 0;
        align-items: center;
    }

    .asset-planning-hero-image {
        width: 100%;
        flex: none;
        clip-path: none;
        border-radius: 16px 16px 0 0;
        margin-right: 0;
    }

    .asset-planning-hero-photo {
        min-height: 260px;
        max-height: 320px;
        border-radius: 16px 16px 0 0;
    }

    .asset-planning-hero-title {
        font-size: 2.5rem;
        text-align: center;
    }

    .asset-planning-hero-subtitle {
        text-align: center;
    }

    .asset-planning-hero-cta {
        width: 100%;
        max-width: 320px;
        margin: 0 auto;
        justify-content: center;
    }

    .asset-planning-roadmap {
        padding: var(--section-padding-y) 15px;
    }

    .asset-planning-roadmap-title {
        font-size: 1.85rem;
        margin-bottom: 18px;
    }

    .asset-planning-roadmap-lead {
        font-size: 1rem;
        margin-bottom: 26px;
    }

    .asset-planning-roadmap-grid {
        grid-template-columns: 1fr;
        gap: 18px;
    }

    .asset-planning-roadmap-card {
        border-radius: 18px;
        padding: 24px 18px 20px;
    }

    .asset-planning-roadmap-icon {
        width: 50px;
        height: 50px;
        margin-bottom: 14px;
    }

    .asset-planning-roadmap-card-title {
        font-size: 1.65rem;
        margin-bottom: 12px;
    }

    .asset-planning-roadmap-card-text {
        font-size: 1rem;
    }

    .asset-planning-support {
        padding-bottom: var(--section-padding-y);
    }

    .asset-planning-support-banner {
        min-height: 180px;
    }

    .asset-planning-support-content {
        padding: 28px 0 0;
    }

    .asset-planning-support-title {
        font-size: 1.7rem;
        margin-bottom: 14px;
    }

    .asset-planning-support-text {
        font-size: 1rem;
    }

    .asset-strategy-intro-grid {
        grid-template-columns: 1fr;
        gap: 28px;
    }

    .asset-strategy-intro-title {
        text-align: center;
        margin-bottom: 24px;
    }

    .asset-strategy-intro-media {
        justify-self: center;
        max-width: 100%;
    }

    .asset-strategy-intro-photo {
        max-width: 100%;
        border-radius: 24px;
        aspect-ratio: 4 / 3;
        max-height: none;
        object-fit: cover;
    }

    .asset-strategy-growth-banner-frame {
        border-radius: 14px;
    }

    .asset-strategy-growth-banner-img {
        height: clamp(160px, 38vw, 260px);
        object-position: center 42%;
    }
    
    /* FAQ Accordion Mobile */
    .faq-body {
        padding: var(--section-padding-y) 15px;
    }
    
    .faq-accordion-title {
        font-size: 1.6rem;
        margin-bottom: 28px;
        text-align: center;
    }
    
    .faq-accordion-trigger {
        padding: 18px 20px;
        font-size: 1rem;
    }
    
    .faq-accordion-answer {
        padding: 4px 20px 18px;
    }
    
    /* Private Customers Mobile */
    .private-customers-content {
        padding: var(--section-padding-y) 15px;
    }
    
    .private-customers-grid {
        flex-direction: column;
        gap: 30px;
    }
    
    .private-customers-image {
        flex: none;
        width: 100%;
        order: -1;
    }
    
    .private-customers-title {
        font-size: 1.6rem;
        margin-bottom: 28px;
    }
    
    .private-customers-photo {
        border-radius: 24px;
    }

    .biz-solutions {
        padding: var(--section-padding-y) 15px;
    }

    .biz-solutions-grid {
        flex-direction: column;
        gap: 30px;
    }

    .biz-solutions-image {
        flex: none;
        width: 100%;
        order: -1;
    }

    .biz-solutions-photo {
        border-radius: 24px;
    }

    .biz-solutions-title {
        font-size: 1.6rem;
        margin-bottom: 28px;
    }

    .biz-approach-section {
        padding: var(--section-padding-y) 15px;
    }

    .biz-approach-section::after {
        width: 100%;
        opacity: 0.28;
    }

    .biz-approach-title {
        margin-bottom: 20px;
        font-size: 1.95rem;
    }

    .biz-approach-intro {
        margin-bottom: 28px;
        font-size: 1rem;
    }

    .biz-approach-grid {
        grid-template-columns: 1fr;
        gap: 16px;
        margin-bottom: 28px;
    }

    .biz-approach-card {
        padding: 22px 18px;
    }

    .biz-approach-card-text {
        font-size: 1rem;
    }

    .biz-approach-outro {
        font-size: 1rem;
    }

    .biz-partnership-section {
        padding: var(--section-padding-y) 15px;
    }

    .biz-partnership-content {
        margin-bottom: 24px;
    }

    .biz-partnership-title {
        margin-bottom: 20px;
        font-size: 2rem;
    }

    .biz-partnership-text {
        font-size: 1rem;
    }

    .biz-partnership-card {
        min-height: 320px;
        border-radius: 22px;
        background-position: center;
    }

    .biz-partnership-card-content {
        padding: 28px 20px 22px;
    }

    .biz-partnership-card-text {
        font-size: 1rem;
    }

    .biz-partnership-button {
        width: 100%;
        max-width: 290px;
        justify-content: center;
    }

    .private-philosophy-section {
        padding: var(--section-padding-y) 15px;
    }

    .private-philosophy-section::after {
        width: 100%;
        opacity: 0.28;
    }

    .private-philosophy-content {
        max-width: 100%;
    }

    .private-philosophy-title {
        margin-bottom: 24px;
        font-size: 1.95rem;
    }

    .private-philosophy-text,
    .private-philosophy-lead,
    .private-philosophy-list li {
        font-size: 1rem;
    }

    .portfolio-support-section {
        padding: var(--section-padding-y) 15px;
    }

    .portfolio-support-content {
        margin-bottom: 24px;
    }

    .portfolio-support-title {
        margin-bottom: 20px;
        font-size: 2rem;
    }

    .portfolio-support-text {
        font-size: 1rem;
    }

    .portfolio-support-card {
        min-height: 320px;
        border-radius: 22px;
        background-position: center;
    }

    .portfolio-support-card-content {
        padding: 28px 20px 22px;
    }

    .portfolio-support-card-text {
        font-size: 1rem;
    }

    .portfolio-support-button {
        width: 100%;
        max-width: 290px;
        justify-content: center;
    }

    .early-opportunities-section {
        padding: var(--section-padding-y) 15px;
    }

    .early-opportunities-content {
        margin-bottom: 24px;
    }

    .early-opportunities-title {
        margin-bottom: 20px;
        font-size: 2rem;
    }

    .early-opportunities-text {
        font-size: 1rem;
    }

    .early-opportunities-card {
        min-height: 320px;
        border-radius: 22px;
        background-position: center;
    }

    .early-opportunities-card-content {
        padding: 28px 20px 22px;
    }

    .early-opportunities-card-text {
        font-size: 1rem;
    }

    .early-opportunities-button {
        width: 100%;
        max-width: 290px;
        justify-content: center;
    }

    .private-partnership-section {
        padding: var(--section-padding-y) 15px;
    }

    .private-partnership-content {
        margin-bottom: 24px;
    }

    .private-partnership-title {
        margin-bottom: 20px;
        font-size: 2rem;
    }

    .private-partnership-text {
        font-size: 1rem;
    }

    .private-partnership-card {
        min-height: 320px;
        border-radius: 22px;
        background-position: center;
    }

    .private-partnership-card-content {
        padding: 28px 20px 22px;
    }

    .private-partnership-card-text {
        font-size: 1rem;
    }

    .private-partnership-button {
        width: 100%;
        max-width: 290px;
        justify-content: center;
    }
    
    .services-hero {
        height: 50vh;
        margin-top: 50px;
    }
    
    .services-hero-overlay {
        padding-left: 20px;
        padding-right: 20px;
        text-align: center;
    }
    
    .services-hero-content {
        max-width: 100%;
        padding: 0 10px;
    }
    
    .services-hero-title {
        font-size: 2.5rem;
        margin-bottom: 15px;
        line-height: 1.1;
    }

    /* Deposit Protection Hero Mobile Styles */
    .deposit-protection-hero {
        height: 50vh;
        margin-top: 50px;
    }
    
    .deposit-protection-hero-overlay {
        padding-left: 20px;
        padding-right: 20px;
        text-align: center;
    }
    
    .deposit-protection-hero-content {
        max-width: 100%;
        padding: 0 10px;
    }
    
    .deposit-protection-hero-title {
        font-size: 2.5rem;
        margin-bottom: 15px;
        line-height: 1.1;
    }

    /* About Hero Mobile Styles */
    .about-hero {
        height: 50vh;
        margin-top: 50px;
    }
    
    .about-hero-overlay {
        padding-left: 20px;
        padding-right: 20px;
        text-align: center;
    }
    
    .about-hero-content {
        max-width: 100%;
        padding: 0 10px;
    }
    
    .about-hero-title {
        font-size: 2.5rem;
        margin-bottom: 15px;
        line-height: 1.1;
    }

    
    .contact-hero-overlay {
        padding-left: 20px;
        padding-right: 20px;
        text-align: center;
    }
    
    .contact-hero-content {
        max-width: 100%;
        padding: 0 10px;
    }
    
    .contact-hero-title {
        font-size: 2.5rem;
        margin-bottom: 15px;
        line-height: 1.1;
    }
    
    .contact-container {
        grid-template-columns: 1fr;
        margin: 0 20px;
    }
    
    .contact-info {
        padding: 40px 30px;
    }
    
    .contact-info-title {
        font-size: 2rem;
    }
    
    .contact-form-container {
        padding: 40px 30px;
    }
    
    /* Mobile: segment menu on second row of top bar (full width), then subnav strip below */
    .header-top .navigation {
        display: none;
        position: static;
        grid-column: 1 / -1;
        grid-row: 2;
        width: 100%;
        max-width: 100%;
        box-sizing: border-box;
        margin: 0;
        padding: 10px 12px 14px;
        background: linear-gradient(180deg, rgba(255, 255, 255, 0.97) 0%, rgba(243, 247, 253, 0.98) 100%);
        border-bottom: 1px solid rgba(15, 23, 42, 0.08);
        box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.8);
        flex-direction: column;
        align-items: stretch;
        justify-content: flex-start;
        gap: 0;
        z-index: auto;
        max-height: none;
        overflow: visible;
        border-radius: 0;
    }
    
    .header-top .navigation.mobile-menu-open {
        display: flex;
    }
    
    .header-top .navigation .nav-link.nav-link--subnav {
        font-size: 15px;
        font-weight: 500;
        padding: 14px 14px;
        border-radius: 12px;
        text-align: left;
        border-bottom: none;
        margin-bottom: 4px;
        color: #1c2354;
        background: rgba(255, 255, 255, 0.9);
        border: 1px solid rgba(15, 23, 42, 0.08);
        transition: background 0.15s ease, color 0.15s ease, box-shadow 0.15s ease;
    }

    .header-top .navigation .nav-link.nav-link--subnav:nth-last-child(2) {
        margin-bottom: 0;
    }
    
    .header-top .navigation .nav-link.nav-link--subnav.active {
        background: rgba(208, 155, 51, 0.22);
        color: #1c2354;
        font-weight: 600;
        border-color: rgba(208, 155, 51, 0.45);
        box-shadow: 0 1px 0 rgba(255, 255, 255, 0.65) inset;
    }

    .header-top .navigation .nav-link.nav-link--subnav:active {
        background: rgba(15, 23, 42, 0.05);
    }
    
    .desktop-login-btn {
        display: none;
    }
    
    .header-top .navigation.mobile-menu-open .mobile-login-btn {
        display: none !important;
    }

    .header-subnav-wrap {
        overflow-x: auto;
        -webkit-overflow-scrolling: touch;
        scrollbar-width: thin;
        scrollbar-color: rgba(15, 23, 42, 0.22) transparent;
    }

    .header-subnav-wrap::-webkit-scrollbar {
        height: 5px;
    }

    .header-subnav-wrap::-webkit-scrollbar-thumb {
        background: rgba(15, 23, 42, 0.22);
        border-radius: 99px;
    }

    .header-subnav-wrap .container {
        padding-left: 10px;
        padding-right: 10px;
        justify-content: flex-start;
        width: 100%;
        max-width: none;
        margin: 0;
        box-sizing: border-box;
    }

    .header-subnav {
        width: max-content;
        max-width: none;
        flex-wrap: nowrap;
        justify-content: flex-start;
        padding: 14px 0 16px;
        gap: 8px;
    }

    .header-subnav-panel {
        flex-wrap: nowrap;
        gap: 8px;
        width: max-content;
    }

    .header-subnav-link {
        flex: 0 0 auto;
        padding: 10px 14px;
        font-size: 13px;
        font-weight: 500;
        color: #374151;
        background: rgba(255, 255, 255, 0.92);
        border: 1px solid rgba(15, 23, 42, 0.1);
        border-radius: 999px;
        white-space: nowrap;
    }

    .header-subnav-trigger {
        font-size: 13px;
        padding: 8px 12px;
        white-space: nowrap;
    }

    .header-subnav-trigger.header-wealth-strategy-trigger {
        flex: 0 0 auto;
        padding: 10px 14px;
        font-size: 13px;
        font-weight: 500;
        color: #374151;
        background: rgba(255, 255, 255, 0.92);
        border: 1px solid rgba(15, 23, 42, 0.1);
        border-radius: 999px;
        white-space: nowrap;
    }

    .header-subnav-trigger.header-wealth-strategy-trigger:hover {
        color: #374151;
        background: rgba(255, 255, 255, 1);
    }

    .header-dropdown--privat-investment {
        min-width: min(94vw, 340px);
        max-width: min(94vw, 340px);
        padding: 8px;
    }

    .header-privat-nested-summary {
        font-size: 13px;
        padding: 9px 10px;
    }

    .header-dropdown--privat-investment .header-dropdown-link.header-dropdown-link--sub {
        font-size: 13px;
        padding: 7px 10px 7px 14px;
    }

    .hero {
        margin-top: 75px;
    }

    .asset-strategy-hero {
        margin-top: 118px;
    }

    .asset-planning-hero {
        margin-top: 118px;
    }
    
    .about {
        padding: 56px 20px;
    }

    .about-wrapper {
        padding: 0;
    }

    .about-layout {
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .about-collage {
        min-height: 450px;
        display: flex;
        justify-content: center;
    }

    .about-collage-main {
        width: min(100%, 370px);
    }

    .about-collage-main img {
        height: 430px;
    }

    .about-collage-secondary {
        width: 186px;
        left: 8px;
        bottom: -16px;
        border-width: 4px;
    }

    .about-collage-secondary img {
        height: 198px;
    }

    .about-collage-badge {
        left: 150px;
        bottom: 46px;
        width: 112px;
        height: 112px;
    }

    .about-collage-badge span {
        font-size: 13px;
        max-width: 82px;
    }
    
    .expert-team {
        padding: 20px 0 58px;
    }

    .expert-people-grid {
        grid-template-columns: repeat(3, minmax(0, 1fr));
        gap: 6px;
    }

    .expert-person-image {
        height: 100%;
    }

    .expert-stats-row {
        margin-top: -46px;
        gap: 14px;
        max-width: 860px;
        padding: 0 16px;
    }

    .expert-stat-card {
        min-height: 102px;
        border-radius: 14px;
        padding: 16px 16px 16px 14px;
    }

    .expert-stat-check {
        width: 24px;
        height: 24px;
        min-width: 24px;
        font-size: 14px;
        margin-right: 10px;
    }

    .expert-stat-text strong {
        font-size: 22px;
    }

    .expert-stat-text span {
        margin-top: 5px;
        font-size: 14px;
    }
    
    .partners-inner {
        flex-direction: column;
        align-items: flex-start;
        padding: 32px 24px;
        gap: 24px;
    }
    
    .partners-title {
        font-size: 2rem;
        text-align: left;
        max-width: none;
    }
    
    .partners-stats {
        grid-template-columns: 1fr 1fr;
        gap: 20px;
        width: 100%;
    }

    .market-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 20px;
    }
    
    .services-content {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .swiss-flag {
        width: 250px;
        height: 167px;
    }
    
    .about-content {
        max-width: none;
    }

    .about-title {
        font-size: 40px;
        text-align: left;
        margin-bottom: 20px;
    }

    .about-text p {
        text-align: left;
        font-size: 17px;
        line-height: 1.6;
        margin-bottom: 20px;
    }

    .about-list {
        margin-top: 24px;
        column-gap: 40px;
        row-gap: 12px;
    }

    .about-list li {
        font-size: 18px;
    }

    .about-list li::before {
        font-size: 20px;
    }

    .about-partners {
        padding: 12px 20px 50px;
    }

    .about-partners-title {
        font-size: 36px;
        margin-bottom: 22px;
        text-align: center;
    }

    .about-partners-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 18px 28px;
        justify-items: center;
    }

    .about-partners-logo {
        max-width: 300px;
        height: 78px;
        object-position: center;
    }
    
    .expert-title {
        font-size: 2rem;
        text-align: center;
    }
    
    .expert-description {
        text-align: center;
    }
    
    .expert-cta {
        align-self: center;
        margin: 0 auto;
    }
    
    .services-title {
        font-size: 2rem;
    }
    
    .deposit-guarantee-title {
        font-size: 1.3rem;
        text-align: center;
        margin-bottom: 25px;
    }
    
    .deposit-guarantee-content p {
        font-size: 0.85rem;
        text-align: left;
    }
    
    .countries-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 20px;
        padding: 30px 20px;
    }
    
    .country-card {
        padding: 15px;
    }
    
    .flag-image {
        width: 50px;
        height: 35px;
    }
    
    .country-name {
        font-size: 1rem;
    }
    
    .deposit-scheme {
        font-size: 0.8rem;
    }
    
    .contact-cta-content {
        flex-direction: column;
        text-align: center;
        gap: 30px;
        padding: 40px 30px;
    }
    
    .contact-cta-title {
        font-size: 1.3rem;
    }
    
    .contact-cta-description {
        font-size: 0.85rem;
    }
    
    /* Mobile: consistent section spacing and simple layout */
    .about {
        padding: 48px 16px;
    }
    .about-wrapper {
        padding: 0;
    }
    .partners {
        padding: 48px 16px;
    }
    .partners .container {
        padding: 0;
    }
    .partners-card {
        border-radius: 14px;
    }
    .testimonials {
        padding: 48px 0 48px 24px;
    }
    .testimonials-container {
        padding: 0;
    }
    .publications {
        padding: 48px 16px;
    }
    .publications-container {
        padding: 0;
    }
    .cta-section {
        padding: 48px 16px;
    }
    .cta-container {
        padding: 0;
    }
    .cta-content {
        padding: 32px 20px;
        border-radius: 14px;
    }
    .footer {
        padding: 44px 16px 28px;
    }
    .hero-cta,
    .faq-hero-cta,
    .faq-hero-pill-btn,
    .secure-investments-hero-pill,
    .biz-hero-cta,
    .expert-cta,
    .cta-button {
        min-height: 48px;
        padding: 14px 24px;
    }
    .testimonial-arrow,
    .publication-arrow {
        min-width: 44px;
        min-height: 44px;
    }
}

@media (max-width: 480px) {
    .hero {
        margin-top: 75px;
        padding: 0 0 92px;
    }
    
    .hero-stage {
        min-height: 420px;
    }

    .hero-overlay-card {
        top: 18px;
        left: 50%;
        transform: translateX(-50%);
        display: block;
        width: min(340px, calc(100% - 24px));
        max-width: min(380px, calc(100% - 24px));
        height: auto;
        min-height: 0;
        padding: 20px 24px;
        border-radius: 34px;
        background: rgba(229, 221, 208, 0.9);
    }

    .hero-overlay-kicker {
        font-size: 9px;
        letter-spacing: 0.07em;
    }

    .hero-overlay-title {
        font-size: 21px;
        line-height: 1.14;
        margin-bottom: 12px;
    }

    .hero-overlay-text {
        font-size: 13px;
        line-height: 1.5;
    }

    .hero-overlay-feature {
        padding: 8px 10px;
        border-radius: 10px;
    }

    .hero-overlay-feature-value {
        font-size: 20px;
    }

    .hero-overlay-feature-label {
        font-size: 10px;
    }

    .hero-overlay-link {
        width: 100%;
        min-height: 36px;
        font-size: 11px;
    }

    .hero-bottom-cards {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 8px;
        width: calc(100% - 24px);
        max-width: 360px;
        bottom: -100px;
        padding: 0;
    }

    .hero-bottom-card {
        border-radius: 12px 12px 0 0;
    }

    .hero-bottom-card-title {
        min-height: 44px;
        padding: 8px 10px 7px;
        font-size: 12px;
        line-height: 1.25;
    }

    .hero-bottom-card-image {
        height: 64px;
    }
    
    .faq-hero-title {
        font-size: 2.2rem;
    }

    .biz-hero-title {
        font-size: 2.2rem;
    }

    .investment-saving-hero-title {
        font-size: 2.2rem;
    }

    .fixed-deposit-hero-title {
        font-size: 2.2rem;
    }

    .overnight-money-hero-title {
        font-size: 2.2rem;
    }

    .securities-investments-hero-title {
        font-size: 2.05rem;
    }

    .securities-investments-strategic-title {
        font-size: 1.95rem;
    }

    .secure-investments-hero-title {
        font-size: 2.05rem;
    }

    .secure-investments-hero-actions {
        flex-direction: column;
        align-items: center;
    }

    .secure-investments-hero-pill {
        width: 100%;
        max-width: 300px;
    }

    .portfolio-management-hero-title {
        font-size: 2.2rem;
    }

    .diversification-hero-title {
        font-size: 2.2rem;
    }

    .longterm-planning-hero-title {
        font-size: 2.2rem;
    }

    .asset-allocation-hero-title {
        font-size: 2.2rem;
    }

    .realestate-alt-hero-title {
        font-size: 2.2rem;
    }

    .corp-inv-hero-title {
        font-size: 2.2rem;
    }

    .succ-assets-hero-title {
        font-size: 2.2rem;
    }

    .succ-plan-hero-title {
        font-size: 2.2rem;
    }

    .cap-inv-hero-title {
        font-size: 2.2rem;
    }

    .pensions-insurance-hero-title {
        font-size: 2.2rem;
    }
    
    .services-hero {
        height: 45vh;
        margin-top: 50px;
    }
    
    .services-hero-overlay {
        padding-left: 15px;
        padding-right: 15px;
        text-align: center;
    }
    
    .services-hero-content {
        max-width: 100%;
        padding: 0 5px;
    }
    
    .services-hero-title {
        font-size: 2rem;
        margin-bottom: 12px;
        line-height: 1.1;
    }

    /* Deposit Protection Hero Mobile Styles */
    .deposit-protection-hero {
        height: 45vh;
        margin-top: 50px;
    }
    
    .deposit-protection-hero-overlay {
        padding-left: 15px;
        padding-right: 15px;
        text-align: center;
    }
    
    .deposit-protection-hero-content {
        max-width: 100%;
        padding: 0 5px;
    }
    
    .deposit-protection-hero-title {
        font-size: 2rem;
        margin-bottom: 12px;
        line-height: 1.1;
    }

    /* About Hero Mobile Styles */
    .about-hero {
        height: 45vh;
        margin-top: 50px;
    }
    
    .about-hero-overlay {
        padding-left: 15px;
        padding-right: 15px;
        text-align: center;
    }
    
    .about-hero-content {
        max-width: 100%;
        padding: 0 5px;
    }
    
    .about-hero-title {
        font-size: 2rem;
        margin-bottom: 12px;
        line-height: 1.1;
    }
    
    .contact-hero {
        height: 45vh;
    }
    
    .contact-hero-overlay {
        padding-left: 15px;
        padding-right: 15px;
        text-align: center;
    }
    
    .contact-hero-content {
        max-width: 100%;
        padding: 0 5px;
    }
    
    .contact-hero-title {
        font-size: 2rem;
        margin-bottom: 12px;
        line-height: 1.1;
    }
    
    .contact-section {
        padding: var(--section-padding-y) var(--section-padding-x);
    }
    
    .contact-container {
        margin: 0 15px;
        border-radius: 10px;
    }
    
    .contact-info {
        padding: 30px 20px;
    }
    
    .contact-info-title {
        font-size: 1.8rem;
        margin-bottom: 15px;
    }
    
    .contact-info-subtitle {
        font-size: 1rem;
        margin-bottom: 30px;
    }
    
    .contact-details {
        gap: 20px;
    }
    
    .contact-item {
        gap: 12px;
    }
    
    .contact-icon {
        font-size: 20px;
    }
    
    .contact-text {
        font-size: 0.9rem;
    }
    
    .contact-form-container {
        padding: 30px 20px;
    }
    
    .contact-form {
        gap: 20px;
    }
    
    .form-input,
    .form-textarea {
        padding: 12px;
        font-size: 0.9rem;
    }
    
    .form-submit-btn {
        padding: 12px 25px;
        font-size: 0.9rem;
    }
    
    .intro-text p {
        font-size: 1rem;
        text-align: left;
    }
    
    .investment-card {
        grid-template-columns: 1fr;
        gap: 30px;
        padding: 30px;
    }
    
    .investment-title {
        font-size: 1.8rem;
        text-align: center;
    }
    
    .investment-description {
        text-align: center;
    }
    
    .investment-img {
        max-width: 300px;
        height: 250px;
    }
    
    .about-title {
        font-size: 1.8rem;
        text-align: left;
    }

    .about-text p {
        text-align: left;
    }
    
    .services-title {
        font-size: 1.8rem;
    }
    
    .partners-inner {
        padding: 28px 18px;
    }
    
    .partners-stats {
        grid-template-columns: 1fr;
    }

    .market-grid {
        gap: 12px;
    }

    .market-card {
        padding: 14px 12px 12px;
    }

    .market-card-name {
        font-size: 0.9rem;
    }

    .market-card-value {
        font-size: 1.05rem;
        margin-bottom: 12px;
    }

    .market-title {
        font-size: 2rem;
    }
    
    .testimonials-title {
        font-size: 2rem;
        margin-bottom: 40px;
    }
    
    .testimonial-card {
        flex: 0 0 560px;
        min-height: 280px;
    }
    
    .testimonial-card-image {
        flex: 0 0 200px;
    }
    
    .testimonial-card-image img {
        min-height: 400px;
    }
    
    .testimonial-card-content {
        padding: 24px 28px 20px;
    }
    
    .testimonial-arrow {
        font-size: 1.75rem;
    }
    
    .testimonial-quote {
        font-size: 0.95rem;
    }
    
    .testimonial-quote-icon {
        width: 48px;
        height: 48px;
    }
    
    .testimonial-name {
        font-size: 0.98rem;
    }
    
    .testimonial-title {
        font-size: 0.85rem;
    }
    
    .swiss-flag {
        width: 300px;
        height: 233px;
    }
    
    .publication-card {
        flex: 0 0 420px;
    }
    
    .publication-card-media {
        height: 300px;
    }
    
    .publications-title {
        font-size: 1.8rem;
        text-align: center;
    }
    
    .cta-content {
        flex-direction: column;
        text-align: center;
        gap: 20px;
        padding: 30px 20px;
    }
    
    .cta-title {
        font-size: 1.6rem;
    }
    
    .cta-description {
        font-size: 1rem;
    }
    
    .cta-button {
        align-self: center;
        padding: 15px 25px;
        font-size: 14px;
    }
    
    .testimonials-title {
        font-size: 1.8rem;
        margin-bottom: 30px;
    }
    
    .testimonial-card {
        flex: 0 0 320px;
        min-height: 380px;
        flex-direction: column;
    }
    
    .testimonial-card-image {
        flex: 0 0 300px;
        border-radius: 20px 20px 0 0;
    }
    
    .testimonial-card-image img {
        min-height: 180px;
    }
    
    .testimonial-card-content {
        padding: 20px 24px 18px;
    }
    
    .testimonial-arrow {
        font-size: 1.5rem;
    }
    
    .testimonial-quote {
        font-size: 0.9rem;
    }
    
    .testimonial-quote-icon {
        width: 48px;
        height: 48px;
    }
    
    .testimonial-name {
        font-size: 0.9rem;
    }
    
    .testimonial-title {
        font-size: 0.8rem;
    }
    
    .publication-card {
        flex: 0 0 100%;
        max-width: 100%;
    }
    
    .publication-card-media {
        height: 260px;
    }
    
    .publications-title {
        font-size: 2rem;
        text-align: center;
    }
    
    .cta-content {
        flex-direction: column;
        text-align: center;
        gap: 30px;
        padding: 40px 30px;
    }
    
    .cta-title {
        font-size: 1.8rem;
    }
    
    .cta-button {
        align-self: center;
    }
    
    /* Mobile small: tighter padding, simple layout */
    .about {
        padding: var(--section-padding-y) 12px;
    }
    .partners {
        padding: var(--section-padding-y) 12px;
    }
    .partners-top {
        padding: 24px 16px 20px;
    }
    .partners-stats {
        gap: 20px 24px;
    }
    .testimonials {
        padding: var(--section-padding-y) 0 var(--section-padding-y) 16px;
    }
    .publications {
        padding: var(--section-padding-y) 12px;
    }
    .publications-slider {
        gap: 12px;
    }
    .cta-section {
        padding: var(--section-padding-y) 12px;
    }
    .cta-content {
        padding: 24px 16px;
    }
    .footer {
        padding: 36px 12px 24px;
    }
    .about {
        padding: 44px 12px;
    }
    .about-layout {
        gap: 24px;
    }
    .about-collage {
        min-height: 390px;
    }
    .about-collage-main {
        width: min(100%, 320px);
        border-radius: 24px;
    }
    .about-collage-main img {
        height: 370px;
    }
    .about-collage-secondary {
        width: 156px;
        left: 0;
        bottom: -12px;
        border-radius: 20px;
    }
    .about-collage-secondary img {
        height: 166px;
    }
    .about-collage-badge {
        width: 96px;
        height: 96px;
        left: 116px;
        bottom: 40px;
    }
    .about-collage-badge span {
        font-size: 11px;
        max-width: 68px;
    }
    .about-title {
        font-size: 34px;
        margin-bottom: 10px;
    }
    .about-text p {
        font-size: 15px;
        line-height: 1.6;
        margin-bottom: 18px;
    }
    .about-list {
        margin-top: 18px;
        column-gap: 24px;
        row-gap: 10px;
    }
    .about-list li {
        font-size: 16px;
    }
    .about-list li::before {
        font-size: 17px;
    }
    .about-partners {
        padding: 8px 12px 36px;
    }
    .about-partners-title {
        font-size: 28px;
        margin-bottom: 14px;
        text-align: center;
    }
    .about-partners-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 12px 12px;
        justify-items: center;
    }
    .about-partners-logo {
        max-width: 240px;
        height: 64px;
        object-position: center;
    }
    .expert-team {
        padding: 14px 0 44px;
    }
    .expert-people-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 5px;
    }
    .expert-person-image {
        height: 100%;
    }
    .expert-stats-row {
        margin-top: -34px;
        grid-template-columns: 1fr;
        gap: 10px;
        max-width: 340px;
        padding: 0 12px;
    }
    .expert-stat-card {
        min-height: 84px;
        border-radius: 12px;
        padding: 12px 14px;
    }
    .expert-stat-check {
        width: 22px;
        height: 22px;
        min-width: 22px;
        font-size: 13px;
        margin-right: 9px;
    }
    .expert-stat-text strong {
        font-size: 18px;
    }
    .expert-stat-text span {
        margin-top: 4px;
        font-size: 13px;
    }
    .testimonials-title {
        font-size: 1.5rem;
        margin-bottom: 24px;
    }
    .testimonial-card {
        flex: 0 0 300px;
        min-height: 360px;
        flex-direction: column;
    }
    .testimonial-card-image {
        flex: 0 0 300px;
        border-radius: 20px 20px 0 0;
    }
    .testimonial-card-image img {
        min-height: 400px;
    }
    .testimonial-card-content {
        padding: 16px 20px 14px;
    }
    .testimonial-quote {
        font-size: 0.85rem;
    }
    .testimonial-quote-icon {
        width: 48px;
        height: 48px;
    }
    .testimonial-name {
        font-size: 0.85rem;
    }
    .testimonial-title {
        font-size: 0.75rem;
    }
    .publications-title {
        font-size: 1.5rem;
        margin-bottom: 32px;
    }
    .cta-title {
        font-size: 1.4rem;
    }
    .cta-description {
        font-size: 0.9rem;
    }
}

@media (max-width: 360px) {
    .hero {
        margin-top: 75px;
        padding: 0 0 76px;
    }

    .hero-stage {
        min-height: 380px;
    }

    .hero-overlay-card {
        top: 12px;
        left: 50%;
        transform: translateX(-50%);
        display: block;
        width: calc(100% - 16px);
        max-width: 320px;
        min-height: 0;
        padding: 18px 20px;
        border-radius: 28px;
    }

    .hero-bottom-cards {
        grid-template-columns: 1fr;
        max-width: 280px;
        bottom: 152px;
    }

    .hero-bottom-card-title {
        font-size: 11px;
        min-height: 40px;
    }

    .hero-bottom-card-image {
        height: 58px;
    }
}

@media (max-width: 360px) {
    .about-partners-title {
        font-size: 24px;
    }

    .about-partners-grid {
        grid-template-columns: 1fr;
        gap: 10px;
    }

    .about-partners-logo {
        max-width: 220px;
        height: 58px;
    }
}

/* Services Section Styles */
.services-section {
    padding: var(--section-padding-y) var(--section-padding-x);
    background: #fff;
}

.services-title {
    font-size: 2.5rem;
    font-weight: 700;
    color: #363E5C;
    text-transform: uppercase;
    margin-bottom: 40px;
    text-align: left;
}

.services-content {
    max-width: 100%;
    margin-bottom: 60px;
}

.services-content p {
    font-size: 1rem;
    line-height: 1.6;
    color: #333;
    margin-bottom: 20px;
    text-align: left;
}

.services-list {
    margin: 20px 0;
    padding-left: 20px;
}

.services-list li {
    font-size: 1rem;
    line-height: 1.6;
    color: #333;
    margin-bottom: 10px;
    list-style-type: disc;
}

.cta-section {
    padding: 40px;
    border-radius: 8px;
    position: relative;
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 30px;
}

.cta-title {
    font-size: 1.5rem;
    font-weight: 700;
    color: #fff;
    margin-bottom: 15px;
    flex: 1;
    min-width: 200px;
}

.cta-text {
    font-size: 1rem;
    color: #fff;
    line-height: 1.6;
    margin-bottom: 0;
    flex: 1;
    min-width: 200px;
}

.cta-button {
    background: #C8A05C;
    color: #363E5C;
    border: 2px solid #363E5C;
    padding: 15px 30px;
    border-radius: 6px;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    white-space: nowrap;
    flex-shrink: 0;
}

.cta-button:hover {
    background: #D09B33;
    transform: translateY(-2px);
}

/* Mobile Responsive for Services Section */
@media (max-width: 768px) {
    .services-section {
        padding: var(--section-padding-y) var(--section-padding-x);
    }
    
    .services-title {
        font-size: 2rem;
        margin-bottom: 30px;
    }
    
    .cta-section {
        flex-direction: column;
        text-align: center;
        padding: 30px 20px;
    }
    
    .cta-title,
    .cta-text {
        min-width: auto;
        flex: none;
    }
    
    .cta-button {
        align-self: center;
    }
    
    .deposit-guarantee-title {
        font-size: 1.2rem;
        text-align: center;
        margin-bottom: 20px;
    }
    
    .deposit-guarantee-content p {
        font-size: 0.8rem;
        text-align: left;
    }
    
    .countries-grid {
        grid-template-columns: 1fr;
        gap: 15px;
        padding: 20px 15px;
    }
    
    .country-card {
        padding: 12px;
    }
    
    .flag-image {
        width: 45px;
        height: 30px;
    }
    
    .country-name {
        font-size: 0.95rem;
    }
    
    .deposit-scheme {
        font-size: 0.75rem;
    }
    
    .contact-cta-content {
        padding: 30px 20px;
        gap: 25px;
    }
    
    .contact-cta-title {
        font-size: 1.2rem;
    }
    
    .contact-cta-description {
        font-size: 0.8rem;
    }
    
    .contact-cta-button {
        padding: 12px 20px;
        font-size: 14px;
    }
}

/* Mobile header drawer: secondary strip hidden until “Menü”; full vertical organism when open */
@media (max-width: 768px) {
    body.mobile-nav-open {
        position: relative;
    }

    body.mobile-nav-open::before {
        content: "";
        position: fixed;
        inset: 0;
        background: rgba(15, 23, 42, 0.52);
        z-index: 998;
        pointer-events: auto;
        animation: mobileNavBackdropIn 0.32s cubic-bezier(0.22, 1, 0.36, 1) forwards;
        -webkit-backdrop-filter: blur(4px);
        backdrop-filter: blur(4px);
    }

    @keyframes mobileNavBackdropIn {
        from {
            opacity: 0;
        }
        to {
            opacity: 1;
        }
    }

    @keyframes mobileNavPanelIn {
        from {
            opacity: 0;
            transform: translateX(-100%);
        }
        to {
            opacity: 1;
            transform: translateX(0);
        }
    }

    @keyframes mobileNavLinkReveal {
        from {
            opacity: 0;
            transform: translateX(-10px);
        }
        to {
            opacity: 1;
            transform: translateX(0);
        }
    }

    @keyframes mobileSubnavItemReveal {
        from {
            opacity: 0;
            transform: translateY(8px);
        }
        to {
            opacity: 1;
            transform: translateY(0);
        }
    }

    /* Animate menu panel (display:none cannot transition — use height/opacity) */
    .header-top .navigation {
        display: flex !important;
        flex-direction: column;
        max-height: 0 !important;
        opacity: 0;
        overflow: hidden !important;
        visibility: hidden;
        pointer-events: none;
        padding-top: 0 !important;
        padding-bottom: 0 !important;
        margin: 0 !important;
        border: none !important;
        box-shadow: none !important;
        transform: translateX(-100%);
        transition:
            max-height 0.45s cubic-bezier(0.22, 1, 0.36, 1),
            opacity 0.3s ease,
            transform 0.4s cubic-bezier(0.22, 1, 0.36, 1),
            visibility 0s linear 0.32s;
    }

    .header-top .navigation.mobile-menu-open {
        max-height: calc(100dvh - 88px) !important;
        opacity: 1;
        visibility: visible;
        pointer-events: auto;
        transform: translateX(0);
        padding: 10px 12px 12px !important;
        margin: 0 !important;
        border-bottom: 1px solid rgba(15, 23, 42, 0.08) !important;
        box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.8) !important;
        animation: mobileNavPanelIn 0.38s cubic-bezier(0.22, 1, 0.36, 1) both;
        transition:
            max-height 0.48s cubic-bezier(0.22, 1, 0.36, 1),
            opacity 0.35s ease 0.03s,
            transform 0.42s cubic-bezier(0.22, 1, 0.36, 1),
            visibility 0s;
    }

    .header-top .navigation.mobile-menu-open .nav-link.nav-link--subnav {
        display: flex;
        align-items: center;
        justify-content: space-between;
        animation: mobileNavLinkReveal 0.42s cubic-bezier(0.22, 1, 0.36, 1) backwards;
    }

    .header-top .navigation.mobile-menu-open .nav-link.nav-link--subnav::after {
        content: "";
        width: 18px;
        height: 18px;
        margin-left: 12px;
        flex-shrink: 0;
        opacity: 0.95;
        background-color: #d09b33;
        -webkit-mask-image: url("../images/icons/arrow-up-right.svg");
        mask-image: url("../images/icons/arrow-up-right.svg");
        -webkit-mask-size: contain;
        mask-size: contain;
        -webkit-mask-repeat: no-repeat;
        mask-repeat: no-repeat;
        -webkit-mask-position: center;
        mask-position: center;
    }

    .header-top .navigation.mobile-menu-open .nav-link.nav-link--subnav:nth-child(1) {
        animation-delay: 0.05s;
    }

    .header-top .navigation.mobile-menu-open .nav-link.nav-link--subnav:nth-child(2) {
        animation-delay: 0.1s;
    }

    .header-top .navigation.mobile-menu-open .nav-link.nav-link--subnav:nth-child(3) {
        animation-delay: 0.15s;
    }

    .header-top .navigation.mobile-menu-open .mobile-login-btn {
        animation: mobileNavLinkReveal 0.42s cubic-bezier(0.22, 1, 0.36, 1) 0.18s backwards;
    }

    .header.mobile-nav-drawer-open {
        box-shadow: 0 14px 40px rgba(28, 35, 84, 0.16);
        height: 100dvh;
        overflow: hidden;
    }

    .header.mobile-nav-drawer-open .header-top {
        border-bottom: 1px solid rgba(15, 23, 42, 0.06);
    }

    .header .header-subnav-wrap {
        display: none !important;
    }

    .header.mobile-nav-drawer-open .header-subnav-wrap {
        display: block !important;
        margin: 0;
        border-top: none;
        border-bottom: none;
        background: #ffffff;
        animation: mobileDrawerSubnavIn 0.4s cubic-bezier(0.22, 1, 0.36, 1) 0.08s both;
        flex: 1 1 auto;
        min-height: 0;
        overflow-y: auto;
        overflow-x: hidden;
    }

    @keyframes mobileDrawerSubnavIn {
        from {
            opacity: 0;
            transform: translateX(-30px);
        }
        to {
            opacity: 1;
            transform: translateX(0);
        }
    }

    .header.mobile-nav-drawer-open .header-subnav-wrap .container {
        padding: 0 26px 14px;
        min-height: 0;
    }

    .header.mobile-nav-drawer-open .header-subnav {
        display: flex;
        flex-direction: column;
        align-items: stretch;
        width: 100%;
        max-width: none;
        padding: 0;
        gap: 0;
        max-height: none;
        overflow: visible;
        -webkit-overflow-scrolling: touch;
        scrollbar-width: thin;
        scrollbar-color: rgba(15, 23, 42, 0.2) transparent;
    }

    .header.mobile-nav-drawer-open .header-subnav-panel {
        display: flex;
        flex-direction: column;
        flex-wrap: nowrap;
        align-items: stretch;
        width: 100%;
        max-width: none;
        gap: 0;
    }

    .header.mobile-nav-drawer-open .header-subnav-link {
        display: flex;
        align-items: center;
        justify-content: space-between;
        width: 100%;
        box-sizing: border-box;
        white-space: normal;
        text-align: left;
        padding: 14px 0;
        font-size: 1.15rem;
        font-weight: 500;
        line-height: 1.35;
        border-radius: 0;
        border: none;
        border-bottom: 1px solid rgba(99, 124, 145, 0.28);
        background: transparent;
        color: #567087;
    }

    .header.mobile-nav-drawer-open .header-subnav-link::after {
        content: "⌄";
        font-size: 1.05rem;
        line-height: 1;
        color: #60788d;
        opacity: 0.9;
        margin-left: 12px;
        flex-shrink: 0;
    }

    .header.mobile-nav-drawer-open .header-subnav-link.is-active {
        color: #1c3551;
        border-bottom-color: rgba(28, 53, 81, 0.34);
        box-shadow: none;
    }

    .header.mobile-nav-drawer-open .header-subnav-link {
        animation: mobileSubnavItemReveal 0.38s cubic-bezier(0.22, 1, 0.36, 1) backwards;
    }

    .header.mobile-nav-drawer-open .header-subnav-link:nth-child(1) {
        animation-delay: 0.12s;
    }

    .header.mobile-nav-drawer-open .header-subnav-link:nth-child(2) {
        animation-delay: 0.16s;
    }

    .header.mobile-nav-drawer-open .header-subnav-link:nth-child(3) {
        animation-delay: 0.2s;
    }

    .header.mobile-nav-drawer-open .header-subnav-link:nth-child(4) {
        animation-delay: 0.24s;
    }

    .header.mobile-nav-drawer-open .header-subnav-link:nth-child(5) {
        animation-delay: 0.28s;
    }

    .header.mobile-nav-drawer-open .header-subnav-link:nth-child(6) {
        animation-delay: 0.32s;
    }

    .header.mobile-nav-drawer-open .header-subnav-link:nth-child(n + 7) {
        animation-delay: 0.36s;
    }

    .header.mobile-nav-drawer-open .header-wealth-dropdown-wrap {
        width: 100%;
        flex-shrink: 0;
    }

    .header.mobile-nav-drawer-open .header-wealth-strategy-trigger {
        width: 100%;
        box-sizing: border-box;
        justify-content: space-between;
        padding: 14px 0;
        font-size: 1.15rem;
        font-weight: 500;
        line-height: 1.3;
        border-radius: 0;
        border: none;
        border-bottom: 1px solid rgba(99, 124, 145, 0.28);
        background: transparent;
        color: #567087;
    }

    .header.mobile-nav-drawer-open .header-wealth-strategy-trigger::before {
        content: none;
    }

    .header.mobile-nav-drawer-open .header-wealth-strategy-trigger:hover {
        background: transparent;
        color: #3f5870;
    }

    .header.mobile-nav-drawer-open .header-dropdown--wealth-strategy {
        position: static;
        left: auto;
        top: auto;
        min-width: 0;
        max-width: none;
        width: 100%;
        margin: 0;
        padding: 0 0 8px;
        border-radius: 0;
        border: none;
        box-shadow: none;
        background: transparent;
    }

    .header.mobile-nav-drawer-open .header-dropdown-link.header-dropdown-link--wealth-strategy {
        padding: 9px 0 9px 20px;
        font-size: 1rem;
        color: #1f4060;
        border-bottom: 1px solid rgba(99, 124, 145, 0.22);
    }

    .header.mobile-nav-drawer-open .header-dropdown-link.header-dropdown-link--wealth-strategy:last-child {
        border-bottom: none;
    }

    .header.mobile-nav-drawer-open .header-dropdown--privat-investment {
        width: 100%;
        margin-top: 8px;
        padding: 10px 8px;
        border: 1px solid #d4a84a;
        border-radius: 16px;
        box-shadow: 0 4px 14px rgba(28, 35, 84, 0.08);
        background: #ffffff;
    }

    .header.mobile-nav-drawer-open .header-dropdown--mega {
        padding: 0;
        border: 1px solid #d9e1ec;
        border-radius: 12px;
        overflow: hidden;
        animation: none;
    }

    .header.mobile-nav-drawer-open .header-mega-tabs {
        padding: 0 8px;
        overflow-x: auto;
        white-space: nowrap;
    }

    .header.mobile-nav-drawer-open .header-mega-tab {
        padding: 10px 8px;
        font-size: 0.86rem;
    }

    .header.mobile-nav-drawer-open .header-mega-grid {
        grid-template-columns: 1fr;
        gap: 14px;
        padding: 14px 12px 12px;
    }

    .header.mobile-nav-drawer-open .header-mega-title {
        font-size: 1.05rem;
        margin-bottom: 8px;
    }

    .header.mobile-nav-drawer-open .header-mega-link {
        font-size: 0.95rem;
        padding: 6px 0;
    }

    .header.mobile-nav-drawer-open .header-mega-badge {
        font-size: 0.66rem;
    }

    .header.mobile-nav-drawer-open .header-privat-nested {
        margin-bottom: 8px;
        border: 1px solid #e6eaf3;
        border-radius: 10px;
        background: #ffffff;
    }

    .header.mobile-nav-drawer-open .header-privat-nested:last-child {
        margin-bottom: 0;
    }

    .header.mobile-nav-drawer-open .header-privat-nested-summary {
        padding: 10px 12px;
        font-size: 0.98rem;
        font-weight: 700;
        color: #1f4060;
        background: #ffffff;
        border-bottom: 1px solid #edf0f6;
    }

    .header.mobile-nav-drawer-open .header-privat-nested-summary::after {
        color: #7b879a;
    }

    .header.mobile-nav-drawer-open .header-privat-nested-links {
        padding: 6px 6px 8px;
    }

    .header.mobile-nav-drawer-open .header-dropdown--privat-investment .header-dropdown-link.header-dropdown-link--sub {
        padding: 9px 10px 9px 12px;
        margin: 0;
        font-size: 0.96rem;
        color: #1f4060;
        border-bottom: 1px solid rgba(99, 124, 145, 0.20);
        border-radius: 0;
    }

    .header.mobile-nav-drawer-open .header-dropdown--privat-investment .header-dropdown-link.header-dropdown-link--sub:last-child {
        border-bottom: none;
    }


    .header.mobile-nav-drawer-open .header-top .navigation.mobile-menu-open {
        max-height: min(26vh, 190px) !important;
        overflow-y: auto;
        overflow-x: hidden;
        -webkit-overflow-scrolling: touch;
        background: #ffffff;
        border-top: 1px solid rgba(99, 124, 145, 0.2);
    }

    .header.mobile-nav-drawer-open .header-top .navigation .nav-link.nav-link--subnav {
        font-size: 1.05rem;
        font-weight: 500;
        color: #1f4060;
        border: none;
        border-radius: 0;
        background: transparent;
        padding: 6px 0;
    }
}